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ALDE RETAIL

Active
Private limited company (pre-2019)founded 201610 yrs activeNoorderlaan 104, 2030 Antwerpen, BelgiumKBO/BCE: BE 0653.868.387
Summary

The computed 12-month bankruptcy probability of ALDE RETAIL is 1.8% (moderate). The 2024 annual accounts show equity of €141,030 and a net result of €1,546. Equity is growing by ~18.7% per year across the filed fiscal years. Its solvency ranks better than 49% of 26033 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110NACE 47113Supermarkets NACE 47114
1 site
Size
€454,408total assets 2024
Staff
4.5 FTE
Equity
€141,030
Profit
€1,546
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2024
Bankruptcy chance 12 m
1.8%
Structure
Accounts 65 d overdue0 of 3 deeds read
Why 54- Figures for FY 2024 (filed 11-09-2025)- 1 financial year not filed after the legal deadline; latest accounts 39 days late; 1 of the last 3 late- Sector Retail trade (NACE 47)+ Size: total assets €454,408Show the evidence

Checked score

Score 2024
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 43% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency 56-2
equity 31.0% of total assets
Liquidity 36-4
short-term debt 61.4% · cash 14.3%
Profitability 69-5
return on assets 0.3%
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (39,974 companies)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● 0.0% vs 11-2024 01-2025: 0.8%▼ -0.8% vs 12-2024 02-2025: 0.8%● 0.0% vs 01-2025 03-2025: 0.8%● 0.0% vs 02-2025 04-2025: 0.9%▲ +11.3% vs 03-2025 05-2025: 0.9%▲ +1.2% vs 04-2025 06-2025: 0.9%▼ -0.9% vs 05-2025 07-2025: 1.1%▲ +22.5% vs 06-2025 08-2025: 1.7%▲ +64.4% vs 07-2025 09-2025: 2.0%▲ +13.0% vs 08-2025highest value 10-2025: 0.5%▼ -72.4% vs 09-2025 11-2025: 0.5%● 0.0% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%▼ -1.5% vs 12-2025lowest value 02-2026: 0.5%▲ +0.6% vs 01-2026 03-2026: 0.5%▼ -0.6% vs 02-2026lowest value 04-2026: 0.5%▲ +1.3% vs 03-2026 05-2026: 0.6%▲ +6.8% vs 04-2026 06-2026: 0.6%▼ -4.0% vs 05-2026 07-2026: 0.6%▲ +1.6% vs 06-2026 08-2026: 0.9%▲ +54.8% vs 07-2026 09-2026: 1.1%▲ +21.8% vs 08-2026 10-2026: 1.8%▲ +69.6% vs 09-2026
  • Figures for FY 2024 (filed 11-09-2025) raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 39 days late; 1 of the last 3 late raises the probability
  • Size: total assets €454,408 lowers the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.15 in 2023; short-term debt: 61.4% and cash: 14.3% of total assets), and 69% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 46%, liquidity 33%, profitability 50%, growth against the median 43%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 11-09-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 39 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Size: total assets €454,408
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-09-2025, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
39 d late
2023
1 d early
2022
10 d late
2021
12 d early
2020
5 d late
2019
28 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · abbreviated…
  3. Annual accounts filedfiscal year 2022 · abbreviated…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 65 d late View
  • Among the largest 9% on gross marginsector median €31,219 · 25,957 companies €190,898 View
  • Positive: 5 profitable years in a rowprofit 2024: €1,546 5 years View

By topic

Financials

Fiscal year
2024
Total assets
€454,408
Profit
€1,546
Solvency
31.0%
Total assets▲ 8.9%
Net result
20182024
Go to Financials

Timeline

Events
12
Since
2018
  1. 08-09-2025Annual accounts filed
  2. 30-07-2024Annual accounts filed
  3. 10-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
04-05-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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