PHILIPPE VAN BEGIN-ARCHITECTEN
ActivePHILIPPE VAN BEGIN-ARCHITECTEN has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €16k. Equity is shrinking by ~6% per year across the filed fiscal years. Its solvency ranks better than 48% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-5
Solvency77▼-14
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 3.01 in 2024; short-term debt: 45.4% and cash: 56.6% of total assets), and 47.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.2%
Return on assets
9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-03-2026, 122 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
122 d early
2024
22 d late
2023
27 d late
2022
31 d late
2021
53 d late
2020
1 d early
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€90k▼ 20.5%
2024 · €113k
2018: €142k
2019: €140k
2020: €157k
2021: €168k
2022: €122k
2023: €91k
2024: €113k
2018 → 2025
Total assets
€172k▲ 0.9%
2024 · €171k
2018: €160k
2019: €152k
2020: €191k
2021: €226k
2022: €168k
2023: €204k
2024: €171k
2018 → 2025
Net result
€16k▼ 31.2%
2024 · €23k
2018: €13k
2019: €-2k
2020: €18k
2021: €10k
2022: €-46k
2023: €38k
2024: €23k
2018 → 2025
Working capital
€68k▼ 31.5%
2024 · €99k
2018: €115k
2019: €117k
2020: €134k
2021: €153k
2022: €102k
2023: €73k
2024: €99k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€168k-€122k▼ 27.6%€91k▼ 25.4%€113k▲ 24.9%€90k▼ 20.5%
Operating result€17k-€-45k€41k€36k▼ 13.1%€24k▼ 32.9%
Net result€10k-€-46k€38k€23k▼ 41.4%€16k▼ 31.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€26k▲ 19.2%
Current assets
€146k▼ 1.8%
Equity and liabilities €172k
Equity
€90k▼ 20.5%
Debt
€82k▲ 43.1%
The debt ratio rises from 33.7% to 47.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€30k▼
2024 · €45k
Cash flow
€22k▼
2024 · €32k
Solvency
52.2%▼
2024 · 66.3%
Current ratio
1.87▼
2024 · 3.01
Quick ratio
1.87▼
2024 · 3.01
Debt / equity
0.91▲
2024 · 0.51
ROE
17.2%▼
2024 · 19.9%
ROA
9.0%▼
2024 · 13.2%
Interest coverage
15.21▼
2024 · 18.35
Debt
€82k▲
2024 · €57k
Debt ≤ 1 year
€78k▲
2024 · €49k
Debt > 1 year
€3k▼
2024 · €7k
Income taxes
€7k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€171k€172k▲
Fixed assets21/28€22k€26k▲
Tangible fixed assets22/27€22k€26k▲
Plant, machinery and equipment23€1k€3k▲
Furniture and vehicles24€6k€4k▼
Leasing and similar rights25€10k€6k▼
Other tangible fixed assets26€5k€13k▲
Current assets29/58€149k€146k▼
Amounts receivable within one year40/41€24k€21k▼
Trade receivables40€23k€17k▼
Other amounts receivable41€1k€4k▲
Current investments50/53€1k€1k=
Cash at bank and in hand54/58€96k€97k▲
Deferred charges and accrued income490/1€28k€27k▼
Equity and liabilities
Total equity and liabilities10/49€171k€172k▲
Equity10/15€113k€90k▼
Contributions10/11€6k€6k=
Reserves13€107k€84k▼
Distributable reserves133€107k€84k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€57k€82k▲
Amounts payable after more than one year17€7k€3k▼
Financial debts170/4€7k€3k▼
Amounts payable within one year42/48€49k€78k▲
Current portion of amounts payable after more than one year42€3k€3k▲
Financial debts43€538€258▼
Credit institutions430/8€538€258▼
Trade debts44€20k€16k▼
Suppliers440/4€20k€16k▼
Taxes, remuneration and social security45€10k€12k▲
Taxes450/3€10k€12k▲
Other amounts payable47/48€16k€46k▲
Accrued charges and deferred income492/3€1k€792▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€6k▼
Other operating charges640/8€1k€870▼
Non-recurring operating charges66A€0-
Gross operating margin9900€46k€31k▼
Operating profit (loss)9901€36k€24k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€34k€22k▼
Income taxes67/77€11k€7k▼
Profit (loss) for the period9904€23k€16k▼
Profit (loss) for the period to be appropriated9905€23k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€16k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0€39k▲
Transfer to equity691/2€23k€16k▼
To other reserves6921€23k€16k▼
Profit to be distributed694/7€0€39k▲
Return on contributions (dividend)694€0€39k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Equity above €100kEq €113k ▲24.9%
2 profitable years in a row build equity to €113k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-46k ▼544%
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 53 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
31-12
Financial
Equity above €150kEq €157k ▲12.5%
Equity rises from €140k to €157k.
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
01-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Opzichterstraat 641080 Sint-Jans-MolenbeekGround area
1,908 m²
Building footprint
228 m²
Volume, LiDAR
1,839 m³
2 parcels, Brussels, Wallonia · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
PHILIPPE VAN BEGIN - ARCHITECTEN - Brussel
since 20102.196.256.182
PHILIPPE VAN BEGIN-ARCHITECTEN - Viroinval
since 20112.196.256.677
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93049C0356/00D000 | Wallonia | 1,781 m² | 1 · 140 m² | 14.4 m · 2 fl. |
| 21012A0181/00E008 | Brussels | 127 m² | 1 · 88 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Françoise Vogeleer Architecte
BE 0809.592.088
Vorst · Eq €90k
MGTT
BE 0650.677.087
Liège · Eq €90k
Architectenbureau Ardele
BE 0540.591.292
Brecht · Eq €90k
MOSS
BE 0712.772.628
Menen · Eq €90k
YES ARCHITECTS
BE 0535.870.560
Vorst · Eq €90k
Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,474 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2010
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.