Plan.AM. Ideal Construct
ActiveSummary
The computed 12-month bankruptcy probability of Plan.AM. Ideal Construct is 7.8% (elevated). The 2024 annual accounts show equity of €37,372 and a net result of €37,372. Its solvency ranks better than 88% of 9,837 sector peers (NACE 41, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €37,372
- Profit
- €37,372
Why 37raises risk1 financial year not filed after the legal deadline; last filed accounts filed 58 days late; 1 of the last 3 lateSize: total assets €47,028Liquidity: current ratio 4.92, cash €0Founded in 2023Show the evidence
Checked score
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 41% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its 2024 accounts 58 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- Resignation: Ivascu Mihail (director)Share transfer · Shareholding
- Registered officeRegistered-office move · Director in…
Financials · financial year 2024, micro format
2024 annual accounts filed late (58 days) Filed on 27 September 2025, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2025-00506910.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a higher bankruptcy probability: 7.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 |
|---|---|
| Gross operating margin9900 | €44,231 |
| Operating profit (loss)9901 | €44,231 |
| Financial income75/76B | €2,575 |
| Recurring financial income75 | €2,575 |
| Financial charges65/66B | €67 |
| Recurring financial charges65 | €67 |
| Profit (loss) for the period before taxes9903 | €46,738 |
| Income taxes67/77 | €9,366 |
| Profit (loss) for the period9904 | €37,372 |
| Profit (loss) for the period to be appropriated9905 | €37,372 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €47,028 | |
| Current assets29/58 | €47,028 | |
| Amounts receivable within one year40/41 | €47,028 | |
| Trade receivables40 | €1,415 | |
| Other amounts receivable41 | €45,613 | |
| Cash at bank and in hand54/58 | €0 | |
| Deferred charges and accrued income490/1 | €0 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €47,028 | |
| Equity10/15 | €37,372 | |
| Profit (loss) carried forward14 | €37,372 | |
| Amounts payable17/49 | €9,656 | |
| Amounts payable within one year42/48 | €9,555 | |
| Financial debts43 | €5 | |
| Other loans439 | €5 | |
| Trade debts44 | €184 | |
| Suppliers440/4 | €184 | |
| Taxes, remuneration and social security45 | €9,366 | |
| Taxes450/3 | €9,366 | |
| Accrued charges and deferred income492/3 | €100 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €37,372 |
| Operating cash flow (approximation) | €37,372 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro format | 27-09-2025 | 2025-00506910 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| PANAINTE Andrei Ilie |
|
| Ivascu Mihail |
|
Owners and capital
Capital and shareholders
- Ivascu Mihail
- Panainte Andrei 100 shares
- Ivascu Mihail to Panainte Andrei
- PANAINTE Andrei Ilie 70 shares (70%) · €2,100
- IVASCU Mihail 30 shares (30%) · €900
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 13-09-2023 Incorporation · €3,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
13-03
Gazette deed
Resignation: Ivascu Mihail (director)Share transfer · Shareholding5 facts ▸
- General meeting, “maatschappelijke zetel, bestuurder” (deed in Dutch)
- Director resignation, Ivascu Mihail (director)
- Share transfer, Ivascu Mihail → Panainte Andrei
- Shareholding, “aandelen”, 0 (deed in Dutch)
- Shareholding, “aandelen”, 100 (deed in Dutch)
08-11
Gazette deed
Registered officeRegistered-office move · Director in office5 facts ▸
- General meeting, 22-09-2023
- Registered-office move, Mutsaardplein 2 1853 Grimbergen
- Other provision, “VAT number, BE0805680713” (deed in Dutch)
- Director in office, Ivascu Mihai (director)
- Director in office, Panainte Andrei (director)
13-09
Gazette deed
IncorporationAppointments: PANAINTE Andrei Ilie (director) and IVASCU Mihail (director) · Founder · Founding capital9 facts ▸
- Incorporation, “Plan.AM. Ideal Construct” (deed in Dutch)
- Founder, PANAINTE Andrei Ilie (comparant)
- Founder, IVASCU Mihail (comparant)
- Founding capital, €3,000
- Capital
- Board rule, 2, “vergadering” (deed in Dutch)
- Director appointment, PANAINTE Andrei Ilie (director)
- Director appointment, IVASCU Mihail (director)
- Other provision, “begin werkzaamheden, verkrijging rechtspersoonlijkheid” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0805.680.713
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23084A0421/00K000 | Flanders | 2,127 m² | 1 · 207 m² | 24.4 m · 7 |
| 23084A0399/00M025 | Flanders | 1,424 m² | 1 · 561 m² | 22.0 m · 5 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Plan.AM. Ideal Construct
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, overbrenging naar om het even welke plaats in Vlaamse Gewest of Brussels Hoofdstedelijk Gewest door eenvoudige beslissing…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, 1” (deed in Dutch)“Vergoeding bestuurders, algemene kosten los van representatie-, reis- en verplaatsingskosten” (deed in Dutch)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Helft overdrager en helft koper(s) naar evenredigheid aantal bij meerdere kopers, overdracht van aandelen” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- 15 June at 14:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vereisten statutenwijziging, algemene vergadering” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed