PLAN 2B
ActiveSummary
PLAN 2B has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40,639 and a net result of €66,400. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 64% of 11,772 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 29-03-2010 Normal situation
- Activity
- Activities of building architects NACE 71111and 2 others
- Establishment unit
- 2.261.056.538 1190 Vorst, since 29-03-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 16-03-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.5%
- Gross margin
- -€86,012
- Profit
- €66,400
- ▲ 350%
- Equity
- €40,639
- Total assets
- €60,495
- ▲ 31.1%
- 2025 accounts filed 25 days after the deadline
Score breakdownraises riskLast filed accounts filed 25 days late; 2 of the last 3 accounts lateLiquidity: current ratio 3.05, cash €906Size: total assets €60,495lowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence
Checked score
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 66% of them on solvency, 18% on liquidity, 88% on profitability and 97% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 43 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 25 days after the deadline Filed on 25 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00421887.
Annual accounts 2025 filed on 25-08-2026 at the NBB all 12 filings
Every figure per financial year
The operating result for 2025 is 4.8 times that of 2024 and the highest since 2020.
Turnover and EBIT margin are not published. The micro format does not require them.
Overdue debts
| Item | 2021 | 2022 | 2024 | 2025 |
|---|---|---|---|---|
| Overdue tax debts | €22,860 | - | - | - |
Source: notes to the 2021 to 2025 annual accounts (statement of debts)
Investments
| Item | 2021 | 2022 | 2024 | 2025 |
|---|---|---|---|---|
| Financial fixed assets | - | - | - | €0 |
| Depreciation and write-downs of the year | €3,645 | - | - | - |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,645 | €3,645 | €3,645 | €3,645 | - | - | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | €0 | -€160,377 | - |
| Other operating charges640/8 | - | - | - | €419 | €1,043 | €968 | €1,108 | ▲ 14.5% |
| Non-recurring operating charges66A | - | - | - | - | €82,433 | €0 | - | - |
| Gross operating margin9900 | €5,546 | €8,425 | -€13,139 | €76,411 | €93,309 | €16,266 | -€86,012 | - |
| Operating profit (loss)9901 | -€4,918 | -€2,547 | -€18,263 | €72,347 | €9,833 | €15,298 | €73,257 | ▲ 379% |
| Financial income75/76B | - | - | - | €10 | €25 | - | €2,371 | - |
| Recurring financial income75 | €0 | - | - | €10 | €25 | - | €2,371 | - |
| Non-recurring financial income76B | - | - | - | €10 | - | - | - | - |
| Financial charges65/66B | - | - | - | €9,607 | €6,667 | €368 | €856 | ▲ 132% |
| Recurring financial charges65 | €1,447 | €980 | €857 | €9,594 | €6,667 | €368 | €856 | ▲ 132% |
| Non-recurring financial charges66B | - | - | - | €14 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€6,365 | -€3,527 | -€19,120 | €62,750 | €3,191 | €14,930 | €74,772 | ▲ 401% |
| Income taxes67/77 | €49 | €108 | €109 | €9,891 | €2,441 | €174 | €8,372 | ▲ 48× |
| Profit (loss) for the period9904 | -€6,414 | -€3,636 | -€19,229 | €52,859 | €750 | €14,755 | €66,400 | ▲ 350% |
| Profit (loss) for the period to be appropriated9905 | -€6,414 | -€3,636 | -€19,229 | €52,859 | €750 | €14,755 | €66,400 | ▲ 350% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €37,709 | €45,554 | €25,878 | €104,272 | €265,980 | €46,133 | €60,495 | ▲ 31.1% |
| Fixed assets21/28 | €11,003 | €7,358 | €3,645 | - | - | - | - | - |
| Tangible fixed assets22/27 | €10,936 | €7,291 | €3,645 | - | - | - | - | - |
| Financial fixed assets28 | €67 | €67 | - | - | - | - | - | - |
| Current assets29/58 | €26,706 | €38,196 | €22,232 | €104,272 | €265,980 | €46,133 | €60,495 | ▲ 31.1% |
| Amounts receivable within one year40/41 | €24,217 | €28,700 | €16,545 | €67,980 | €230,902 | €45,761 | €59,137 | ▲ 29.2% |
| Trade receivables40 | - | - | - | €67,980 | €230,535 | €45,552 | €14,523 | ▼ 68.1% |
| Other amounts receivable41 | - | - | - | - | €367 | €209 | €44,614 | ▲ 213× |
| Current investments50/53 | €690 | €690 | €690 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €1,219 | €8,379 | €4,620 | €5,996 | €695 | €9 | €906 | ▲ 100× |
| Deferred charges and accrued income490/1 | - | - | - | €30,296 | €34,383 | €363 | €451 | ▲ 24.3% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €37,709 | €45,554 | €25,878 | €104,272 | €265,980 | €46,133 | €60,495 | ▲ 31.1% |
| Equity10/15 | €10,089 | €6,454 | -€12,775 | €40,084 | €40,834 | -€25,760 | €40,639 | - |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | - | - | €1,860 | €1,860 | = |
| Other1319 | - | - | - | €1,860 | €1,860 | - | - | - |
| Profit (loss) carried forward14 | -€10,371 | -€14,006 | -€33,235 | €19,624 | €20,374 | -€46,220 | €20,179 | - |
| Provisions and deferred taxes16 | - | - | - | - | €82,433 | - | - | - |
| Provisions for liabilities and charges160/5 | - | - | - | - | €82,433 | - | - | - |
| Other liabilities and charges164/5 | - | - | - | - | €82,433 | - | - | - |
| Amounts payable17/49 | €27,620 | €39,100 | €38,653 | €64,188 | €142,713 | €71,893 | €19,855 | ▼ 72.4% |
| Amounts payable after more than one year17 | €5,257 | €1,051 | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €22,364 | €38,049 | €38,653 | €64,188 | €142,713 | €71,893 | €19,855 | ▼ 72.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | - | €0 | €2,333 | - |
| Financial debts43 | - | - | - | €2,274 | - | - | - | - |
| Credit institutions430/8 | - | - | - | €2,274 | - | - | - | - |
| Trade debts44 | €12,383 | €14,640 | €714 | €8,742 | €43,455 | €14,865 | €12,389 | ▼ 16.7% |
| Suppliers440/4 | - | - | - | €8,742 | €43,455 | €14,865 | €12,389 | ▼ 16.7% |
| Taxes, remuneration and social security45 | - | - | - | €53,172 | €94,840 | €47,922 | €5,133 | ▼ 89.3% |
| Taxes450/3 | - | - | - | €25,751 | €70,419 | €47,922 | €5,133 | ▼ 89.3% |
| Remuneration and social security454/9 | - | - | - | €27,421 | €24,421 | - | - | - |
| Other amounts payable47/48 | - | - | - | - | €4,418 | €9,106 | €0 | ▼ 100% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6,414 | -€3,636 | -€19,229 | €52,859 | €750 | €14,755 | €66,400 | ▲ 350% |
| + Depreciation and write-downs630 | €3,645 | €3,645 | €3,645 | €3,645 | - | - | - | - |
| Operating cash flow (approximation) | -€2,768 | €10 | -€15,583 | €56,504 | €750 | €14,755 | €66,400 | ▲ 350% |
| Investment in fixed assets (approximation) | - | €0 | €67 | - | - | - | - | - |
| Change in cash | - | €7,160 | -€3,759 | €1,376 | -€5,301 | - | €897 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 34,693 companies had the same profile as PLAN 2B has now. Two years later, 95.3% were still going and 0.7% had gone bankrupt.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of PLAN 2B itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for PLAN 2B. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 12 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 25-08-2026 | 2026-00421887 | |
| 31-12-2024 | micro format | 20-10-2025 | 2025-00546233 | |
| 31-12-2022 | micro format | 24-11-2023 | 2023-00516301 | |
| 31-12-2021 | micro format | 27-07-2022 | 2022-20229979 | |
| 31-12-2020 | micro format | 23-06-2021 | 2021-23700181 | |
| 31-12-2019 | micro format | 29-09-2020 | 2020-57000434 | |
| 31-12-2018 | micro format | 30-09-2019 | 2019-67400175 | |
| 31-12-2017 | full format | 02-09-2018 | 2018-60000136 | |
| 31-12-2016 | full format | 15-11-2017 | 2017-69700421 | |
| 31-12-2015 | full format | 25-01-2017 | 2017-02200050 |
Board & ownership
Directors
Owners and capital
Owners
Network & group
PLAN 2B shares no director with another company.
Companies at the same address
3 other companiesConnections & network
1 current directorThe network starts from the directors of PLAN 2B. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21383B0065/00B002 | Brussels | 389 m² | 1 · 157 m² | 15.8 m · 4 |