PIZZERIA GASPARE
ActivePIZZERIA GASPARE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €23k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 13071 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency3▼-30
Growth78=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.14 against 0.06 in 2024), and 94.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.2%
Return on assets
38.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
3 d early
2023
28 d late
2022
42 d early
2021
8 d late
2020
23 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€23k▲ 1,598%
2024 · €1k
2018: €-47k
2019: €29k
2020: €7k
2021: €7k
2022: €12k
2023: €-21k
2024: €1k
2018 → 2025
Working capital
€-48k▲ 39.6%
2024 · €-80k
2018: €-67k
2019: €-34k
2020: €-56k
2021: €-40k
2022: €-14k
2023: €-96k
2024: €-80k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-13k-€-422▲ 96.6%€-21k▼ 4,911%€-20k▲ 6.4%€3k
Operating result€7k-€13k▲ 87.2%€-21k€2k€23k▲ 1,246%
Net result€7k-€12k▲ 77.3%€-21k€1k€23k▲ 1,598%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,246% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€51k▼ 14.6%
Current assets
€8k▲ 52.6%
Equity and liabilities €59k
Equity
€3k
Debt
€56k
Debt finances 94.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€32k▲
2024 · €17k
Cash flow
€32k▲
2024 · €17k
Solvency
5.2%▲
2024 · -30.5%
Current ratio
0.14▲
2024 · 0.06
Quick ratio
0.14▲
2024 · 0.06
Debt / equity
18.24▲
2024 · -4.28
ROE
746.4%▲
2024 · -6.8%
ROA
38.8%▲
2024 · 2.1%
Interest coverage
475.56▲
2024 · 47.61
Debt
€56k▼
2024 · €85k
Debt ≤ 1 year
€56k▼
2024 · €85k
Staff costs
€16k▼
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€65k€59k▼
Formation expenses20€0€0=
Fixed assets21/28€60k€51k▼
Tangible fixed assets22/27€60k€51k▼
Plant, machinery and equipment23€49k€43k▼
Furniture and vehicles24€11k€8k▼
Financial fixed assets28€250€250=
Current assets29/58€5k€8k▲
Amounts receivable within one year40/41€353€459▲
Trade receivables40€0€0=
Other amounts receivable41€353€459▲
Cash at bank and in hand54/58€5k€7k▲
Deferred charges and accrued income490/1-€50
Equity and liabilities
Total equity and liabilities10/49€65k€59k▼
Equity10/15€-20k€3k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-40k€-17k▲
Amounts payable17/49€85k€56k▼
Amounts payable within one year42/48€85k€56k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45€4k€4k▲
Taxes450/3€567€358▼
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€76k€51k▼
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€76k€78k▲
Remuneration, social security and pensions62€45k€16k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€9k▼
Other operating charges640/8€480€446▼
Gross operating margin9900€63k€48k▼
Operating profit (loss)9901€2k€23k▲
Financial income75/76B€4€70▲
Recurring financial income75€4€70▲
Financial charges65/66B€355€66▼
Recurring financial charges65€355€66▼
Profit (loss) for the period before taxes9903€1k€23k▲
Profit (loss) for the period9904€1k€23k▲
Profit (loss) for the period to be appropriated9905€1k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€-17k▲
Profit (loss) brought forward from the previous period14P€-42k€-40k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 8 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 23 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 26 days late
2019
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Fontaine 194100 SeraingGround area
126 m²
Building footprint
34 m²
Volume, LiDAR
273 m³
Parcel 62357G0832/00R004, Wallonia · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PIZZERIA GASPARE
since 20032.180.641.360
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62357G0832/00R004 | Wallonia | 126 m² | 1 · 34 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSeraing2.180.641.360
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Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 3,699 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2003
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.