Walnick
ActiveSummary
The computed 12-month bankruptcy probability of Walnick is 4.3% (elevated). The 2025 annual accounts show equity of €67k and a net result of €-15k. Equity is growing by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 70% of 13305 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-62
Solvency79▲+1
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
4.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity tight (current ratio 1.47 against 1.37 in 2024; short-term debt: 21.5% and cash: 4% of total assets), and 46.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.7%
Return on assets
-12.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
57 d early
2024
13 d early
2023
5 d early
2022
32 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▼ 18.3%
2024 · €82k
2022: €40k
2023: €44k
2024: €82k
2022 → 2025
Total assets
€124k▼ 19.0%
2024 · €154k
2022: €64k
2023: €153k
2024: €154k
2022 → 2025
Net result
€-15k
2024 · €38k
2022: €38k
2023: €4k
2024: €38k
2022 → 2025
Working capital
€13k▲ 23.7%
2024 · €10k
2022: €36k
2023: €31k
2024: €10k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€40k-€44k▲ 10.0%€82k▲ 85.9%€67k▼ 18.3%
Operating result€47k-€6k▼ 87.3%€54k▲ 804%€-10k
Net result€38k-€4k▼ 89.3%€38k▲ 842%€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €54k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€85k ▼ 26.4%
Current assets
€39k ▲ 3.6%
Equity and liabilities €124k
Equity
€67k ▼ 18.3%
Debt
€58k ▼ 19.8%
Debt's share of the balance-sheet total falls from 46.7% to 46.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€21k▼
2024 · €74k
Cash flow
€16k▼
2024 · €58k
Current ratio
1.47▲
2024 · 1.37
Quick ratio
1.36▲
2024 · 1.27
Debt to equity
0.86▼
2024 · 0.88
ROE
-22.5%▼
2024 · 46.2%
ROA
-12.1%▼
2024 · 24.6%
Interest coverage
4.14▼
2024 · 10.49
Debt ≤ 1 year
€27k▼
2024 · €28k
Debt > 1 year
€31k▼
2024 · €44k
Income taxes
€797▼
2024 · €10k
Staff costs
€296▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€154k€124k▼
Fixed assets21/28€116k€85k▼
Tangible fixed assets22/27€116k€85k▼
Plant, machinery and equipment23€33k€25k▼
Furniture and vehicles24€59k€44k▼
Leasing and similar rights25€24k€16k▼
Financial fixed assets28€50€50=
Current assets29/58€38k€39k▲
Amounts receivable after more than one year29€21k€21k=
Other amounts receivable291€21k€21k=
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€3k€10k▲
Trade receivables40€0€426▲
Other amounts receivable41€3k€10k▲
Cash at bank and in hand54/58€11k€5k▼
Equity and liabilities
Total equity and liabilities10/49€154k€124k▼
Equity10/15€82k€67k▼
Contributions10/11€3k€3k=
Reserves13€79k€64k▼
Distributable reserves133€79k€64k▼
Amounts payable17/49€72k€58k▼
Amounts payable after more than one year17€44k€31k▼
Financial debts170/4€44k€31k▼
Amounts payable within one year42/48€28k€27k▼
Current portion of amounts payable after more than one year42€15k€16k▲
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€7k€7k▼
Taxes450/3€7k€7k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€667€0▼
Income statement
Code20242025
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62€2k€296▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€31k▲
Other operating charges640/8€683€688▲
Gross operating margin9900€76k€22k▼
Operating profit (loss)9901€54k€-10k▼
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€48k€-14k▼
Income taxes67/77€10k€797▼
Profit (loss) for the period9904€38k€-15k▼
Profit (loss) for the period to be appropriated9905€38k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€-15k▼
Transfer from equity791/2-€15k
Transfer to equity691/2€38k€0▼
To other reserves6921€38k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-15k ▼140%
Net result drops to €-15k, the lowest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €38k ▲842%
Operating result €54k, net result €38k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkelei 862970 SchildeGround area
547 m²
Building footprint
192 m²
Volume, LiDAR
832 m³
Parcel 11922C0034/00H003, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Walnick
since 20212.325.231.540
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922C0034/00H003 | Flanders | 547 m² | 1 · 191 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchilde2.325.231.540
Similar companies · same sector, comparable size
FA.SY
BE 0845.246.914
Brussel · Eq €66,893
DILAV
BE 0839.811.053
Rixensart · Eq €66,910
FOODHUNTER
BE 0792.597.985
Ukkel · Eq €66,834
SDR Horeca
BE 0662.627.190
Alken · Eq €66,796
MARIE-FRANCE-AOÛT
BE 0860.222.130
Antwerpen · Eq €67,007
Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 8,198 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.