PLAN A ARCHITECTURE
ActivePLAN A ARCHITECTURE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €142k and a net result of €27k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 78% of 11614 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability87▲+7
Solvency100▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 4.95 against 3.13 in 2023; short-term debt: 18.5% and cash: 88.2% of total assets), and 20.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
30 d late
2022
30 d late
2021
31 d late
2020
25 d late
2019
129 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€142k▲ 14.5%
2023 · €124k
2018: €56k
2019: €64k
2020: €63k
2021: €73k
2022: €117k
2023: €124k
2018 → 2024
Total assets
€180k▼ 5.7%
2023 · €191k
2018: €78k
2019: €84k
2020: €75k
2021: €135k
2022: €192k
2023: €191k
2018 → 2024
Net result
€27k▲ 54.7%
2023 · €17k
2018: €14k
2019: €9k
2020: €-1k
2021: €10k
2022: €44k
2023: €17k
2018 → 2024
Working capital
€131k▲ 17.2%
2023 · €112k
2018: €37k
2019: €55k
2020: €60k
2021: €56k
2022: €102k
2023: €112k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€63k-€73k▲ 15.8%€117k▲ 59.9%€124k▲ 6.2%€142k▲ 14.5%
Operating result€-791-€14k€61k▲ 335%€24k▼ 60.7%€39k▲ 60.3%
Net result€-1k-€10k€44k▲ 339%€17k▼ 60.7%€27k▲ 54.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 60% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €180k
Fixed assets
€15k▼ 41.5%
Current assets
€164k=
Equity and liabilities €180k
Equity
€142k▲ 14.5%
Debt
€37k▼ 43.7%
The debt ratio falls from 34.8% to 20.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50k▲
2023 · €36k
Cash flow
€38k▲
2023 · €29k
Solvency
79.2%▲
2023 · 65.2%
Current ratio
4.95▲
2023 · 3.13
Quick ratio
4.95▲
2023 · 3.13
Debt / equity
0.26▼
2023 · 0.53
ROE
18.7%▲
2023 · 13.9%
ROA
14.9%▲
2023 · 9.1%
Interest coverage
230.85▲
2023 · 130.10
Debt
€37k▼
2023 · €66k
Debt ≤ 1 year
€33k▼
2023 · €52k
Debt > 1 year
€4k▼
2023 · €14k
Income taxes
€13k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€191k€180k▼
Fixed assets21/28€26k€15k▼
Tangible fixed assets22/27€26k€15k▼
Furniture and vehicles24€26k€15k▼
Current assets29/58€164k€164k=
Amounts receivable within one year40/41€11k€6k▼
Trade receivables40€8k€2k▼
Other amounts receivable41€3k€3k▲
Current investments50/53€100k-
Cash at bank and in hand54/58€50k€158k▲
Deferred charges and accrued income490/1€4k€169▼
Equity and liabilities
Total equity and liabilities10/49€191k€180k▼
Equity10/15€124k€142k▲
Contributions10/11€19k€19k=
Reserves13€101k€119k▲
Distributable reserves133€101k€119k▲
Profit (loss) carried forward14€5k€5k=
Amounts payable17/49€66k€37k▼
Amounts payable after more than one year17€14k€4k▼
Financial debts170/4€14k€4k▼
Amounts payable within one year42/48€52k€33k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€4k€827▼
Suppliers440/4€4k€827▼
Bills of exchange payable441€90-
Taxes, remuneration and social security45€26k€11k▼
Taxes450/3€21k€11k▼
Remuneration and social security454/9€5k-
Other amounts payable47/48€12k€11k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▼
Other operating charges640/8€324€1k▲
Gross operating margin9900€36k€51k▲
Operating profit (loss)9901€24k€39k▲
Financial income75/76B€100€1k▲
Recurring financial income75€100€1k▲
Financial charges65/66B€276€218▼
Recurring financial charges65€276€218▼
Profit (loss) for the period before taxes9903€24k€40k▲
Income taxes67/77€7k€13k▲
Profit (loss) for the period9904€17k€27k▲
Profit (loss) for the period to be appropriated9905€17k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€31k▲
Profit (loss) brought forward from the previous period14P€5k€5k=
Transfer from equity791/2€10k€9k▼
Transfer to equity691/2€17k€27k▲
To other reserves6921€17k€27k▲
Profit to be distributed694/7€10k€9k▼
Return on contributions (dividend)694€10k€9k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €44k ▲339%
Operating result €61k, net result €44k, both a record.
31-12
Financial
Equity above €100kEq €117k ▲59.9%
2 profitable years in a row build equity to €117k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Weakest financial yearnet €-1k ▼112%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
07-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 129 days late
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
19-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Manage · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Basse 227170 ManageGround area
2,099 m²
Building footprint
501 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Place de la Gare de Familleureux 36, 7181 Seneffe
since 20092.313.798.309
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52006A0249/00A004 | Wallonia | 1,303 m² | 1 · 182 m² | - |
| 52017B0483/00T012 | Wallonia | 796 m² | 1 · 319 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
bART
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BRES ARCHITECTEN
BE 0683.909.188
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Van de Wiel Architectuur
BE 0764.454.723
Nijlen · Eq €142k
VP ARCHITECTENBUREAU BVBA
BE 0833.094.396
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DERTIEN
BE 0803.237.895
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Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,361 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2009
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.