FAArchitecture
ActiveSummary
FAArchitecture has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76k and a net result of €42k. Equity is shrinking by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 36% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability95▲+2
Solvency64▼-17
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.84 in 2024; short-term debt: 56.6% and cash: 46.8% of total assets), and 61.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.7%
Return on assets
21.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
58 d early
2024
21 d late
2023
5 d late
2022
39 d early
2021
11 d early
2020
27 d late
2019
56 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Hiring this company for building work? Recognition, activities and what to check first.Contractor check Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Financials · fiscal year 2025, micro schema
Equity
€76k▼ 35.1%
2024 · €118k
Total assets
€197k▼ 6.5%
2024 · €211k
Net result
€42k▲ 2.1%
2024 · €41k
Working capital
€30k▼ 51.2%
2024 · €62k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€89k▼ 2.1%€61k▼ 31.2%€26k▼ 57.0%€53k▲ 100.0%€56k▲ 6.8%
Net result€69k▲ 7.0%€49k▼ 29.1%€20k▼ 59.6%€41k▲ 109%€42k▲ 2.1%
Equity€199k▲ 52.6%€180k▼ 9.5%€130k▼ 27.6%€118k▼ 9.5%€76k▼ 35.1%
Total assets€225k▲ 41.8%€265k▲ 17.9%€254k▼ 3.9%€211k▼ 17.0%€197k▼ 6.5%
Debt€26k▼ 7.9%€85k▲ 228%€124k▲ 46.0%€93k▼ 24.9%€121k▲ 29.8%
Working capital€128k▲ 130%€111k▼ 12.9%€54k▼ 51.2%€62k▲ 14.7%€30k▼ 51.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €197k
Fixed assets
€55k ▼ 25.8%
Current assets
€142k ▲ 4.1%
Equity and liabilities €197k
Equity
€76k ▼ 35.1%
Debt
€121k ▲ 29.8%
Debt's share of the balance-sheet total rises from 44.2% to 61.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€81k▲
2024 · €78k
Cash flow
€67k▼
2024 · €67k
Current ratio
1.27▼
2024 · 1.84
Debt to equity
1.58▲
2024 · 0.79
ROE
55.3%▲
2024 · 35.1%
ROA
21.4%▲
2024 · 19.6%
Interest coverage
52.34▲
2024 · 41.80
Debt ≤ 1 year
€112k▲
2024 · €74k
Debt > 1 year
€9k▼
2024 · €19k
Income taxes
€14k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16k | €18k | €22k | €26k | €25k | ▼ 4.3% |
| Gross operating margin9900 | €104k | €79k | €48k | €78k | €81k | ▲ 3.2% |
| Operating profit (loss)9901 | €89k | €61k | €26k | €53k | €56k | ▲ 6.8% |
| Financial income75/76B | €596 | €3k | €2k | €2k | €1k | ▼ 30.3% |
| Recurring financial income75 | €596 | €3k | €2k | €2k | €1k | ▼ 30.3% |
| Financial charges65/66B | €792 | €621 | €746 | €2k | €2k | ▼ 17.6% |
| Recurring financial charges65 | €792 | €621 | €746 | €2k | €2k | ▼ 17.6% |
| Profit (loss) for the period before taxes9903 | €89k | €64k | €27k | €52k | €56k | ▲ 6.5% |
| Income taxes67/77 | €19k | €14k | €7k | €11k | €14k | ▲ 22.9% |
| Profit (loss) for the period9904 | €69k | €49k | €20k | €41k | €42k | ▲ 2.1% |
| Profit (loss) for the period to be appropriated9905 | €69k | €49k | €20k | €41k | €42k | ▲ 2.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €225k | €265k | €254k | €211k | €197k | ▼ 6.5% |
| Fixed assets21/28 | €77k | €68k | €104k | €75k | €55k | ▼ 25.8% |
| Intangible fixed assets21 | €52k | €45k | €38k | €31k | €24k | ▼ 22.2% |
| Tangible fixed assets22/27 | €25k | €23k | €66k | €43k | €31k | ▼ 28.4% |
| Plant, machinery and equipment23 | - | €1k | €830 | €498 | €167 | ▼ 66.5% |
| Furniture and vehicles24 | €25k | €22k | €65k | €43k | €31k | ▼ 27.9% |
| Current assets29/58 | €147k | €196k | €150k | €136k | €142k | ▲ 4.1% |
| Amounts receivable after more than one year29 | - | - | €52k | €44k | €15k | ▼ 67.2% |
| Trade receivables290 | - | - | €52k | €44k | €15k | ▼ 67.2% |
| Amounts receivable within one year40/41 | €44k | €78k | €26k | €45k | €32k | ▼ 29.6% |
| Trade receivables40 | €25k | €16k | €15k | €36k | €27k | ▼ 23.5% |
| Other amounts receivable41 | €19k | €63k | €11k | €9k | €4k | ▼ 53.3% |
| Cash at bank and in hand54/58 | €101k | €115k | €70k | €44k | €92k | ▲ 109% |
| Deferred charges and accrued income490/1 | €3k | €3k | €2k | €3k | €3k | ▲ 21.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €225k | €265k | €254k | €211k | €197k | ▼ 6.5% |
| Equity10/15 | €199k | €180k | €130k | €118k | €76k | ▼ 35.1% |
| Contributions10/11 | €13k | €13k | €13k | €13k | €13k | = |
| Reserves13 | €118k | €118k | €118k | €64k | €64k | = |
| Distributable reserves133 | €118k | €118k | €118k | €64k | €64k | = |
| Profit (loss) carried forward14 | €68k | €50k | - | €41k | - | - |
| Amounts payable17/49 | €26k | €85k | €124k | €93k | €121k | ▲ 29.8% |
| Amounts payable after more than one year17 | €6k | - | €28k | €19k | €9k | ▼ 51.2% |
| Financial debts170/4 | €6k | - | €28k | €19k | €9k | ▼ 51.2% |
| Amounts payable within one year42/48 | €20k | €85k | €96k | €74k | €112k | ▲ 50.5% |
| Current portion of amounts payable after more than one year42 | €7k | €6k | €9k | €9k | €10k | ▲ 4.0% |
| Financial debts43 | - | €499 | €319 | €337 | €758 | ▲ 125% |
| Credit institutions430/8 | - | €499 | €319 | €337 | €758 | ▲ 125% |
| Trade debts44 | €2k | €3k | €2k | €3k | €7k | ▲ 122% |
| Suppliers440/4 | €2k | €3k | €2k | €3k | €7k | ▲ 122% |
| Taxes, remuneration and social security45 | €9k | €7k | €15k | €7k | €10k | ▲ 36.2% |
| Taxes450/3 | €9k | €7k | €15k | €7k | €10k | ▲ 36.2% |
| Other amounts payable47/48 | €800 | €68k | €69k | €54k | €84k | ▲ 55.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €69k | €49k | €20k | €41k | €42k | ▲ 2.1% |
| + Depreciation and write-downs630 | €16k | €18k | €22k | €26k | €25k | ▼ 4.3% |
| Operating cash flow (approximation) | €85k | €67k | €42k | €67k | €67k | ▼ 0.4% |
| Investment in fixed assets (approximation) | - | €-9k | €-58k | €4k | €-5k | ▼ 241% |
| Change in cash | - | €14k | €-44k | €-26k | €48k | ▲ 284% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-12
Financial
Weakest financial yearnet €20k ▼59.6%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2019net €69k ▲7%
Net result €69k, the highest in the series.
31-12
Financial
Equity above €150kEq €199k ▲52.6%
3 profitable years in a row build equity to €199k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Liquidity times 6current ratio 4.83
Current ratio from 0.83 to 4.83; short-term debt falls from €71k to €14k.
31-12
Financial
Equity above €100kEq €130k ▲96.5%
2 profitable years in a row build equity to €130k.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2019
Ground area
2,292 m²
Building footprint
201 m²
Volume, LiDAR
960 m³
Parcel 23032E0198/00W000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Grotestraat(HN) 65, 1540 Pajottegem
since 20192.291.230.961
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23032E0198/00W000 | Flanders | 2,292 m² | 1 · 201 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,249 companies in sector 71111 we hold annual accounts for 6,320. 5,478 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
68310Real estate agency activities
Scores and ratios are computed by Checked and are not a credit decision.