Equity
-€81,025
Debts exceed assets in financial year 2025.
Plan-B
Overview
Lifetime
4 annual accounts with figures on one time axispeak €19,445 (2025)
€19,445▲ 1.7%
lowest -€65,286 (2022)
€2,470▼ 23.5%
peak -€58,286 (2022)
-€81,025▲ €2,470
€192,238▲ 44.4%
Board1 name since 2021
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Debts from €133,109 to €192,238Cash from €608 to €1,990
Key points
from the 2025 annual accountsTurnover
≈ €220,000 estimated
The micro format states no turnover.
Debts
€192,238 173% of the balance sheet
Financial debts 2%Suppliers 16%Taxes and wages 0%Other 81%
Of this, €185,721 falls due within a year.
Filings
4 annual accounts 4 late
The 2023 accounts came latest: 362 days after the end of the period.
Starting capital
€7,000 70 shares
Position in the sector
-€81,025
Less equity than 93% of companies in food and beverage service. Sector median €28,354 · 18,541 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 516 companies had the same profile as Plan-B has now. Each dot stands for 2 companies, two years later.
91.9%
were still trading
2.5%
stopped another way
4.5%
went bankrupt
Another 1.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 516 companies, not a prediction for Plan-B. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered office moved from Kinrooi to Bocholt
New registered office: Damburgstraat 27, 3950 Bocholt · Previous registered office: Venlosesteenweg 87, 3640 Kinrooi · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0778344331
New establishment in Bocholt
A Lapide, Cornelius a Lapideplein 9
Incorporation
Appointment: (director) · Founder: (founder and shareholder) · Founding capital of €7,000, 70 shares · published on 09-12-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Plan-B Bocholt | - | - | -72.9% | - |
| Pauline en Stijn Brakel | - | - | 38.0% | - |
| Anatolia De Panne | - | - | 48.6% | - |
| JH&JL Agency Wavre | €110,333 | 5.1% | 70.1% | - |
| Walnick Schilde | - | - | 53.7% | - |
| ADKS Brussels | €320,106 | 0.9% | 55.7% | - |
| NO LIMIT RENOVATION Vilvoorde | - | - | 23.2% | - |
These companies have the same main activity as Plan-B: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €91,900 and €124,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 07-12-2021Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Establishment units
- 2.324.832.4543950 Bocholt, since 07-12-2021
- 2.335.179.2853950 Bocholt, since 13-07-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 29-07-2024
Annual accounts 2025
- €19,445▲ 1.7%
- €2,470▼ 23.5%
- -€81,025▲ 3.0%
- €111,213▲ 124%
- Filing
- Filed on 31-08-2026
Insights on Plan-B
Plan-B files the micro format. That format states no turnover. The gross margin rose from -€30,962 in 2022 to €19,445 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€19,445
▲ 1.7%
€1,405
▼ 72.0%
€2,470
▼ 23.5%
-€106,362
▼ €9,426
-72.9%
▲ 95.4 percentage points
0.43
▲ 0.29
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €220,000. Estimated: probably between €140,000 and €370,000.
Balance sheet
balance sheet total €111,213 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
-72.9%
Higher than 12% of 18,509 companies in 2025.
0.43
Higher than 21% of 17,864 companies in 2025.
2.2%
Higher than 44% of 17,961 companies in 2025.
Plan-B
Middle half of the sector
80% of the sector
Micro accounts in food and beverage service (NACE 56)
Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter
Staff
Staff costs divided by the average number of full-time equivalents.
people who joined
people who left
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
111,213 | 49,614 | 42,752 | 55,479 | |
21/28 |
31,854 | 34,301 | 37,035 | 36,636 | |
22/27 |
21,345 | 23,792 | 26,526 | 26,127 | |
23 |
3,684 | 2,580 | 3,440 | - | |
24 |
656 | 1,166 | - | - | |
26 |
17,005 | 20,046 | 23,086 | 26,127 | |
28 |
10,509 | 10,509 | 10,509 | 10,509 | |
29/58 |
79,359 | 15,314 | 5,717 | 18,843 | |
3 |
4,610 | 4,260 | 3,280 | 4,530 | |
30/36 |
4,610 | 4,260 | 3,280 | 4,530 | |
40/41 |
72,759 | 8,508 | 2,291 | 13,848 | |
40 |
27,270 | 8,508 | 1,101 | 7,471 | |
41 |
45,489 | - | 1,189 | 6,378 | |
54/58 |
1,990 | 608 | 147 | 423 | |
490/1 |
- | 1,938 | - | 42 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
111,213 | 49,614 | 42,752 | 55,479 | |
10/15 |
-81,025 | -83,495 | -86,724 | -58,286 | |
10/11 |
7,000 | 7,000 | 7,000 | 7,000 | |
14 |
-88,025 | -90,495 | -93,724 | -65,286 | |
17/49 |
192,238 | 133,109 | 129,477 | 113,765 | |
17 |
4,196 | 16,540 | 28,525 | 40,160 | |
170/4 |
4,196 | 16,540 | 28,525 | 40,160 | |
42/48 |
185,721 | 112,249 | 100,952 | 73,606 | |
42 |
12,344 | 11,984 | 11,635 | 7,568 | |
44 |
31,024 | 9,260 | 7,415 | 12,797 | |
440/4 |
31,024 | 9,260 | 7,415 | 12,797 | |
45 |
802 | 4,223 | - | 3,138 | |
450/3 |
802 | 4,223 | - | - | |
454/9 |
- | - | - | 3,138 | |
47/48 |
141,551 | 86,782 | 81,902 | 50,103 | |
492/3 |
2,321 | 4,320 | - | - | |
| Income statement | |||||
76A |
1,040 | - | - | - | |
9900 |
19,445 | 19,124 | 18,849 | -30,962 | |
62 |
9,830 | 8,146 | 37,389 | 28,283 | |
630 |
4,567 | 4,265 | 3,901 | 1,943 | |
640/8 |
3,644 | 1,705 | 4,340 | 2,285 | |
9901 |
1,405 | 5,009 | -26,780 | -63,473 | |
75/76B |
2,046 | 1 | 1 | 0 | |
75 |
2,046 | 1 | 1 | 0 | |
65/66B |
980 | 1,781 | 1,659 | 1,813 | |
65 |
980 | 1,781 | 1,659 | 1,813 | |
9903 |
2,470 | 3,229 | -28,438 | -65,286 | |
9904 |
2,470 | 3,229 | -28,438 | -65,286 | |
9905 |
2,470 | 3,229 | -28,438 | -65,286 | |
| Appropriation of the result | |||||
9906 |
-88,025 | -90,495 | -93,724 | -65,286 | |
14P |
-90,495 | -93,724 | -65,286 | - | |
| Social balance sheet | |||||
9087 |
- | - | - | 1.7 | |
Hours worked1013 |
- | - | - | 1,174 | |
| Document | |||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00507378.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 5,971 | 9,273 | -22,879 | -61,531 | ||
| 7,037 | 7,494 | -24,537 | -63,343 | ||
| 2,120 | 1,530 | 4,300 | 38,579 | ||
| 1,382 | 461 | -277 | - | ||
| -106,362 | -96,935 | -95,235 | -54,762 | ||
| -72.9% | -168.3% | -202.9% | -105.1% | ||
| 0.43 | 0.14 | 0.06 | 0.26 | ||
| 0.40 | 0.10 | 0.02 | 0.19 | ||
| 2.2% | 6.5% | -66.5% | -117.7% | ||
| 6.09 | 5.21 | -13.79 | -33.94 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2023 | 31-12-2022 |
|---|---|---|
| - | 1.7 | |
| Joined | 0 | - |
| Left | 3 | - |
Source: social balance sheet in the 2022 to 2023 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €2,120 | €1,530 | €4,300 | €28,070 |
| Financial fixed assets | - | - | - | €10,509 |
| €4,567 | €4,265 | €3,901 | €1,943 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on Plan-B
The operating result for 2025 is 72% lower than in 2024.
Equity is negative. Debt (€192,238) exceeds the balance-sheet total (€111,213).
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 09-12-2021
term without a fixed end
listed in the 2025 annual accounts, filed on 31-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “9) Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan hem…”deed of 09-12-2021
Mandates through the years
1 name, the dashed line is todayDirector (not named in the articles)
Board
Mandates as a list
-
- Director (not named in the articles), appointed by deed of 09-12-2021, still in office
Control
Founder
This company
Plan-B
Equity -€81,025
Profit €2,470 in 2025
Capital
- Contribution
- €7,000
- Shares
- 70
- Contribution per share
- €100
- Equity per share
- -€1,157 in 2025
- Source
- deed of 09-12-2021
Articles of association
deed of 09-12-2021 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 20:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Besluit algemene vergadering die beraadslaagt zoals inzake statutenwijziging”
Shareholders
At incorporation
deed of 09-12-2021 ↗
- 70 shares (100%) · €7,000
Network & group
No group
Plan-B has no parent and no holdings in its annual accounts. is the only director. Plan-B shares no director with another company.
At the same address
Damburgstraat 27, 3950 Bocholt · 1 other company| Visser, Jeroen (sole trader)
establishment since 14-03-2026 |
founded in 2026 1035.500.536 |
Timeline
Timeline
10 events since 2021Filings
Financial
Establishments
Address
202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
Registered office moved from Kinrooi to BocholtNew registered office: Damburgstraat 27, 3950 Bocholt · Previous registered office: Venlosesteenweg 87, 3640 Kinrooi1 point ▸
- Registered-office move, Damburgstraat 27, 3950 Bocholt
- The deed holds 2 more points.
Annual accounts 2024 filed PDFmicro format · 291 days late
2025
Annual accounts 2023 filed PDFmicro format · 362 days late
2024
Back to profit net €3,229 The net result is €3,229, after 2 loss-making years.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0778344331
Annual accounts 2022 filed PDFmicro format · 322 days late
2022
New establishment in Bocholt A Lapide, Cornelius a Lapideplein 9
2021
IncorporationAppointment: (director) · Founder: (founder and shareholder) · Founding capital of €7,000, 70 shares · published on 09-12-20213 points ▸
- Founder, (and shareholder)
- Founding capital, €7,000, 70 shares
- Director appointment, (director (not named in the articles))
- The deed holds 3 more points.
First establishment Damburgstraat 27, Bocholt
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 7 December 2021, Plan-B was incorporated as a private limited company by one natural person, with a starting capital of €7,000.12 In 2026 the registered office moved to Bocholt.3 is director of the company, appointed by deed of 09-12-2021.2 Total assets went from €55,479 in 2022 to €111,213 in 2025.4
Company details
Identity
- Enterprise number
- 0778.344.331
- VAT number
- BE 0778.344.331
- Peppol ID
- 0208:0778344331
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 07-12-2021
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 20:00deed of 09-12-2021 (in Dutch)
- Peppol
- Reachable since 29-07-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Plan-B in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 09-12-2021 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Venlosesteenweg 87, 3640 Kinrooi”deed of 09-12-2021 (in Dutch)
Activities
NACEBEL 2025VAT activities
56112
Limited-service restaurants, excluding mobile food services main activity
Social security (RSZ) activities
56112
Limited-service restaurants, excluding mobile food services main activity
Codes under NACEBEL 2008
VAT activities
56102
Limited-service restaurants main activity
Social security (RSZ) activities
56102
Limited-service restaurants main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het uitbaten van horeca-instellingen,allerhande eet-en drankgelegenheden,cafés,restaurants,exotische…”deed of 09-12-2021 (in Dutch)
12 activities
- Het uitbaten van horeca-instellingen,allerhande eet-en drankgelegenheden,cafés,restaurants,exotische eethuizen,snackbars,fast-foodzaken,frituren,tavernes,feestzalen,traiteurdiensten,hotels,pretparken,dancings en in het algemeen horeca-uitbating in de meest ruime zin van het woord;
- Het bereiden en opdienen van soepen,crocques en andere toasten van allerlei aard,kroketten (uitgezonderd aardappelkroketten),bloedworsten en witte worsten,satés,belegde broodjes,croissants,deegwaren,pizza’s,quiches of andere hartige taarten,koude salades,koude vleesschotels,bereide eieren,dit alles uitsluitend geserveerd met brood;
- Het serveren van nagerechten (pannenkoeken,ijs,wafels,gebak,koeken,yoghurts,milkshakes);
- De aan- en verkoop van alcoholische en niet-alcoholische dranken,in het algemeen voor consumptie ter plaatse,eventueel in combinatie met enigerlei vorm van amusement door: cafés,bars,nachtclub,bierhallen,enz.;
- De uitbating van allerhande kantines en catering;
- De uitbating,het beheer en de inrichting van traiteur-diensten,banketten en feestelijkheden;
- De verhuring van feestzalen;
- De verhuring,in leasing geven en in het algemeen het ter beschikking stellen aan derden,mits vergoeding van alle roerende goederen,het verlenen van deskundig advies,het presteren van technische en administratieve dienstprestaties in verband met alle taken van de horeca en het ter beschikking stellen van personeel.
- Alle activiteiten in de ruimste zin van het woord met betrekking tot adviesverlening,consultancy en management in het algemeen en in diverse sectoren daaronder mede begrepen verlening van administratieve bijstand,zakelijke dienstverlening,alle dienstverlening van economische aard en overige dienstverlening hoofdzakelijk aan bedrijven,daaronder mede begrepen het verstrekken van advies,consulting en diensten in de ruimste zin van het woord op het gebied van administratie,management,financiën,marketing,juridische zaken en alle aanverwante vraagstukken; het verlenen van technische,juridische en administratieve adviezen
- Alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals onder meer erfpacht- en opstalrechten en de huurfinanciering van onroerende goederen aan derden,het aankopen ven verkopen zowel in volle eigendom als in vruchtgebruik en/of blote eigendom,ruilen,doen bouwen,doen verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen,de aan- en verkoop,huur en verhuur van roerende goederen betreffende de inrichting en uitrusting van onroerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen.
- Het aanleggen,het oordeelkundig uitbouwen ven beheren van een roerend patrimonium,alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse,bestaande of nog op te richten rechtspersonen en ondernemingen.
- Het toestaan van leningen en kredietopeningen aan vennootschappen of particulieren onder om het even welke vorm; in dit kader kan zij zich ook borg stellen of haar aval verlenen,in de meest ruime zin,alle handels- en financiële operaties verrichten.
Registered office and establishments
2 establishments| Establishment | Since | Unit number | FASFC approval |
|---|---|---|---|
| Damburgstraat 27 registered office 3950 Bocholt | 07-12-2021 | 2.324.832.454 | |
| A Lapide Cornelius a Lapideplein 9, 3950 Bocholt | 13-07-2022 | 2.335.179.285 | Restaurant |
1 former office
- Venlosesteenweg 87, 3640 Kinrooi until 10-04-2025 · deed of 21-05-2026
Buildings and parcels at the addresses
- Ground area
- 5,429 m²
- Buildings
- 1,715 m²
- Volume, LiDAR
- 1,625 m³
- Tallest building
- 11.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 72003C1321/00A000 | 4,776 m² | 1 · 1,550 m² | 10.9 m |
| 72003C0554/00Y000 | 653 m² | 1 · 165 m² | 8.0 m · 2 |
Recognitions
Food safety, FASFC
1 siteBocholtunit number 2.335.179.285