PLAN²
ActivePLAN² has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €395k and a net result of €156k. Equity is growing by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 50% of 1936 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability90▲+37
Solvency69▼-10
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.49 in 2023; short-term debt: 35.5% and cash: 5.5% of total assets), and 56.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
105 d early
2022
10 d late
2021
31 d late
2020
11 d late
2019
98 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€395k▼ 4.1%
2023 · €412k
2018: €168k
2019: €213k
2020: €252k
2021: €330k
2022: €434k
2023: €412k
2018 → 2024
Total assets
€901k▲ 17.2%
2023 · €769k
2018: €495k
2019: €622k
2020: €579k
2021: €687k
2022: €819k
2023: €769k
2018 → 2024
Net result
€156k▲ 456%
2023 · €28k
2018: €50k
2019: €44k
2020: €41k
2021: €80k
2022: €106k
2023: €28k
2018 → 2024
Working capital
€63k▼ 51.6%
2023 · €130k
2018: €45k
2019: €134k
2020: €148k
2021: €193k
2022: €183k
2023: €130k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€252k-€330k▲ 31.0%€434k▲ 31.6%€412k▼ 5.1%€395k▼ 4.1%
Operating result€69k-€138k▲ 102%€154k▲ 11.2%€50k▼ 67.8%€192k▲ 288%
Net result€41k-€80k▲ 95.3%€106k▲ 32.9%€28k▼ 73.4%€156k▲ 456%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 288% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €901k
Fixed assets
€518k▲ 38.9%
Current assets
€383k▼ 3.2%
Equity and liabilities €901k
Equity
€395k▼ 4.1%
Debt
€506k▲ 41.8%
The debt ratio rises from 46.4% to 56.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€255k▲
2023 · €93k
Cash flow
€219k▲
2023 · €72k
Solvency
43.9%▼
2023 · 53.6%
Current ratio
1.20▼
2023 · 1.49
Quick ratio
1.20▼
2023 · 1.49
Debt / equity
1.28▲
2023 · 0.87
ROE
39.5%▲
2023 · 6.8%
ROA
17.3%▲
2023 · 3.7%
Interest coverage
14.87▲
2023 · 3.53
Debt
€506k▲
2023 · €357k
Debt ≤ 1 year
€320k▲
2023 · €266k
Debt > 1 year
€172k▲
2023 · €91k
Income taxes
€20k▲
2023 · €9k
Staff costs
€386k▲
2023 · €282k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€769k€901k▲
Fixed assets21/28€373k€518k▲
Intangible fixed assets21€15k€20k▲
Tangible fixed assets22/27€228k€368k▲
Plant, machinery and equipment23€172k€216k▲
Furniture and vehicles24€24k€31k▲
Leasing and similar rights25€26k€116k▲
Other tangible fixed assets26€6k€5k▼
Financial fixed assets28€130k€130k=
Current assets29/58€396k€383k▼
Amounts receivable after more than one year29€35k€0▼
Other amounts receivable291€35k€0▼
Amounts receivable within one year40/41€318k€320k▲
Trade receivables40€283k€281k▼
Other amounts receivable41€35k€39k▲
Cash at bank and in hand54/58€14k€50k▲
Deferred charges and accrued income490/1€28k€13k▼
Equity and liabilities
Total equity and liabilities10/49€769k€901k▲
Equity10/15€412k€395k▼
Contributions10/11€6k€6k=
Reserves13€370k€353k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€370k€353k▼
Profit (loss) carried forward14€36k€36k=
Amounts payable17/49€357k€506k▲
Amounts payable after more than one year17€91k€172k▲
Financial debts170/4€91k€172k▲
Amounts payable within one year42/48€266k€320k▲
Current portion of amounts payable after more than one year42€59k€85k▲
Financial debts43€75k€0▼
Credit institutions430/8€75k€0▼
Trade debts44€649€22k▲
Suppliers440/4€649€22k▲
Taxes, remuneration and social security45€74k€88k▲
Taxes450/3€17k€26k▲
Remuneration and social security454/9€57k€62k▲
Other amounts payable47/48€57k€125k▲
Accrued charges and deferred income492/3-€14k
Income statement
Code20232024
Non-recurring operating income76A€6k€0▼
Remuneration, social security and pensions62€282k€386k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€63k▲
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A€779€0▼
Gross operating margin9900€380k€644k▲
Operating profit (loss)9901€50k€192k▲
Financial income75/76B€14k€486▼
Recurring financial income75€14k€486▼
Financial charges65/66B€26k€17k▼
Recurring financial charges65€26k€17k▼
Profit (loss) for the period before taxes9903€37k€176k▲
Income taxes67/77€9k€20k▲
Profit (loss) for the period9904€28k€156k▲
Profit (loss) for the period to be appropriated9905€28k€156k▲
Appropriation of the result
Profit (loss) to be appropriated9906€64k€192k▲
Profit (loss) brought forward from the previous period14P€36k€36k=
Transfer from equity791/2€28k€48k▲
Transfer to equity691/2€7k€31k▲
To other reserves6921€7k€31k▲
Profit to be distributed694/7€50k€173k▲
Return on contributions (dividend)694€30k€48k▲
Directors or managers695€20k€125k▲
Social balance
Average headcount (FTE)90875.47.1▲
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €156k ▲456%
Operating result €192k, net result €156k, both a record.
17-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €28k ▼73.4%
Net result drops to €28k, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 10 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2019
31-12
Financial
Equity above €200kEq €213k ▲26.3%
2 profitable years in a row build equity to €213k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapucijnenstraat(HRT) 162200 HerentalsGround area
974 m²
Building footprint
950 m²
Volume, LiDAR
12,733 m³
2 parcels, Flanders · tallest building 22.1 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Kapucijnenstraat(HRT) 16, 2200 Herentals
since 20102.184.608.165
Plan2
since 20182.279.315.601
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D2116/00N002 | Flanders | 792 m² | 1 · 792 m² | 22.1 m · 6 fl. |
| 13011F0142/00K003 | Flanders | 182 m² | 1 · 157 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 4,506 EUR awarded · 4,506 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 270 EUR | 270 EUR |
| 2024 | 2 | 1,587 EUR | 1,587 EUR |
| 2023 | 2 | 2,077 EUR | 2,197 EUR |
| 2022 | 1 | 572 EUR | 452 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,760 companies in sector 71122 we hold annual accounts for 769. 565 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2010
Fiscal year end31-12
Activities, NACEBEL
71122Land surveying
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@planbvba.be
Phone:014 76 13 63