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Generated 23-08-2026
Active BE 1003.015.533Private limited company

PJ PODOLOGIE

Vismarkt 20 ·2260 Westerlo, Belgium· 2 yrs active
Sector: Activiteiten op het gebied van kinesitherapie (86951)
Conclusion Checked

The computed 12-month bankruptcy probability of PJ PODOLOGIE is 0.2% (very low). The 2024 annual accounts show equity of €25k and a net result of €22k. Its solvency ranks better than 42% of 6588 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €25k
Net result €22k
Better than sector 42%
Active 2 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health93Profitability100Solvency94Growth-Stability67
88 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 94
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 16-06-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 86, Human health · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 58.4% 66.7%
better than 42% of 6588 sector peers
Net result €22k €46k
better than 30% of 6582 sector peers
Equity €25k €79k
better than 22% of 6588 sector peers
Gross operating margin €39k €78k
better than 27% of 6590 sector peers
Total assets €44k €154k
better than 13% of 6591 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€39k
Net profit€22k
Cash flow€31k
Staff costs-
Income taxes€7k
Dividends-
Total assets€44k
Equity€25k
Debt€18k
of which ≤ 1y€14k
of which > 1y€4k
Working capital€11k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.83
Quick ratio1.83
Working capital ratio26.3%
Solvency58.4%
Debt / equity0.71
Long-term debt ratio0.17
Interest coverage51.54
Gross margin-
Net margin-
ROA51.5%
ROE88.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€44k
Fixed assets 21/28€18k
Tangible fixed assets 22/27€18k
Current assets 29/58€25k
Amounts receivable within one year 40/41€8k
Cash & bank 54/58€18k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€44k
Equity 10/15€25k
Contributions / capital 10/11€3k
Reserves 13€22k
Amounts payable 17/49€18k
Amounts payable after one year 17€4k
Amounts payable within one year 42/48€14k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€39k
Operating result 9901€30k
Financial income 75€8
Financial charges 65€753
Result before taxes 9903€29k
Income taxes 67/77€7k
Net result for the period 9904€22k
Result to be appropriated 9905€22k
Ratios computed by Checked.
Legal Structure
NACE primary Activiteiten op het gebied van kinesitherapie(86951)
Legal form Private limited company(610)
Incorporation05-12-2023
StatusActive
Postal code2260
Establishment units 1 location
PJ PODOLOGIE
Vismarkt 20, 2260 WesterloKleinhandel in medische en orthopedische artikelen
since 20232.352.888.319
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13049B0640/00D000 Flanders 242 m² 1 · 188 m² 12.8 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
20-11-2025
State Gazette act Registered-office change
v3.2
16-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2023
07-12-2023
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
Address history · 1
20-11-2025
v3.2
All acts · 2 updated 9 months ago
2025
20-11-2025 Registered office moved within Westerlo Registered-office change
  • Violetstraat 32, 2260 Westerlo → Vismarkt 20, 2260 Westerlo
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Westerlo",
        "region": null,
        "street": "Vismarkt",
        "country": "BE",
        "postcode": "2260",
        "box_number": null,
        "street_number": "20"
      },
      "old_address": {
        "city": "Westerlo",
        "region": null,
        "street": "Violetstraat",
        "country": "BE",
        "postcode": "2260",
        "box_number": null,
        "street_number": "32"
      },
      "effective_date": "2025-10-27",
      "evidence_quote": "De vergadering beslist dat de zetel van de vennootschap zal worden verplaatst van Violetstraat 32, 2260 Westerlo naar Vismarkt 20, 2260 Westerlo, en dit vanaf 27/10/2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1003.015.533",
    "name_full": "PJ PODOLOGIE",
    "legal_form": "BV"
  }
}
2023
07-12-2023 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Violetstraat 32, 2260 Westerlo",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1996-02-26",
        "name": "JANSSENS Pauline",
        "niss": null,
        "address": "2260 Westerlo, Violetstraat 32"
      },
      "share_class": "Aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3000,
      "holder_person_name": "JANSSENS Pauline",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 3000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 3000,
  "subject_company": {
    "kbo": "1003.015.533",
    "name_full": "PJ PODOLOGIE",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2023-12-04",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Ambulante revalidatieactiviteiten86905Activiteiten op het gebied van kinesitherapie86951Detailhandel in medische en orthopedische artikelen in gespecialiseerde winkels47740Detailhandel in medische en orthopedische artikelen, muv corrigerende brillen, lenzen en zonnebrillen47741
Primary activity highlighted.
Names & trade names
Legal nameNL PJ PODOLOGIE
Registered office
Vismarkt 20
2260 Westerlo, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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CENTRE LOGOPEDIQUE JAMOTTE & SAJI BE 0785.505.901 · Liège
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative