PLAN A PROJECTS
ActiveSummary
PLAN A PROJECTS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€212,680) and a net result of €85,487. Equity is shrinking by ~24.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 8091 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8091 sector peers (2025).
NBB · sector comparisonPosition among 8091 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
34 d early
2023
16 d early
2022
31 d late
2021
61 d late
2020
1 d early
2019
32 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€212,680▲ 28.7%
2024 · -€298,166
Net result
€85,487
2024 · -€166,350
Total assets
€1.7m▼ 6.9%
2024 · €1.8m
Solvency
-12.8%▲ 3.9pp
2024 · -16.7%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€29,697€291,162▲ 880%-€259,292-€154,895▲ 40.3%€102,716
Net result€6,841within the sector's middle half€249,454above the sector's middle half▲ 3,547%-€268,385below the sector's middle half-€166,350below the sector's middle half▲ 38.0%€85,487above the sector's middle half
Equity-€112,886below the sector's middle half▲ 5.7%€136,568within the sector's middle half-€131,817below the sector's middle half-€298,166below the sector's middle half▼ 126%-€212,680below the sector's middle half▲ 28.7%
Total assets€1.1mabove the sector's middle half▼ 15.4%€1.8mabove the sector's middle half▲ 62.2%€1.1mabove the sector's middle half▼ 39.2%€1.8mabove the sector's middle half▲ 61.6%€1.7mabove the sector's middle half▼ 6.9%
Debt€1.2m▼ 14.6%€1.7m▲ 36.3%€1.2m▼ 26.5%€2.1m▲ 68.5%€1.9m▼ 10.0%
Working capital€713,601above the sector's middle half▲ 47.9%€1.4mabove the sector's middle half▲ 92.3%€636,412above the sector's middle half▼ 53.6%€966,374above the sector's middle half▲ 51.8%€1.1mabove the sector's middle half▲ 11.0%
Solvency-10.1%below the sector's middle half▼ 1.0pp7.5%below the sector's middle half▲ 17.6pp-11.9%below the sector's middle half▼ 19.4pp-16.7%below the sector's middle half▼ 4.8pp-12.8%below the sector's middle half▲ 3.9pp
Current ratio3.90within the sector's middle half▲ 2.195.67above the sector's middle half▲ 1.773.25within the sector's middle half▼ 2.422.51within the sector's middle half▼ 0.743.01within the sector's middle half▲ 0.50
Return on assets (ROA)0.6%below the sector's middle half▲ 6.0pp13.7%within the sector's middle half▲ 13.1pp-24.3%below the sector's middle half▼ 38.0pp-9.3%below the sector's middle half▲ 15.0pp5.1%within the sector's middle half▲ 14.5pp
Staff (FTE)1▲ 900%0.5▼ 50.0%
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €102,716 after a loss of €154,895 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.7m
Fixed assets
€57,082 ▼ 68.2%
Current assets
€1.6m =
Key figures and ratios
Debt ≤ 1 year
€534,096▼
2024 · €640,595
Debt > 1 year
€1.3m▼
2024 · €1.4m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €3,754 | - | - | - |
| Remuneration, social security and pensions62 | €19,822 | €15,809 | €2 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,901 | €9,283 | €8,571 | €8,273 | €5,274 | ▼ 36.3% |
| Other operating charges640/8 | €3,130 | €9,458 | €1,133 | €1,426 | €12,930 | ▲ 807% |
| Non-recurring operating charges66A | - | - | - | €9,453 | €4,219 | ▼ 55.4% |
| Gross operating margin9900 | €61,549 | €325,711 | -€249,586 | -€135,743 | €125,139 | ▲ 192% |
| Operating profit (loss)9901 | €29,697 | €291,162 | -€259,292 | -€154,895 | €102,716 | ▲ 166% |
| Financial income75/76B | €1 | - | €1 | - | €0 | - |
| Recurring financial income75 | €1 | - | €1 | - | €0 | - |
| Financial charges65/66B | €22,766 | €21,531 | €9,096 | €11,455 | €17,229 | ▲ 50.4% |
| Recurring financial charges65 | €22,766 | €21,531 | €9,096 | €11,455 | €17,229 | ▲ 50.4% |
| Profit (loss) for the period before taxes9903 | €6,932 | €269,631 | -€268,387 | -€166,350 | €85,487 | ▲ 151% |
| Income taxes67/77 | €92 | €20,177 | -€2 | - | - | - |
| Profit (loss) for the period9904 | €6,841 | €249,454 | -€268,385 | -€166,350 | €85,487 | ▲ 151% |
| Profit (loss) for the period to be appropriated9905 | €6,841 | €249,454 | -€268,385 | -€166,350 | €85,487 | ▲ 151% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.8m | €1.1m | €1.8m | €1.7m | ▼ 6.9% |
| Fixed assets21/28 | €160,948 | €151,666 | €185,691 | €179,243 | €57,082 | ▼ 68.2% |
| Tangible fixed assets22/27 | €156,448 | €147,166 | €181,191 | €174,743 | €57,082 | ▼ 67.3% |
| Land and buildings22 | €121,500 | €118,463 | €158,022 | €154,984 | €42,597 | ▼ 72.5% |
| Plant, machinery and equipment23 | €5,211 | €3,848 | €2,568 | €3,410 | €2,179 | ▼ 36.1% |
| Other tangible fixed assets26 | €29,737 | €24,855 | €20,602 | €16,348 | €12,305 | ▼ 24.7% |
| Financial fixed assets28 | €4,500 | €4,500 | €4,500 | €4,500 | - | - |
| Current assets29/58 | €959,802 | €1.7m | €919,327 | €1.6m | €1.6m | = |
| Stocks and contracts in progress3 | €842,946 | €1.4m | €746,387 | €1.5m | €1.3m | ▼ 14.7% |
| Stocks30/36 | €842,946 | €1.4m | €746,387 | €1.5m | €1.3m | ▼ 14.7% |
| Amounts receivable within one year40/41 | €14,854 | €34,927 | €134,787 | €20,000 | €268,383 | ▲ 1,242% |
| Trade receivables40 | €14,000 | €34,142 | €133,261 | €20,000 | €268,383 | ▲ 1,242% |
| Other amounts receivable41 | €854 | €785 | €1,526 | - | - | - |
| Cash at bank and in hand54/58 | €37,864 | €192,937 | €36,588 | €38,690 | €33,130 | ▼ 14.4% |
| Deferred charges and accrued income490/1 | €64,138 | €7,383 | €1,565 | €18,113 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.8m | €1.1m | €1.8m | €1.7m | ▼ 6.9% |
| Equity10/15 | -€112,886 | €136,568 | -€131,817 | -€298,166 | -€212,680 | ▲ 28.7% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €92,515 | €117,968 | €117,968 | €117,968 | €117,968 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €90,655 | €116,108 | €116,108 | €116,108 | €116,108 | = |
| Profit (loss) carried forward14 | -€224,001 | - | -€268,385 | -€434,735 | -€349,248 | ▲ 19.7% |
| Amounts payable17/49 | €1.2m | €1.7m | €1.2m | €2.1m | €1.9m | ▼ 10.0% |
| Amounts payable after more than one year17 | €987,435 | €1.4m | €953,920 | €1.4m | €1.3m | ▼ 7.0% |
| Financial debts170/4 | €987,435 | €1.4m | €953,820 | €1.4m | €1.3m | ▼ 7.3% |
| Other amounts payable178/9 | - | - | €100 | €1,734 | €4,666 | ▲ 169% |
| Amounts payable within one year42/48 | €246,201 | €294,031 | €282,915 | €640,595 | €534,096 | ▼ 16.6% |
| Current portion of amounts payable after more than one year42 | €5,673 | €5,846 | €5,987 | €324,070 | €200,000 | ▼ 38.3% |
| Financial debts43 | - | - | €6,711 | - | - | - |
| Credit institutions430/8 | - | - | €6,711 | - | - | - |
| Trade debts44 | €104,258 | €48,201 | €45,114 | €7,640 | €7,425 | ▼ 2.8% |
| Suppliers440/4 | €104,258 | €48,201 | €45,114 | €7,640 | €7,425 | ▼ 2.8% |
| Taxes, remuneration and social security45 | €691 | €21,118 | €17,147 | €7,364 | €33,698 | ▲ 358% |
| Taxes450/3 | €104 | €21,118 | €17,147 | €7,364 | €21,338 | ▲ 190% |
| Remuneration and social security454/9 | €586 | - | - | - | €12,360 | - |
| Other amounts payable47/48 | €135,579 | €218,867 | €207,956 | €301,521 | €292,973 | ▼ 2.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,841 | €249,454 | -€268,385 | -€166,350 | €85,487 | ▲ 151% |
| + Depreciation and write-downs630 | €8,901 | €9,283 | €8,571 | €8,273 | €5,274 | ▼ 36.3% |
| Operating cash flow (approximation) | €15,741 | €258,737 | -€259,814 | -€158,076 | €90,760 | ▲ 157% |
| Investment in fixed assets (approximation) | - | €0 | -€42,597 | -€1,825 | €116,888 | ▲ 6,506% |
| Change in cash | - | €155,073 | -€156,349 | €2,102 | -€5,560 | ▼ 365% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €85,487
Net result €85,487 after 2 loss-making years.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€268,385
Net result drops to -€268,385, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €249,454 ▲3,547%
Operating result €291,162, net result €249,454, both a record.
31-12
Financial
Equity above €100,000Eq €136,568
2 profitable years in a row build equity to €136,568.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Back to profitnet €6,841
Net result €6,841 after 3 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 3.90
Current ratio from 1.71 to 3.90; short-term debt falls from €680,910 to €246,201.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
31-12
Financial
Liquidity times 6current ratio 1.71
Current ratio from 0.29 to 1.71.
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
2019
15-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 76 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2013
Ground area
480 m²
Building footprint
480 m²
Volume, LiDAR
5,674 m³
Parcel 11811L3668/00B003, Flanders · tallest building 22.5 m, ±5 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
RV MANAGEMENT
since 20132.216.364.084
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3668/00B003 | Flanders | 480 m² | 1 · 480 m² | 22.5 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 13,044 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-01-2013
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
46349Wholesale of beverages, general range
46389Wholesale of other food products
47242Retail sale of chocolate and confectionery
47252Retail sale of beverages, general range
47279Other retail sale of food
63920Other information service activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
Contact
Website
www.plana-projects.be
E-mail
info@plana-projects.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0502759017
Also
9925:BE0502759017
Registered
23-10-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.