Turnover
The accounts state no turnover.
The accounts state no turnover.
Three of the last ten came late. The 2019 accounts came latest: 236 days after the end of the period.
Less equity than 83% of companies in office administrative support. Sector median €53,928 · 9,708 companies.
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 31% on liquidity, 29% on profitability and 55% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 34,693 companies had the same profile as PJ CONSTRUCT has now. Each dot stands for 87 companies, two years later.
That fits the bankruptcy probability of PJ CONSTRUCT itself: 0.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for PJ CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 34 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| PJ CONSTRUCT Tessenderlo-Ham | €3,872 | €796 | 83.3% | - |
| RED ROSE BEHEER Hamont-Achel | €5,083 | -€9,026 | -207.0% | - |
| L.DISTRIBUTION Merchtem | €3,744 | -€2,225 | -718.1% | - |
| HALO Lessines | €3,842 | -€2,778 | -2039.6% | - |
| GO MANAGEMENT Braine-le-Comte | €3,194 | -€2,939 | -844.6% | - |
| WITTH Lubbeek | €3,190 | -€3,493 | -614.4% | - |
| HELIDYN Schaerbeek | €2,744 | -€21,818 | -1149.6% | - |
These companies have the same main activity as PJ CONSTRUCT: other business support services (NACE 82990). They are comparable in size and age: total assets between €2,740 and €5,080, founded between 2007 and 2011.
PJ CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €14,811 in 2010 to €796 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €4,700. Estimated: probably between €2,400 and €9,000.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||||
20/58 |
3,872 | 4,033 | 4,901 | 2,363 | 1,683 | 892 | 9,525 | 15,927 | 23,630 | 45,981 | 55,828 | 57,300 | 16,098 | 24,836 | 23,642 | 29,658 | |
21/28 |
- | - | - | - | - | - | - | - | 7,306 | 15,406 | 24,164 | 33,186 | 2,207 | 10,580 | 18,952 | 26,999 | |
22/27 |
- | - | - | - | - | - | - | - | 7,306 | 15,406 | 24,164 | 33,186 | 2,207 | 10,580 | 18,952 | 26,999 | |
24 |
- | - | - | - | - | - | - | - | 7,306 | 15,406 | 24,164 | 33,186 | 2,207 | 10,580 | 18,952 | 26,999 | |
29/58 |
3,872 | 4,033 | 4,901 | 2,363 | 1,683 | 892 | 9,525 | 15,927 | 16,324 | 30,575 | 31,664 | 24,114 | 13,891 | 14,256 | 4,690 | 2,659 | |
40/41 |
3,837 | 3,666 | 3,052 | 2,342 | 1,595 | 889 | 8,873 | 15,926 | 11,265 | 26,206 | 24,160 | 16,249 | 11,665 | 7,500 | 574 | 86 | |
40 |
1,130 | 1,130 | 630 | - | - | - | 7,440 | 15,244 | 11,265 | 26,206 | 23,693 | 16,020 | 11,665 | 7,500 | 500 | - | |
41 |
2,707 | 2,536 | 2,422 | 2,342 | 1,595 | 889 | 1,432 | 682 | - | - | 467 | 229 | - | - | 74 | 86 | |
54/58 |
35 | 367 | 1,849 | 20 | 88 | 3 | 652 | 1 | 4,787 | 3,409 | 6,540 | 6,834 | 722 | 5,280 | 2,906 | 1,578 | |
490/1 |
- | - | - | - | - | - | - | - | 272 | 960 | 964 | 1,031 | 1,504 | 1,476 | 1,210 | 995 | |
| Balance sheet: equity and liabilities | |||||||||||||||||
10/49 |
3,872 | 4,033 | 4,901 | 2,363 | 1,683 | 892 | 9,525 | 15,927 | 23,630 | 45,981 | 55,828 | 57,300 | 16,098 | 24,836 | 23,642 | 29,658 | |
10/15 |
3,225 | 2,945 | 3,141 | 242 | -72 | -449 | 5,996 | 5,913 | 6,428 | 9,913 | 5,256 | 5,893 | -9,165 | -1,108 | -9,674 | 9,384 | |
10/11 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
14 |
-15,375 | -15,655 | -15,459 | -18,358 | -18,672 | -19,049 | -12,604 | -12,687 | -12,172 | -8,687 | -13,344 | -12,707 | -27,765 | -19,708 | -28,274 | -9,216 | |
17/49 |
647 | 1,088 | 1,759 | 2,120 | 1,755 | 1,341 | 3,528 | 10,014 | 17,202 | 36,068 | 50,572 | 51,407 | 25,263 | 25,944 | 33,316 | 20,274 | |
17 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 2,209 | 6,500 | |
170/4 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 2,209 | 6,500 | |
42/48 |
647 | 1,088 | 1,759 | 2,120 | 1,755 | 1,341 | 3,528 | 10,014 | 17,202 | 36,068 | 50,572 | 51,407 | 25,263 | 25,944 | 31,107 | 13,774 | |
42 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 2,209 | 4,291 | 4,128 | |
44 |
379 | - | 914 | 2,120 | 1,755 | 1,341 | 472 | 2,158 | 4,711 | 3,993 | 4,961 | 7,780 | 4,969 | 7,411 | 22,497 | 869 | |
440/4 |
379 | - | 914 | 2,120 | 1,755 | 1,341 | 472 | 2,158 | 4,711 | 3,993 | 4,961 | 7,780 | 4,969 | 7,411 | 22,497 | 869 | |
46 |
- | - | - | - | - | - | 2,420 | 7,220 | 8,470 | 16,335 | 25,673 | 8,470 | 8,470 | 8,470 | - | - | |
45 |
25 | 845 | 845 | - | - | - | 637 | 637 | 2,913 | 8,790 | 1,007 | 3,414 | 2,988 | 3,828 | 559 | 1,110 | |
450/3 |
25 | 845 | 845 | - | - | - | 637 | 637 | 2,913 | 8,790 | 1,007 | 3,414 | 2,988 | 3,828 | 559 | 1,110 | |
47/48 |
242 | 242 | - | - | - | - | - | - | 1,108 | 6,951 | 18,931 | 31,743 | 8,836 | 4,026 | 3,760 | 7,667 | |
| Income statement | |||||||||||||||||
9900 |
796 | 893 | 4,556 | 653 | 834 | -239 | 1,512 | 6,963 | 8,929 | 19,627 | 10,809 | 32,596 | 2,096 | 20,562 | -9,032 | 14,811 | |
630 |
- | - | - | - | - | - | - | 7,306 | 8,101 | 8,758 | 9,022 | 9,817 | 8,373 | 8,372 | 8,373 | 14,538 | |
640/8 |
461 | 918 | 380 | 410 | 415 | 6,252 | 1,334 | 1,307 | 3,407 | 1,571 | 1,414 | 1,487 | 1,576 | 1,624 | 1,139 | 7,295 | |
9901 |
335 | -25 | 4,176 | 244 | 419 | -6,490 | 178 | -1,649 | -2,579 | 9,298 | 373 | 21,292 | -7,853 | 10,566 | -18,544 | -7,022 | |
75/76B |
- | - | - | 140 | 69 | 100 | - | 1,747 | - | - | - | 63 | 1 | 56 | 1 | 5 | |
75 |
- | - | - | 140 | 69 | 100 | - | 277 | - | - | - | 63 | 1 | 56 | 1 | 5 | |
76B |
- | - | - | - | - | - | - | 1,470 | - | - | - | - | - | - | - | - | |
65/66B |
30 | 171 | 432 | 69 | 111 | 60 | 95 | 54 | 64 | 62 | 29 | 25 | 205 | 380 | 515 | 1,379 | |
65 |
30 | 171 | 432 | 69 | 111 | 60 | 95 | 54 | 64 | 62 | 29 | 25 | 205 | 380 | 515 | 1,379 | |
9903 |
305 | -196 | 3,744 | 315 | 377 | -6,450 | 84 | 44 | -2,643 | 9,237 | 344 | 21,330 | -8,057 | 10,242 | -19,058 | -8,396 | |
67/77 |
25 | - | 845 | - | - | -5 | - | 559 | 842 | 4,580 | 981 | 6,272 | - | 1,676 | - | 820 | |
9904 |
279 | -196 | 2,899 | 315 | 377 | -6,445 | 84 | -515 | -3,485 | 4,657 | -637 | 15,058 | -8,057 | 8,566 | -19,058 | -9,216 | |
9905 |
279 | -196 | 2,899 | 315 | 377 | -6,445 | 84 | -515 | -3,485 | 4,657 | -637 | 15,058 | -8,057 | 8,566 | -19,058 | -9,216 | |
| Appropriation of the result | |||||||||||||||||
9906 |
-15,375 | -15,655 | -15,459 | -18,358 | -18,672 | -19,049 | -12,604 | -12,687 | -12,172 | -8,687 | -13,344 | -12,707 | -27,765 | -19,708 | -28,274 | -9,216 | |
14P |
-15,655 | -15,459 | -18,358 | -18,672 | -19,049 | - | - | - | - | - | - | - | - | - | - | - | |
| Document | |||||||||||||||||
The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 26-06-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 26-06-2026 | 2026-00201096 | |
| 31-12-2024 | micro format | 06-06-2025 | 2025-00123472 | |
| 31-12-2023 | micro format | 25-07-2024 | 2024-00280856 | |
| 31-12-2022 | abbreviated format | 28-07-2023 | 2023-00299611 | |
| 31-12-2021 | abbreviated format | 11-08-2022 | 2022-20283341 | |
| 31-12-2020 | abbreviated format | 28-10-2021 | 2021-76100417 | |
| 31-12-2019 | micro format | 24-03-2021 | 2021-08800417 | |
| 31-12-2018 | micro format | 26-07-2019 | 2019-38700041 | |
| 31-12-2017 | micro format | 24-07-2018 | 2018-39300178 | |
| 31-12-2016 | micro format | 20-07-2017 | 2017-34400522 | |
| 31-12-2015 | abbreviated format | 29-08-2016 | 2016-52000155 | |
| 31-12-2014 | abbreviated format | 30-06-2015 | 2015-25300061 | |
| 31-12-2013 | abbreviated format | 20-08-2014 | 2014-44600286 | |
| 31-12-2012 | abbreviated format | 29-08-2013 | 2013-53200133 | |
| 31-12-2011 | abbreviated format | 31-08-2012 | 2012-52900067 | |
| 31-12-2010 | abbreviated format | 30-08-2011 | 2011-48700600 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| - | - | - | - | - | - | - | 5,656 | 5,522 | 18,056 | 9,395 | 31,109 | 520 | 18,938 | -10,171 | 7,516 | ||
| - | - | - | - | - | - | - | 6,791 | 4,615 | 13,415 | 8,385 | 24,875 | 316 | 16,938 | -10,685 | 5,322 | ||
| - | - | - | - | - | - | - | 0 | 0 | 0 | 0 | 42,872 | 0 | 0 | 326 | 41,537 | ||
| -332 | -1,482 | 1,828 | -67 | 85 | -649 | 651 | -4,785 | 1,377 | -3,131 | -294 | 6,112 | -4,558 | 2,374 | 1,328 | - | ||
| 3,225 | 2,945 | 3,141 | 242 | -72 | -449 | 5,996 | 5,913 | -878 | -5,494 | -18,908 | -27,293 | -11,372 | -11,688 | -26,417 | -11,115 | ||
| - | - | - | - | - | - | 63.0% | 37.1% | 27.2% | 21.6% | 9.4% | 10.3% | -56.9% | -4.5% | -40.9% | 31.6% | ||
| - | - | - | - | - | - | 2.70 | 1.59 | 0.95 | 0.85 | 0.63 | 0.47 | 0.55 | 0.55 | 0.15 | 0.19 | ||
| - | - | - | - | - | - | 0.59 | 1.69 | 2.68 | 3.64 | 9.62 | 8.72 | - | - | - | 2.16 | ||
| - | - | - | - | - | - | 1.4% | -8.7% | -54.2% | 47.0% | -12.1% | 255.5% | - | - | - | -98.2% | ||
| - | - | - | - | - | - | 0.9% | -3.2% | -14.7% | 10.1% | -1.1% | 26.3% | -50.0% | 34.5% | -80.6% | -31.1% |
The ratios are withheld because a balance sheet total of €3,872 is too small for a meaningful ratio.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
The operating result for 2025 is a profit of €335, after a loss of €25 in 2024.
Debt's share of the balance-sheet total falls from 27.0% to 16.7%. Equity is higher and debt is lower.
PJ CONSTRUCT has no parent and no holdings in its annual accounts. JACOBS Patrick François Pierrette is the only director.
| Jacobs, Alies (sole trader)
establishment since 24-01-2024 |
founded in 2024 1004.551.893 |
| Jacobs, Patrick (sole trader)
establishment since 01-01-2021 |
founded in 2021 0762.805.525 |
| JAPOVA via Jacobs Patrick, no longer at JAPOVA · Director No longer active |
The network starts from the earlier ties.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Schutpenning 1 registered office 3980 Tessenderlo-Ham 4100106 General construction of residential buildings | 06-05-2009 | 2.183.131.092 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 71362B1156/00Y002 | 662 m² | 1 · 134 m² | 9.2 m · 2 |
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