Skip to content

PKB EXPRESS

Active
Private limited company (pre-2019)founded 2017active for 9 yearsKorte Winkelstraat 2, 2000 Antwerpen, BelgiumKBO/BCE: BE 0678.785.412
Summary

PKB EXPRESS has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117,474 and a net result of €10,265. Equity has been growing by about 18% per year since 2019. Its solvency ranks better than 42% of 12,757 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 20-07-2017 Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 30-09-2025
Establishment unit
2.266.231.784 2000 Antwerpen, since 02-08-2017
Financial year end
30 September
Peppol
Reachable since 23-10-2025

Board and ownership

Board
  • Poursaman AhmadDirector · since 20-07-2017

Financial position

66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts to 30-09-2025
Gross margin
€279,059
▲ 14.1%
Turnover
≈ €2.7m
estimated
Profit
€10,265
Equity
€117,474
▲ 9.6%
Total assets
€399,178
▼ 1.3%
Employees on 30-09-2025
10
▲ 25.0%
Filed on 27-04-2026, 3 days before the deadline
Score breakdownraises riskSize: 4.6 FTE, total assets €399,178Sector: Retail trade (NACE 47)Liquidity: current ratio 1.37, cash €27,336lowers riskFigures for financial year 2025 (filed on 30-04-2026)Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 41% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 54+2
equity 29.4% of total assets
Liquidity 29-7
short-term debt 57.3% · cash 6.8%
Profitability 43+17
return on assets 2.6%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.7%lowest value 01-2025: 0.8%▲ +0.1 percentage points vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.9%▲ +0.1 percentage points vs 03-2025 05-2025: 1.5%▲ +0.6 percentage points vs 04-2025 06-2025: 1.9%▲ +0.4 percentage points vs 05-2025 07-2025: 1.9%● unchanged vs 06-2025 08-2025: 1.9%● unchanged vs 07-2025highest value 09-2025: 1.7%▼ -0.2 percentage points vs 08-2025 10-2025: 1.7%● unchanged vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 1.6%▼ -0.1 percentage points vs 11-2025 01-2026: 1.7%▲ +0.1 percentage points vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.6%▼ -0.1 percentage points vs 02-2026 04-2026: 1.8%▲ +0.2 percentage points vs 03-2026 05-2026: 1.0%▼ -0.8 percentage points vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.0%● unchanged vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.0%● unchanged vs 09-2026 11-2026: 1.0%● unchanged vs 10-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.37 (1.44 in 2024), below the usual 1.5. Short-term debt is 57.3% and cash 6.8% of total assets. 70.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 45% of them on solvency, 26% on liquidity, 32% on profitability and 60% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: 4.6 FTE, total assets €399,178
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 30-04-2026)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Liquidity: current ratio 1.37, cash €27,336
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
3 days early
2024
2 days late
2023
on the day
2022
1 day late
2021
2 days late
2020
5 days late
2019
34 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 1 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Fewer staff in 2025from 8.9 FTE to 4.6 FTE ▼ 48.3% View

Recent changes

  1. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as PKB EXPRESS: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €386,000 and €453,000, founded between 2016 and 2018.

CompanyTotal assetsGross margin
PKB EXPRESS Antwerpen€399,178€279,059
FOODIES & CO Braine-l'Alleud€393,159€226,923
FROM-Comptoir DARTOIS BOISSY Sint-Gillis (bij-Brussel)€388,845€218,196
Marché Kosova Schaarbeek€386,188€347,741
A&F EXPRESS Antwerpen€435,347€261,757
ALDE RETAIL Antwerpen€401,747€267,926
HV FOOD Ravels€452,542€155,562
Full comparison

Key facts about PKB EXPRESS

What is the company number of PKB EXPRESS?
The company number of PKB EXPRESS is 0678.785.412. The VAT number is the same number with BE in front: BE 0678.785.412.
Where is PKB EXPRESS based?
The registered office is at Korte Winkelstraat 2, 2000 Antwerpen.Company details
What does PKB EXPRESS do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of PKB EXPRESS?
The legal form of PKB EXPRESS is Private limited company (pre-2019) (BVBA).
When was PKB EXPRESS founded?
PKB EXPRESS was founded on 20-07-2017.
Is PKB EXPRESS still active?
Yes, PKB EXPRESS is an active enterprise in the KBO register.
How many employees does PKB EXPRESS have?
PKB EXPRESS had an average of 4.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does PKB EXPRESS fall under?
In its 30-09-2025 annual accounts, PKB EXPRESS states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of PKB EXPRESS?
The turnover in financial year 2025 is ≈ €2.7m. This figure is estimated from the gross margin of €279,059 and 44 comparable companies (NACE 47110). It probably lies between €2.1m and €3.6m. In financial year 2024 turnover was €2.1m.
Is PKB EXPRESS profitable?
In financial year 2025, PKB EXPRESS made a profit of €10,265.
Where can I find the annual accounts of PKB EXPRESS?
PKB EXPRESS filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PKB EXPRESS due?
PKB EXPRESS must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.