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BrickZ

Active Private limited companyfounded 2012active for 14 yearsScheldekant 7, 9700 OudenaardeKBO/BCE: BE 0846.342.717

Lifetime

13 annual accounts with figures on one time axis
peak €284,028 (2018)
-€48,159▼ €92,035
lowest -€97,566 (2025)
-€97,566▼ €97,647
peak €656,996 (2021)
€534,941▼ 15.4%
€67,145▲ 15.2%
peak 1.5 FTE (2018)
1 FTEunchanged
Board8 names since 2020
3 directorsIOCD Consultancy and 2 others
Documentsfilings and deeds
24-07-20267 days before the deadline
2025abbreviated format
Gross margin from €43,875 to -€48,159Loss of €97,566Equity from €632,507 to €534,941Debts from €58,275 to €67,145Cash from €110,231 to €401,781

Key points

from the 2025 annual accounts

Result

-€97,566 -€97,566
€812024-€97,6002025

From profit to loss in 2025, after a profit of €81 in 2024.

Payment terms

88 days to suppliers
Suppliers
11 to 88
Customers
17 to 33

BrickZ pays its suppliers 77 days later than in 2024. Customers pay 16 days later.

Liquidity

7.16 was 46.69 in 2024

Short-term debts rose from €12,118 to €67,032.

Checked score

89
Excellent
Financially stronger than 56% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.2%● unchanged vs 08-2026highest value 10-2026: 0.2%● unchanged vs 09-2026highest value 11-2026: 0.2%● unchanged vs 10-2026highest value

Financial strength
Strong

100=equity 88.8% of total assets
99+29short-term debt 11.1% · cash 66.7%
0-16return on assets -16.2%

Score breakdown

raises risk
Loss of €97,566 (financial year 2025)
Size: turnover €213,332, 1 FTE, total assets €602,086
lowers risk
Liquidity: current ratio 7.16, cash €401,781
Equity €534,941 (88.8% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 95% on liquidity, 6% on profitability and 33% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 4,805 companies had the same profile as BrickZ has now. Each dot stands for 13 companies, two years later.

88.1%
were still trading
9.8%
stopped another way
2.0%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of BrickZ itself is lower: 0.2% within 12 months. It rests on far more data about BrickZ than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,805 companies, not a prediction for BrickZ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €21,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 7.16 (46.69 in 2024), above the usual 1.5. Short-term debt is 11.1% and cash 66.7% of total assets. 11.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €97,566 (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 7.16, cash €401,781
NBB · annual accounts
lowers risk · Equity €534,941 (88.8% of total assets)
NBB · annual accounts
raises risk · Size: turnover €213,332, 1 FTE, total assets €602,086
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 days early
2024
13 days early
2023
9 days early
2022
7 days early
2021
25 days early
2020
9 days early
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

IC
Director, VANHELMONT Bert
  • VANHELMONT Bert 18 sharesdeed of 02-07-2021
  • Vande Moortel Construction Materials 100 sharesdeed of 02-07-2021
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0846342717
1 director appointed, 2 resignations Resignations: UNIQUE S&C BV and Peter Van de Moortel · Permanent representative: Tim Van de Moortel · Appointment: TiVaMo BV · General meeting of 31-10-2023 · Gazette deed
Company renamed from GLOBAL CONSTRUCTION MATERIALS to BrickZ Capital increase of €90,000 to €365,000 · Capital from €275,000 to €365,000, 18 new shares · 18 shares · General meeting of 29-06-2021 · Gazette deed
2 directors appointed, 2 resignations Resignations: JVM Invest BV and VM-SERVICES · Permanent representatives: Johan Van de Moortel and Peter Van de Moortel · Appointments: Tim Van de Moortel and LES CARRIERES NV · General meeting of 04-11-2020 · Gazette deed
All 28 events

Comparable companies

same main activity, similar in size and age
Company
BrickZ Oudenaarde €213,332 -48.4% 88.8% 1
Firma A. D'Hondt Destelbergen - - -301.6% 0
CONTESSE Ghent - - 43.4% 0.8
BCF Herent - - 96.9% -
M.AL EXPORT Brussels €131,626 -25.0% 10.8% -
BELGIUM SERVICE COMPANY Mol - - -20.8% -
ECOTRADING Tessenderlo-Ham - - 87.6% -
-10%0%10%20%€200,000€2m€20m€200m€2bn€20bnBrickZEBIT margin

Grey: the largest companies of the sector (wholesale trade (NACE 46)), without their names. Blue: the sector peers from the table.

These companies have the same main activity as BrickZ: agents in the wholesale of timber and building materials (NACE 46130). They are comparable in size and age: total assets between €311,000 and €860,000, founded between 2008 and 2015.

Official details

Source: KBO
Status
Active since 01-06-2012Normal situation
Activity
Agents in the wholesale of timber and building materialsNACE 46130and 5 others
Joint committee
200Auxiliary committee for white-collar workers · annual accounts 2024
Establishment unit
2.210.873.2909700 Oudenaarde, since 01-06-2012
Financial year end
31 December
Peppol
Reachable since 27-03-2026
Company details

Annual accounts 2025

€602,086▼ 12.8%
Employeeson 31-12-2025
1=
Filing
Filed on 24-07-2026, 7 days before the end of the filing period
Financials

Insights on BrickZ

BrickZ files the abbreviated format. That format states no turnover. The gross margin fell from €16,796 in 2013 to -€48,159 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about BrickZ

What is the company number of BrickZ?
The company number of BrickZ is 0846.342.717. The VAT number is the same number with BE in front: BE 0846.342.717.
Where is BrickZ based?
The registered office is at Scheldekant 7, 9700 Oudenaarde.Company details
What does BrickZ do?
According to the KBO register, the main activity is agents in the wholesale of timber and building materials (NACE 46130).
What is the legal form of BrickZ?
BrickZ is a private limited company (BV).
When was BrickZ founded?
BrickZ was founded on 01-06-2012.
Is BrickZ still active?
Yes, BrickZ is an active enterprise in the KBO register.
How many employees does BrickZ have?
BrickZ had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does BrickZ fall under?
In its 2024 annual accounts, BrickZ states joint committee 200 (Auxiliary committee for white-collar workers).
What is the turnover of BrickZ?
The turnover of BrickZ was €213,332 in financial year 2025, according to the filed annual accounts.
Is BrickZ profitable?
In financial year 2025, BrickZ made a loss of €97,566.
Where can I find the annual accounts of BrickZ?
BrickZ filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BrickZ due?
BrickZ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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