Result
-€101,690 -€101,690
From profit to loss in 2025, after a profit of €156,069 in 2024.
PLAFO PINTO
Lifetime
10 annual accounts with figures on one time axispeak €269,987 (2024)
-€35,026▼ €305,013
lowest -€101,690 (2025)
-€101,690▼ €257,760
peak €452,593 (2024)
€350,902▼ 22.5%
€574,892▲ 137%
peak 1 FTE (2025)
1 FTE▲ 25.0%
Board1 name since 2016
1 directorMONTEIRO PINTO Vitor
Documentsfilings and deeds
11-09-202642 days late
2025abbreviated format
Gross margin from €269,987 to -€35,026Loss of €101,690Staff from 0.8 FTE to 1 FTEEquity from €452,593 to €350,902Debts from €242,488 to €574,892Investments €346,844
Key points
from the 2025 annual accountsDebts
€574,892 ▲ 137%
Debts rose by €332,404 in 2025.
Securities
€288,500
Mortgage mandates, new in 2025. 82.2% of equity · not in the 2024 accounts.
Investments
€346,964 15.1 × depreciation
Green is investment, beige is depreciation.
Staff
1 employees on 31-12-2025
In 2025, 2 people joined and 2 left.
Position in the sector
-€101,690
Lower net result than 92% of companies in wholesale trade. Sector median €26,728 · 9,878 companies.
2025 accounts filed 42 days after the deadline
Checked score
65
Healthy
Financially stronger than 33% of micro companies in wholesale trade (NACE 46)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,888 companies (NACE 46, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.3%▲ +0.1 percentage points vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.1%▼ -0.2 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.2 percentage points vs 07-2026
09-2026: 0.4%▲ +0.1 percentage points vs 08-2026
10-2026: 1.1%▲ +0.7 percentage points vs 09-2026highest value
11-2026: 1.1%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Loss of €101,690 (financial year 2025)
Last filed accounts filed 42 days late; 1 of the last 3 accounts late
lowers risk
Size: 1 FTE, total assets €925,794
Equity €350,902 (37.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 47% of them on solvency, 54% on liquidity, 14% on profitability and 18% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,805 companies had the same profile as PLAFO PINTO has now. Each dot stands for 13 companies, two years later.
88.1%
were still trading
9.8%
stopped another way
2.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PLAFO PINTO itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for PLAFO PINTO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.1 (2.83 in 2024), above the usual 1.5. Short-term debt is 29.3% and cash 10.2% of total assets. However, 62.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 42 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
42 days late
2024
3 days early
2023
12 days late
2022
9 days late
2021
19 days late
2020
100 days late
2019
56 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 18 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0655677240
Appointment: MONTEIRO PINTO Vitor (director)
General meeting of 10-01-2024 · Gazette deed
New establishment in Jodoigne
MERCADO PORTUGUES, Rue de Piétrain (Jod.) 7
First establishment
Rue du Tumulus (Piét.) 34, Jodoigne
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PLAFO PINTO Jodoigne | - | - | 37.9% | 1 |
| BrickZ Oudenaarde | €213,332 | -48.4% | 88.8% | 1 |
| Exchange Logistics Services Laakdal | - | - | 15.7% | 1 |
| BOUW - MIX Anderlecht | - | - | -20.4% | 1 |
| Bouwcenter Beringen Beringen | - | - | -23.7% | 0 |
| A & N SHALA Schaerbeek | €37,877 | - | -53.6% | - |
| MOPAC SYSTEMS BELGIUM Lommel | - | - | -323.7% | 5.9 |
These companies have the same main activity as PLAFO PINTO: wholesale of construction materials, general range (NACE 46831). They are comparable in size and age: total assets between €315,000 and €2.1m, founded between 2009 and 2014.
Official details
Source: KBO- Status
- Active since 26-05-2016Normal situation
- Activity
- Wholesale of construction materials, general rangeNACE 46831and 9 others
- Joint committees
- 201Independent retail
- 119Food trade
- 124Construction · annual accounts 2024
- Establishment units
- 2.253.315.6411370 Jodoigne, since 01-06-2016
- 2.277.123.4011370 Jodoigne, since 02-07-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
Insights on PLAFO PINTO
PLAFO PINTO files the abbreviated format. That format states no turnover. The gross margin fell from €18,845 in 2016 to -€35,026 in 2025.
The balance sheet grew most from 2023 to 2025 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PLAFO PINTO
- What is the company number of PLAFO PINTO?
- The company number of PLAFO PINTO is 0655.677.240. The VAT number is the same number with BE in front: BE 0655.677.240.
- Where is PLAFO PINTO based?
- The registered office is at Rue du Tumulus (Piét.) 34, 1370 Jodoigne.Company details
- What does PLAFO PINTO do?
- According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
- What is the legal form of PLAFO PINTO?
- PLAFO PINTO is a private limited company (BV).
- When was PLAFO PINTO founded?
- PLAFO PINTO was founded on 26-05-2016.
- Is PLAFO PINTO still active?
- Yes, PLAFO PINTO is an active enterprise in the KBO register.
- How many employees does PLAFO PINTO have?
- PLAFO PINTO had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does PLAFO PINTO fall under?
- In its 2024 annual accounts, PLAFO PINTO states joint committees 201 (Independent retail), 119 (Food trade) and 124 (Construction).
- What is the turnover of PLAFO PINTO?
- The annual accounts for financial year 2025 state no turnover.
- Is PLAFO PINTO profitable?
- In financial year 2025, PLAFO PINTO made a loss of €101,690.
- Where can I find the annual accounts of PLAFO PINTO?
- PLAFO PINTO filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PLAFO PINTO due?
- PLAFO PINTO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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