PL4N
ActiveSummary
PL4N has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €33k. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 45% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability93▲+22
Solvency74▲+24
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.0 against 3.25 in 2024; short-term debt: 29.5% and cash: 20.1% of total assets), but 50.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.2%
Return on assets
19.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-01-2026, 90 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
90 d early
2024
88 d early
2023
90 d early
2022
87 d early
2021
92 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 64.1%
2024 · €52k
Total assets
€173k▼ 15.4%
2024 · €205k
Net result
€33k▲ 696%
2024 · €4k
Working capital
€51k▼ 45.7%
2024 · €94k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€46k-€5k▼ 89.6%€15k▲ 222%€12k▼ 21.6%€47k▲ 291%
Net result€33k-€293▼ 99.1%€9k▲ 2,973%€4k▼ 53.6%€33k▲ 696%
Equity€38k-€39k▲ 0.8%€48k▲ 23.2%€52k▲ 8.8%€85k▲ 64.1%
Total assets€289k-€234k▼ 19.1%€230k▼ 1.6%€205k▼ 11.1%€173k▼ 15.4%
Debt€251k-€195k▼ 22.2%€183k▼ 6.5%€153k▼ 16.3%€88k▼ 42.4%
Working capital€57k-€57k▲ 1.0%€84k▲ 46.5%€94k▲ 11.3%€51k▼ 45.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 291% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €173k
Fixed assets
€71k ▲ 2.6%
Current assets
€102k ▼ 24.6%
Equity and liabilities €173k
Equity
€85k ▲ 64.1%
Debt
€88k ▼ 42.4%
Debt's share of the balance-sheet total falls from 74.6% to 50.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€82k▲
2024 · €43k
Cash flow
€68k▲
2024 · €35k
Current ratio
2.00▼
2024 · 3.25
Debt to equity
1.03▼
2024 · 2.94
ROE
39.1%▲
2024 · 8.0%
ROA
19.2%▲
2024 · 2.0%
Interest coverage
21.75▲
2024 · 6.67
Debt ≤ 1 year
€51k▲
2024 · €42k
Debt > 1 year
€34k▼
2024 · €105k
Income taxes
€10k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €58k | €36k | €37k | €31k | €35k | ▲ 11.7% |
| Other operating charges640/8 | - | €619 | €552 | €681 | €2k | ▲ 199% |
| Non-recurring operating charges66A | - | - | €173 | - | €63 | - |
| Gross operating margin9900 | €107k | €42k | €53k | €44k | €84k | ▲ 91.4% |
| Operating profit (loss)9901 | €46k | €5k | €15k | €12k | €47k | ▲ 291% |
| Financial income75/76B | - | €1 | €27 | €498 | €19 | ▼ 96.2% |
| Recurring financial income75 | €31 | €1 | €27 | €498 | €19 | ▼ 96.2% |
| Financial charges65/66B | - | €3k | €3k | €6k | €4k | ▼ 41.9% |
| Recurring financial charges65 | €3k | €3k | €3k | €6k | €4k | ▼ 41.9% |
| Profit (loss) for the period before taxes9903 | €43k | €2k | €12k | €6k | €43k | ▲ 615% |
| Income taxes67/77 | €9k | €1k | €3k | €2k | €10k | ▲ 435% |
| Profit (loss) for the period9904 | €33k | €293 | €9k | €4k | €33k | ▲ 696% |
| Profit (loss) for the period to be appropriated9905 | €33k | €293 | €9k | €4k | €33k | ▲ 696% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €289k | €234k | €230k | €205k | €173k | ▼ 15.4% |
| Fixed assets21/28 | €158k | €133k | €98k | €69k | €71k | ▲ 2.6% |
| Intangible fixed assets21 | €133k | €108k | €83k | €58k | €33k | ▼ 42.8% |
| Tangible fixed assets22/27 | €25k | €24k | €14k | €11k | €38k | ▲ 242% |
| Plant, machinery and equipment23 | - | €9k | €3k | €346 | - | - |
| Furniture and vehicles24 | - | €7k | €4k | €4k | €32k | ▲ 676% |
| Other tangible fixed assets26 | - | €8k | €8k | €7k | €6k | ▼ 14.3% |
| Current assets29/58 | €131k | €101k | €133k | €135k | €102k | ▼ 24.6% |
| Amounts receivable within one year40/41 | €80k | €9k | €24k | €18k | €67k | ▲ 279% |
| Trade receivables40 | - | €6k | €17k | €12k | €67k | ▲ 479% |
| Other amounts receivable41 | - | €3k | €7k | €6k | - | - |
| Cash at bank and in hand54/58 | €51k | €92k | €109k | €117k | €35k | ▼ 70.3% |
| Deferred charges and accrued income490/1 | - | - | - | €710 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €289k | €234k | €230k | €205k | €173k | ▼ 15.4% |
| Equity10/15 | €38k | €39k | €48k | €52k | €85k | ▲ 64.1% |
| Contributions10/11 | - | €5k | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €33k | €34k | €43k | €47k | €80k | ▲ 70.9% |
| Amounts payable17/49 | €251k | €195k | €183k | €153k | €88k | ▼ 42.4% |
| Amounts payable after more than one year17 | €166k | €142k | €122k | €105k | €34k | ▼ 67.5% |
| Financial debts170/4 | - | €75k | €55k | €35k | €14k | ▼ 59.7% |
| Other amounts payable178/9 | - | €67k | €67k | €70k | €20k | ▼ 71.4% |
| Amounts payable within one year42/48 | €74k | €44k | €48k | €42k | €51k | ▲ 22.8% |
| Current portion of amounts payable after more than one year42 | - | €20k | €20k | €20k | €21k | ▲ 1.5% |
| Trade debts44 | €35k | €14k | €16k | €10k | €5k | ▼ 49.1% |
| Suppliers440/4 | - | €14k | €16k | €10k | €5k | ▼ 49.1% |
| Taxes, remuneration and social security45 | - | €7k | €10k | €9k | €21k | ▲ 135% |
| Taxes450/3 | - | €7k | €9k | €5k | €21k | ▲ 335% |
| Remuneration and social security454/9 | - | - | €2k | €4k | - | - |
| Other amounts payable47/48 | - | €4k | €2k | €2k | €4k | ▲ 90.2% |
| Accrued charges and deferred income492/3 | - | €9k | €12k | €6k | €3k | ▼ 55.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €33k | €293 | €9k | €4k | €33k | ▲ 696% |
| + Depreciation and write-downs630 | €58k | €36k | €37k | €31k | €35k | ▲ 11.7% |
| Operating cash flow (approximation) | €92k | €37k | €46k | €35k | €68k | ▲ 92.5% |
| Investment in fixed assets (approximation) | - | €-10k | €-2k | €-3k | €-37k | ▼ 1,122% |
| Change in cash | - | €41k | €17k | €8k | €-82k | ▼ 1,155% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €293 ▼99.1%
Net result drops to €293, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Amel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoppen,Mühlenweg 404770 Amel1 establishment unit
PL4N srl
since 20202.303.667.054
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Of 18,249 companies in sector 71111 we hold annual accounts for 6,319. 5,473 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-03-2020
Fiscal year end30-09
Activities, NACEBEL 2025
71111Activities of building architects
Scores and ratios are computed by Checked and are not a credit decision.