PLAN A PROJECTS
ActiveSummary
PLAN A PROJECTS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€212,680) and a net result of €85,487. Equity is shrinking by about 24% per year across the filed financial years. The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known1 site
Size
≈ €310,000turnover 2025, estimated
- Equity
- -€212,680
- Profit
- €85,487
Turnover estimated from the gross margin
Structure
2025 accounts on time2 of 7 deeds summarised
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Score 2025
42
/ 100
Weak
Without a bankruptcy probability: score from the figures alone
Financial strength · tick = 2024
Weak
Solvency
12+4
equity -12.8% of total assets
Liquidity
39+2
short-term debt 32.1% · cash 2.0%
Profitability
75+68
return on assets 5.1%
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
No credit on open account
Liquidity ample (current ratio 3.01, compared with 2.51 in 2024, above the usual 1.5; short-term debt: 32.1% and cash: 2% of total assets), but equity is negative.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
34 days early
2023
16 days early
2022
31 days late
2021
61 days late
2020
1 day early
2019
32 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 10 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Back to profitnet €85,487
- Registered officeRegistered-office move · Director in…
Financials · financial year 2025, micro format
Turnover
≈ €310,000
Estimated: probably between €210,000 and €480,000
Total assets
€1.7m▼ 6.9%
2024 · €1.8m
Net result
€85,487
2024 · -€166,350
Working capital
€1.1m▲ 11.0%
2024 · €966,374
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result returns to profit in 2025: €102,716 after a loss of €154,895 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€0.1m
2025
Net result€0.09m
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€1.7m
2025
Equity-€0.2m
2025
Debt€1.9m
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€1.1m
2025
Average staff in full-time equivalents (FTE).
Staff (FTE)0.5
2022
Use the arrow keys on the chart for the figures per year.
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result-€0.03m--€0.07m▼ 145%-€0.06m▲ 12.6%€0.03m€0.3m▲ 880%-€0.3m-€0.2m▲ 40.3%€0.1m
Net result-€0.03m--€0.07m▼ 112%-€0.07m▲ 2.9%€0.007m€0.2m▲ 36×-€0.3m-€0.2m▲ 38.0%€0.09m
Equity€0.01m--€0.06m-€0.1m▼ 98.0%-€0.1m▲ 5.7%€0.1m-€0.1m-€0.3m▼ 126%-€0.2m▲ 28.7%
Total assets€0.3m-€0.3m▲ 5.3%€1.3m▲ 364%€1.1m▼ 15.4%€1.8m▲ 62.2%€1.1m▼ 39.2%€1.8m▲ 61.6%€1.7m▼ 6.9%
Debt€0.3m-€0.3m▲ 34.2%€1.4m▲ 317%€1.2m▼ 14.6%€1.7m▲ 36.3%€1.2m▼ 26.5%€2.1m▲ 68.5%€1.9m▼ 10.0%
Working capital-€0.02m--€0.1m▼ 475%€0.5m€0.7m▲ 47.9%€1.4m▲ 92.3%€0.6m▼ 53.6%€1.0m▲ 51.8%€1.1m▲ 11.0%
Staff (FTE)0.11▲ 900%0.5▼ 50.0%
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.7m
Fixed assets
€57,082 ▼ 68.2%
Current assets
€1.6m =
Equity and liabilities
Equity-€212,680
Debt€1.9m
Equity is negative: debt (€1.9m) exceeds the balance-sheet total (€1.7m).
Key figures and ratios
EBITDA
€107,989▲
2024 · -€146,621
Cash flow
€90,760▲
2024 · -€158,076
Solvency
-12.8%▲
2024 · -16.7%
Current ratio
3.01▲
2024 · 2.51
Quick ratio
0.56▲
2024 · 0.12
ROA
5.1%▲
2024 · -9.3%
Interest coverage
6.27▲
2024 · -12.80
Debt ≤ 1 year
€534,096▼
2024 · €640,595
Debt > 1 year
€1.3m▼
2024 · €1.4m
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | €3,754 | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €19,822 | €15,809 | €2 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,760 | €10,808 | €9,059 | €8,901 | €9,283 | €8,571 | €8,273 | €5,274 | ▼ 36.3% |
| Other operating charges640/8 | - | - | - | €3,130 | €9,458 | €1,133 | €1,426 | €12,930 | ▲ 807% |
| Non-recurring operating charges66A | - | - | - | - | - | - | €9,453 | €4,219 | ▼ 55.4% |
| Gross operating margin9900 | €1,327 | -€54,900 | -€45,933 | €61,549 | €325,711 | -€249,586 | -€135,743 | €125,139 | - |
| Operating profit (loss)9901 | -€27,572 | -€67,590 | -€59,076 | €29,697 | €291,162 | -€259,292 | -€154,895 | €102,716 | - |
| Financial income75/76B | - | - | - | €1 | - | €1 | - | €0 | - |
| Recurring financial income75 | €361 | €1 | €203 | €1 | - | €1 | - | €0 | - |
| Financial charges65/66B | - | - | - | €22,766 | €21,531 | €9,096 | €11,455 | €17,229 | ▲ 50.4% |
| Recurring financial charges65 | €7,415 | €8,141 | €12,799 | €22,766 | €21,531 | €9,096 | €11,455 | €17,229 | ▲ 50.4% |
| Profit (loss) for the period before taxes9903 | -€34,627 | -€75,731 | -€71,672 | €6,932 | €269,631 | -€268,387 | -€166,350 | €85,487 | - |
| Income taxes67/77 | €90 | -€1,959 | -€3 | €92 | €20,177 | -€2 | - | - | - |
| Profit (loss) for the period9904 | -€34,717 | -€73,772 | -€71,669 | €6,841 | €249,454 | -€268,385 | -€166,350 | €85,487 | - |
| Profit (loss) for the period to be appropriated9905 | -€34,717 | -€73,772 | -€71,669 | €6,841 | €249,454 | -€268,385 | -€166,350 | €85,487 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €0.3m | €0.3m | €1.3m | €1.1m | €1.8m | €1.1m | €1.8m | €1.7m | ▼ 6.9% |
| Fixed assets21/28 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.06m | ▼ 68.2% |
| Tangible fixed assets22/27 | €0.2m | €0.2m | €0.2m | €0.2m | €0.1m | €0.2m | €0.2m | €0.06m | ▼ 67.3% |
| Land and buildings22 | - | - | - | €0.1m | €0.1m | €0.2m | €0.2m | €0.04m | ▼ 72.5% |
| Plant, machinery and equipment23 | - | - | - | €0.005m | €0.004m | €0.003m | €0.003m | €0.002m | ▼ 36.1% |
| Other tangible fixed assets26 | - | - | - | €0.03m | €0.02m | €0.02m | €0.02m | €0.01m | ▼ 24.7% |
| Financial fixed assets28 | - | - | €0.002m | €0.005m | €0.005m | €0.005m | €0.005m | - | - |
| Current assets29/58 | €0.04m | €0.04m | €1.2m | €1.0m | €1.7m | €0.9m | €1.6m | €1.6m | = |
| Stocks and contracts in progress3 | - | - | €1.1m | €0.8m | €1.4m | €0.7m | €1.5m | €1.3m | ▼ 14.7% |
| Stocks30/36 | - | - | - | €0.8m | €1.4m | €0.7m | €1.5m | €1.3m | ▼ 14.7% |
| Amounts receivable within one year40/41 | €0.02m | €0.004m | €0.01m | €0.01m | €0.03m | €0.1m | €0.02m | €0.3m | ▲ 13× |
| Trade receivables40 | - | - | - | €0.01m | €0.03m | €0.1m | €0.02m | €0.3m | ▲ 13× |
| Other amounts receivable41 | - | - | - | €0.001m | €0.001m | €0.002m | - | - | - |
| Cash at bank and in hand54/58 | €0.02m | €0.04m | €0.03m | €0.04m | €0.2m | €0.04m | €0.04m | €0.03m | ▼ 14.4% |
| Deferred charges and accrued income490/1 | - | - | - | €0.06m | €0.007m | €0.002m | €0.02m | - | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €0.3m | €0.3m | €1.3m | €1.1m | €1.8m | €1.1m | €1.8m | €1.7m | ▼ 6.9% |
| Equity10/15 | €0.01m | -€0.06m | -€0.1m | -€0.1m | €0.1m | -€0.1m | -€0.3m | -€0.2m | ▲ 28.7% |
| Contributions10/11 | €0.006m | €0.006m | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Reserves13 | €0.09m | €0.09m | €0.09m | €0.09m | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Non-distributable reserves130/1 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Reserves not available under the articles1311 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Distributable reserves133 | - | - | - | €0.09m | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Profit (loss) carried forward14 | -€0.09m | -€0.2m | -€0.2m | -€0.2m | - | -€0.3m | -€0.4m | -€0.3m | ▲ 19.7% |
| Amounts payable17/49 | €0.3m | €0.3m | €1.4m | €1.2m | €1.7m | €1.2m | €2.1m | €1.9m | ▼ 10.0% |
| Amounts payable after more than one year17 | €0.2m | €0.2m | €0.8m | €1.0m | €1.4m | €1.0m | €1.4m | €1.3m | ▼ 7.0% |
| Financial debts170/4 | - | - | - | €1.0m | €1.4m | €1.0m | €1.4m | €1.3m | ▼ 7.3% |
| Other amounts payable178/9 | - | - | - | - | - | €100 | €0.002m | €0.005m | ▲ 169% |
| Amounts payable within one year42/48 | €0.05m | €0.2m | €0.7m | €0.2m | €0.3m | €0.3m | €0.6m | €0.5m | ▼ 16.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.006m | €0.006m | €0.006m | €0.3m | €0.2m | ▼ 38.3% |
| Financial debts43 | - | - | - | - | - | €0.007m | - | - | - |
| Credit institutions430/8 | - | - | - | - | - | €0.007m | - | - | - |
| Trade debts44 | €0.002m | €0.003m | €0.01m | €0.1m | €0.05m | €0.05m | €0.008m | €0.007m | ▼ 2.8% |
| Suppliers440/4 | - | - | - | €0.1m | €0.05m | €0.05m | €0.008m | €0.007m | ▼ 2.8% |
| Taxes, remuneration and social security45 | - | - | - | €0.001m | €0.02m | €0.02m | €0.007m | €0.03m | ▲ 358% |
| Taxes450/3 | - | - | - | €104 | €0.02m | €0.02m | €0.007m | €0.02m | ▲ 190% |
| Remuneration and social security454/9 | - | - | - | €0.001m | - | - | - | €0.01m | - |
| Other amounts payable47/48 | - | - | - | €0.1m | €0.2m | €0.2m | €0.3m | €0.3m | ▼ 2.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€34,717 | -€73,772 | -€71,669 | €6,841 | €249,454 | -€268,385 | -€166,350 | €85,487 | - |
| + Depreciation and write-downs630 | €8,760 | €10,808 | €9,059 | €8,901 | €9,283 | €8,571 | €8,273 | €5,274 | ▼ 36.3% |
| Operating cash flow (approximation) | -€25,957 | -€62,963 | -€62,610 | €15,741 | €258,737 | -€259,814 | -€158,076 | €90,760 | - |
| Investment in fixed assets (approximation) | - | -€16,341 | €70,959 | -€9,026 | €0 | -€42,597 | -€1,825 | €116,888 | - |
| Change in cash | - | €17,451 | -€3,469 | €3,948 | €155,073 | -€156,349 | €2,102 | -€5,560 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 13 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 31-07-2026 | 2026-00364442 |
| 31-12-2024 | micro format | 27-06-2025 | 2025-00210455 |
| 31-12-2023 | micro format | 15-07-2024 | 2024-00245939 |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00433537 |
| 31-12-2021 | micro format | 30-09-2022 | 2022-20449949 |
| 31-12-2020 | micro format | 30-07-2021 | 2021-42600190 |
| 31-12-2019 | micro format | 01-09-2020 | 2020-50500123 |
| 31-12-2018 | micro format | 15-10-2019 | 2019-70400385 |
| 31-12-2017 | micro format | 27-07-2018 | 2018-40600506 |
| 31-12-2016 | micro format | 21-06-2017 | 2017-20800494 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
No directors read yet: 2 of 7 Gazette acts processed. See the directors and other office holders in the KBO →
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial
Back to profitnet €85,487
Net result €85,487 after 2 loss-making years.
08-09
Gazette deed
Registered officeRegistered-office move · Director in office3 facts ▸
Gazette deed
Registered office
Registered-office move · Director in office3 facts ▸
- Board meeting, 27-06-2025
- Registered-office move, 2000 Antwerpen, De Burburestraat 7 bus 12
- Director in office, Rob Verboven (director)
27-06
NBB filing
Annual accounts filed
financial year 2024 · micro format
2024
15-07
NBB filing
Annual accounts filed
financial year 2023 · micro format
03-06
Gazette deed
PurposePurpose change2 facts ▸
Gazette deed
Purpose
Purpose change2 facts ▸
- General meeting, “eenparig, buitengewone algemene vergadering van de aandeelhouders” (deed in Dutch)
- Purpose change
2023
31-12
Financial
Weakest financial yearnet -€268,385
Net result drops to -€268,385, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
financial year 2022 · micro format · 31 days late
2022
31-12
Financial
Highest result from 2018 to 2025net €249,454 ▲3,547%
Operating result €291,162, net result €249,454, both a record.
31-12
Financial
Equity above €100,000equity €136,568
2 profitable years in a row build equity to €136,568.
30-09
NBB filing
Annual accounts filed
financial year 2021 · micro format · 61 days late
2021
31-12
Financial
Back to profitnet €6,841
Net result €6,841 after 3 loss-making years.
Show earlier events
31-12
Financial
Liquidity more than doubledcurrent ratio 3.90
Current ratio from 1.71 to 3.90; short-term debt falls from €680,910 to €246,201.
30-07
NBB filing
Annual accounts filed
financial year 2020 · micro format
2020
31-12
Financial
Liquidity more than 5 timescurrent ratio 1.71
Current ratio from 0.29 to 1.71.
01-09
NBB filing
Annual accounts filed
financial year 2019 · micro format · 32 days late
2019
15-10
NBB filing
Annual accounts filed
financial year 2018 · micro format · 76 days late
2018
27-07
NBB filing
Annual accounts filed
financial year 2017 · micro format
2017
21-06
NBB filing
Annual accounts filed
financial year 2016 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 13 annual accounts filed, the latest 10 are here; all 13 are under Financials.
2 of 7 deeds read
About the unread acts
Of the 7 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPrivate limited company
Founded23-01-2013
Financial year end31-12
Contact
Website
www.plana-projects.be
E-mail
info@plana-projects.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0502759017
Also
9925:BE0502759017
Registered
23-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits
5 applications in Flanders since 2020 · 3 granted
Gevel-, dak-, instandhoudings- en renovatiewerken binnen een gebouw, zonder volume- of oppervlaktewijziging; Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden
Gevel-, dak-, instandhoudings- en renovatiewerken binnen een gebouw, zonder volume- of oppervlaktewijziging
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden
Verbouwen en/of uitbreiden zonder functiewijziging en met wijzigen van aantal woongelegenheden
Source: Omgevingsloket Vlaanderen. Flanders only: Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2013
Ground area
480 m²
Building footprint
480 m²
Building volume
5,674 m³
Parcel 11811L3668/00B003, Flanders · tallest building 22.5 m. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
RV MANAGEMENT
since 2013unit no. 2.216.364.084
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11811L3668/00B003 | Flanders | 480 m² | 1 · 480 m² | 22.5 m · 5 |
How the parcels are linked
Good to know
The parcel matches the address exactly.