PJ CONSTRUCT
ActiveSummary
PJ CONSTRUCT has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2,945 and a net result of -€196. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 72% of 9521 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability25▼-75
Solvency98▲+9
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-06-2025, 55 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
55 d early
2023
6 d early
2022
3 d early
2021
11 d late
2020
89 d late
2019
236 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 45 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€2,945▼ 6.2%
2023 · €3,141
Total assets
€4,033▼ 17.7%
2023 · €4,901
Net result
-€196
2023 · €2,899
Working capital
€2,945▼ 6.2%
2023 · €3,141
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€6,490€419€244▼ 41.8%€4,176▲ 1,612%-€25
Net result-€6,445€377€315▼ 16.5%€2,899▲ 822%-€196
Equity-€449-€72▲ 83.9%€242€3,141▲ 1,196%€2,945▼ 6.2%
Total assets€892▼ 90.6%€1,683▲ 88.7%€2,363▲ 40.4%€4,901▲ 107%€4,033▼ 17.7%
Debt€1,341▼ 62.0%€1,755▲ 30.9%€2,120▲ 20.8%€1,759▼ 17.0%€1,088▼ 38.2%
Working capital-€449-€72▲ 83.9%€242€3,141▲ 1,196%€2,945▼ 6.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €25 after €4,176 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €4,033
Equity
€2,945 ▼ 6.2%
Debt
€1,088 ▼ 38.2%
Debt's share of the balance-sheet total falls from 35.9% to 27.0%. Equity and debt are lower.
Key figures and ratios
Debt ≤ 1 year
€1,088▼
2023 · €1,759
Ratios withheld: a balance sheet total of €4,033 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €415 | €410 | €380 | €918 | ▲ 142% |
| Gross operating margin9900 | -€239 | €834 | €653 | €4,556 | €893 | ▼ 80.4% |
| Operating profit (loss)9901 | -€6,490 | €419 | €244 | €4,176 | -€25 | ▼ 101% |
| Financial income75/76B | - | €69 | €140 | - | - | - |
| Recurring financial income75 | €100 | €69 | €140 | - | - | - |
| Financial charges65/66B | - | €111 | €69 | €432 | €171 | ▼ 60.3% |
| Recurring financial charges65 | €60 | €111 | €69 | €432 | €171 | ▼ 60.3% |
| Profit (loss) for the period before taxes9903 | -€6,450 | €377 | €315 | €3,744 | -€196 | ▼ 105% |
| Income taxes67/77 | -€5 | - | - | €845 | - | - |
| Profit (loss) for the period9904 | -€6,445 | €377 | €315 | €2,899 | -€196 | ▼ 107% |
| Profit (loss) for the period to be appropriated9905 | -€6,445 | €377 | €315 | €2,899 | -€196 | ▼ 107% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €892 | €1,683 | €2,363 | €4,901 | €4,033 | ▼ 17.7% |
| Current assets29/58 | €892 | €1,683 | €2,363 | €4,901 | €4,033 | ▼ 17.7% |
| Amounts receivable within one year40/41 | €889 | €1,595 | €2,342 | €3,052 | €3,666 | ▲ 20.1% |
| Trade receivables40 | - | - | - | €630 | €1,130 | ▲ 79.4% |
| Other amounts receivable41 | - | €1,595 | €2,342 | €2,422 | €2,536 | ▲ 4.7% |
| Cash at bank and in hand54/58 | €3 | €88 | €20 | €1,849 | €367 | ▼ 80.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €892 | €1,683 | €2,363 | €4,901 | €4,033 | ▼ 17.7% |
| Equity10/15 | -€449 | -€72 | €242 | €3,141 | €2,945 | ▼ 6.2% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€19,049 | -€18,672 | -€18,358 | -€15,459 | -€15,655 | ▼ 1.3% |
| Amounts payable17/49 | €1,341 | €1,755 | €2,120 | €1,759 | €1,088 | ▼ 38.2% |
| Amounts payable within one year42/48 | €1,341 | €1,755 | €2,120 | €1,759 | €1,088 | ▼ 38.2% |
| Trade debts44 | €1,341 | €1,755 | €2,120 | €914 | - | - |
| Suppliers440/4 | - | €1,755 | €2,120 | €914 | - | - |
| Taxes, remuneration and social security45 | - | - | - | €845 | €845 | = |
| Taxes450/3 | - | - | - | €845 | €845 | = |
| Other amounts payable47/48 | - | - | - | - | €242 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6,445 | €377 | €315 | €2,899 | -€196 | ▼ 107% |
| Operating cash flow (approximation) | -€6,445 | €377 | €315 | €2,899 | -€196 | ▼ 107% |
| Change in cash | - | €85 | -€67 | €1,828 | -€1,482 | ▼ 181% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €2,899 ▲822%
Operating result €4,176, net result €2,899, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.79
Current ratio from 1.11 to 2.79; short-term debt falls from €2,120 to €1,759.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 11 days late
2021
31-12
Financial
Back to profitnet €377
Net result €377 after one loss-making year.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 89 days late
24-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 236 days late
2020
31-12
Financial
Weakest financial yearnet -€6,445
Net result drops to -€6,445, the lowest in the series; recovery starts the following year.
2019
31-12
Financial
Back to profitnet €84
Net result €84 after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2009
Ground area
662 m²
Building footprint
134 m²
Volume, LiDAR
802 m³
Parcel 71362B1156/00Y002, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
PJ CONSTRUCT
since 20092.183.131.092
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71362B1156/00Y002 | Flanders | 662 m² | 1 · 134 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,515 companies in sector 82990 we hold annual accounts for 9,413. 2,291 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-05-2009
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.