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Generated 18-08-2026
Active BE 0405.166.327Cooperative company

Plaatselijke Brandverzekering Ichtegem

Diksmuidebaan(ICH) 233 ·8480 Ichtegem, Belgium· 58 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of Plaatselijke Brandverzekering Ichtegem is 0.2% (very low). The company has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 58 yrs
Board 2
Locations 1
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −No NACE activity registered +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1968, 58 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 micro 26-05-2026 2026-00120447
31-12-2024 micro 16-06-2025 2025-00141277
31-12-2023 micro 27-05-2024 2024-00096378
31-12-2022 micro 30-05-2023 2023-00097977
31-12-2021 micro 13-05-2022 2022-20025899
31-12-2020 micro 20-05-2021 2021-14500511
31-12-2019 micro 31-08-2020 2020-46800382
31-12-2018 micro 25-07-2019 2019-37200384
31-12-2017 ander 29-05-2018 2018-15000220
31-12-2016 ander 10-05-2017 2017-11900026
Directors & mandates 4 directors
Current directors & mandates
  • Patrick Bogaert
    Director
    State Gazette act 24099878 (03-07-2024)
    Current
    03-07-2024 → present
  • Sabine Verdonck
    Director
    State Gazette act 24099878 (03-07-2024)
    Current
    03-07-2024 → present
Former directors (2)
  • Freddy Nauwynck
    Director
    State Gazette act 24099878 (03-07-2024)
    Former
    - → 03-07-2024
  • Raphael Muylle
    Director
    State Gazette act 24099878 (03-07-2024)
    Former
    - → 03-07-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Cooperative company(706)
Incorporation01-01-1968
StatusActive
Postal code8480
Establishment units 1 location
Dorpstraat(BEK) 90, 8480 Ichtegem
Verzekeringsentiteiten, die zowel levens- al niet-levensverzekeringen afsluiten, maar waar de hoofdactiviteit bestaat uit het afsluiten van levensverzekeringen
since 19352.003.418.303
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35006C1027/00C000 Flanders 1,505 m² - -
35001A0220/00A003indicative Flanders 735 m² 1 · 234 m² 9.6 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
26-05-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
16-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
03-07-2024
State Gazette act Director changes
27-05-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
10-07-2023
State Gazette act Registered-office change
30-05-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
13-05-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
20-05-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
31-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
25-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
29-05-2018
NBB filing Annual accounts filed
fiscal year 2017 · ander
2017
10-05-2017
NBB filing Annual accounts filed
fiscal year 2016 · ander
Belgian State Gazette reading coverage 0 of 6 acts read

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
Address history · 1
10-07-2023
Registered-office move
All acts · 2 updated 2 years ago
2024
03-07-2024 2 directors appointed, 2 resigning Director changes
  • Patrick Bogaert, Bestuurder
  • Sabine Verdonck, Bestuurder
  • Raphael Muylle, Bestuurder
  • Freddy Nauwynck, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Raphael Muylle",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering neemt kennis van de uittreding van Raphael Muylle en Freddy Nauwynck met ingang vanaf heden.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Freddy Nauwynck",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering neemt kennis van de uittreding van Raphael Muylle en Freddy Nauwynck met ingang vanaf heden.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Patrick Bogaert",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Met eenparigheid van stemmen werden Patrick Bogaert en Sabine Verdonck benoemd als bestuurder voor een periode van vijf jaar tot en met de jaarvergadering van 2029 met ingang vanaf heden.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "5"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Sabine Verdonck",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Met eenparigheid van stemmen werden Patrick Bogaert en Sabine Verdonck benoemd als bestuurder voor een periode van vijf jaar tot en met de jaarvergadering van 2029 met ingang vanaf heden.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "5"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gent",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-07-03",
    "filing_date": null,
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-04-28",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0405.166.327",
    "name_full": "Plaatselijke Brandverzekering Ichtegem",
    "legal_form": "Co\u00F6peratieve vennootschap"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Iris Laleman",
    "org_rep_person_name": null,
    "person_role_at_subject": "Zaakvoerder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2023
10-07-2023 Registered office moved within Ichtegem Registered-office change
  • Rubenslaan 29, 8480 Ichtegem → Diksmuidebaan 233, 8480 Ichtegem
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Diksmuidebaan 233, 8480 Ichtegem",
        "city": "Ichtegem",
        "region": "vlaams_gewest",
        "street": "Diksmuidebaan",
        "country": "BE",
        "postcode": "8480",
        "box_number": null,
        "street_number": "233",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Rubenslaan 29, 8480 Ichtegem",
        "city": "Ichtegem",
        "region": "vlaams_gewest",
        "street": "Rubenslaan",
        "country": "BE",
        "postcode": "8480",
        "box_number": null,
        "street_number": "29",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "act_body",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": null,
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-07-10",
    "filing_date": "2023-06-28",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "date": "2023-04-30",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0405.166.327",
    "name_full": "Plaatselijke Brandverzekering Ichtegem",
    "legal_form": "Co\u00F6peratieve vennootschap"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL Plaatselijke Brandverzekering Ichtegem
AbbreviationNL PBI
Registered office
Diksmuidebaan(ICH) 233
8480 Ichtegem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative