PLACING MED
ActiveThe computed 12-month bankruptcy probability of PLACING MED is 1.5% (moderate). The annual accounts of PLACING MED for fiscal year 2025 show a net loss of 51% of total assets and of 87% of the equity at the start of that year. The 2025 annual accounts show equity of €5k and a net result of €-35k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 786 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
28
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency33▼-27
Growth23▼-30
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.04 against 1.51 in 2024; short-term debt: 92.2% and cash: 0.3% of total assets), and 92.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.8%
Return on assets
-50.9%
Age of the figures
12 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 786 sector peers (2025).
NBB · sector comparisonPosition among 786 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
on the day
2021
30 d early
2020
333 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€55k▲ 23.3%
2019 · €45k
2018: €72k
2019: €45k
2018 → 2021
EBIT margin
-29.2%▼ 44.5pp
2019 · 15.4%
2018: 4.5%
2019: 15.4%
2018 → 2021
Net result
€-35k
2024 · €78k
2018: €64
2019: €3k
2020: €-16k
2021: €-17k
2022: €-8k
2023: €-8k
2024: €78k
2018 → 2025
Working capital
€3k▼ 93.0%
2024 · €38k
2018: €8k
2019: €11k
2020: €-5k
2021: €-22k
2022: €-31k
2023: €-38k
2024: €38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€55k-
Equity€-22k-€-30k▼ 36.0%€-38k▼ 26.2%€40k€5k▼ 86.7%
Operating result€-16k-€-8k▲ 51.9%€-7k▲ 4.5%€95k€-34k
Net result€-17k-€-8k▲ 53.0%€-8k▲ 1.0%€78k€-35k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €34k after €95k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€3k▲ 7.5%
Current assets
€66k▼ 41.1%
Equity and liabilities €68k
Equity
€5k▼ 86.7%
Debt
€63k▼ 14.7%
The debt ratio rises from 64.8% to 92.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-33k▼
2024 · €96k
Cash flow
€-33k▼
2024 · €79k
Solvency
7.8%▼
2024 · 35.2%
Current ratio
1.04▼
2024 · 1.51
Quick ratio
1.04▼
2024 · 1.51
Debt / equity
11.82▲
2024 · 1.84
ROE
-651.8%▼
2024 · 193.8%
ROA
-50.9%▼
2024 · 68.2%
Interest coverage
-633.56▼
2024 · 150.37
Debt
€63k▼
2024 · €74k
Debt ≤ 1 year
€63k▼
2024 · €74k
Income taxes
€345▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€114k€68k▼
Fixed assets21/28€3k€3k▲
Tangible fixed assets22/27€3k€3k▲
Furniture and vehicles24€3k€3k▲
Current assets29/58€112k€66k▼
Amounts receivable within one year40/41€104k€66k▼
Trade receivables40€8k€350▼
Other amounts receivable41€95k€65k▼
Cash at bank and in hand54/58€599€183▼
Deferred charges and accrued income490/1€8k-
Equity and liabilities
Total equity and liabilities10/49€114k€68k▼
Equity10/15€40k€5k▼
Contributions10/11€6k€6k=
Capital10€6k-
Issued capital100€6k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k-
Reserves not available under the articles1311-€2k
Profit (loss) carried forward14€32k€-3k▼
Amounts payable17/49€74k€63k▼
Amounts payable within one year42/48€74k€63k▼
Financial debts43€15€18▲
Credit institutions430/8€15€18▲
Trade debts44€52k€12k▼
Suppliers440/4€35k€12k▼
Bills of exchange payable441€17k-
Taxes, remuneration and social security45€22k€18k▼
Taxes450/3€22k€18k▼
Other amounts payable47/48-€33k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€40€731▲
Gross operating margin9900€96k€-32k▼
Operating profit (loss)9901€95k€-34k▼
Financial charges65/66B€639€52▼
Recurring financial charges65€639€52▼
Profit (loss) for the period before taxes9903€94k€-34k▼
Income taxes67/77€17k€345▼
Profit (loss) for the period9904€78k€-35k▼
Profit (loss) for the period to be appropriated9905€78k€-35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€-3k▼
Profit (loss) brought forward from the previous period14P€-46k€32k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-35k ▼145%
Net result drops to €-35k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €78k
Net result €78k after 4 loss-making years.
30-09
Financial
Liquidity triplescurrent ratio 1.51
Current ratio from 0.53 to 1.51; short-term debt falls from €82k to €74k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 333 days late
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sterrebeeldenlaan 441200 Sint-Lambrechts-WoluweGround area
3,786 m²
Building footprint
223 m²
Volume, LiDAR
353 m³
2 parcels, Brussels, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Sterrebeeldenlaan 44, 1200 Sint-Lambrechts-Woluwe
since 20162.258.720.125
Drève des Bouleaux 24, 7090 Braine-le-Comte
since 20222.329.018.005
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55302C0454/00C000 | Wallonia | 3,600 m² | 1 · 165 m² | - |
| 21673D0010/00A002 | Brussels | 186 m² | 1 · 58 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,362 companies in sector 78100 we hold annual accounts for 1,365. 453 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-2016
Fiscal year end30-09
Activities, NACEBEL
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.