COUPE PATRICK
ActiveSummary
COUPE PATRICK has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €16,256 and a net result of -€1,741. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 51% of 6159 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability19▲+19
Solvency51▼-13
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.31 against 1.54 in 2023; short-term debt: 73.8% and cash: 86.6% of total assets), and 73.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
26.2%
Return on assets
-2.8%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€1,741
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-12-2025, 133 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
133 d late
2023
418 d late
2022
87 d late
2021
120 d late
2020
109 d late
2019
117 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 164 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€16,256▼ 9.7%
2023 · €17,997
Total assets
€62,116▲ 32.9%
2023 · €46,724
Net result
-€1,741▲ 96.0%
2023 · -€43,100
Working capital
€14,326▼ 7.9%
2023 · €15,560
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€27,468▲ 77.0%€46,573▲ 69.6%-€6,577-€41,201▼ 526%€641
Net result€24,267above the sector's middle half▲ 105%€39,728above the sector's middle half▲ 63.7%-€5,037within the sector's middle half-€43,100below the sector's middle half▼ 756%-€1,741within the sector's middle half▲ 96.0%
Equity€26,406within the sector's middle half▲ 1,134%€66,134above the sector's middle half▲ 150%€61,097above the sector's middle half▼ 7.6%€17,997within the sector's middle half▼ 70.5%€16,256within the sector's middle half▼ 9.7%
Total assets€94,410within the sector's middle half▲ 31.6%€108,838within the sector's middle half▲ 15.3%€113,859within the sector's middle half▲ 4.6%€46,724within the sector's middle half▼ 59.0%€62,116within the sector's middle half▲ 32.9%
Debt€68,004▼ 2.3%€42,704▼ 37.2%€52,762▲ 23.6%€28,727▼ 45.6%€45,859▲ 59.6%
Working capital€21,014€60,027▲ 186%€57,204▼ 4.7%€15,560▼ 72.8%€14,326▼ 7.9%
Solvency28.0%within the sector's middle half▲ 25.0pp60.8%above the sector's middle half▲ 32.8pp53.7%within the sector's middle half▼ 7.1pp38.5%within the sector's middle half▼ 15.1pp26.2%within the sector's middle half▼ 12.3pp
Staff (FTE)5.7above the sector's middle half▼ 24.0%2.1▼ 63.2%1.9▼ 9.5%1.9=1▼ 47.4%
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €641 after a loss of €41,201 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €62,116
Fixed assets
€1,930 ▼ 20.8%
Current assets
€60,186 ▲ 35.9%
Equity and liabilities €62,116
Equity
€16,256 ▼ 9.7%
Debt
€45,859 ▲ 59.6%
Debt's share of the balance-sheet total rises from 61.5% to 73.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€1,148▲
2023 · -€38,694
Cash flow
-€1,233▲
2023 · -€40,593
Current ratio
1.31▼
2023 · 1.54
Quick ratio
1.25▼
2023 · 1.27
Debt to equity
2.82▲
2023 · 1.60
ROE
-10.7%▲
2023 · -239.5%
ROA
-2.8%▲
2023 · -92.2%
Interest coverage
0.45▲
2023 · -20.01
Debt ≤ 1 year
€45,859▲
2023 · €28,727
Income taxes
€2
Staff costs
€53,154▼
2023 · €76,944
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,448 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a small loss
1.4%
went bankrupt
5.0%
stopped otherwise
93%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,448 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €30,049 | €68,890 | €76,944 | €53,154 | ▼ 30.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,598 | €4,840 | €4,266 | €2,507 | €507 | ▼ 79.8% |
| Other operating charges640/8 | - | €910 | €9,999 | €4,941 | €1,664 | ▼ 66.3% |
| Gross operating margin9900 | €119,107 | €82,372 | €76,578 | €43,191 | €55,966 | ▲ 29.6% |
| Operating profit (loss)9901 | €27,468 | €46,573 | -€6,577 | -€41,201 | €641 | ▲ 102% |
| Financial income75/76B | - | €3,268 | €4,634 | €36 | €154 | ▲ 333% |
| Recurring financial income75 | €2,784 | €3,268 | €4,634 | €36 | €154 | ▲ 333% |
| Financial charges65/66B | - | €2,084 | €3,094 | €1,934 | €2,533 | ▲ 31.0% |
| Recurring financial charges65 | €3,022 | €2,084 | €3,094 | €1,934 | €2,533 | ▲ 31.0% |
| Profit (loss) for the period before taxes9903 | €27,230 | €47,757 | -€5,037 | -€43,100 | -€1,739 | ▲ 96.0% |
| Income taxes67/77 | €2,963 | €8,029 | - | - | €2 | - |
| Profit (loss) for the period9904 | €24,267 | €39,728 | -€5,037 | -€43,100 | -€1,741 | ▲ 96.0% |
| Profit (loss) for the period to be appropriated9905 | €24,267 | €39,728 | -€5,037 | -€43,100 | -€1,741 | ▲ 96.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €94,410 | €108,838 | €113,859 | €46,724 | €62,116 | ▲ 32.9% |
| Fixed assets21/28 | €11,381 | €7,894 | €3,893 | €2,437 | €1,930 | ▼ 20.8% |
| Tangible fixed assets22/27 | €11,220 | €7,733 | €3,732 | €2,166 | €1,659 | ▼ 23.4% |
| Plant, machinery and equipment23 | - | €2,329 | €2,134 | €1,961 | €1,495 | ▼ 23.8% |
| Furniture and vehicles24 | - | €287 | €246 | €205 | €164 | ▼ 20.0% |
| Leasing and similar rights25 | - | €5,117 | €1,352 | - | - | - |
| Financial fixed assets28 | €161 | €161 | €161 | €271 | €271 | = |
| Current assets29/58 | €83,029 | €100,944 | €109,966 | €44,287 | €60,186 | ▲ 35.9% |
| Stocks and contracts in progress3 | €7,835 | €7,835 | €7,835 | €7,835 | €2,910 | ▼ 62.9% |
| Stocks30/36 | - | €7,835 | €7,835 | €7,835 | €2,910 | ▼ 62.9% |
| Amounts receivable within one year40/41 | €38,353 | €65,755 | €67,861 | €3,407 | €3,266 | ▼ 4.1% |
| Trade receivables40 | - | - | €32 | €2,696 | €3,266 | ▲ 21.2% |
| Other amounts receivable41 | - | €65,755 | €67,828 | €712 | - | - |
| Cash at bank and in hand54/58 | €36,841 | €27,354 | €34,270 | €32,949 | €53,801 | ▲ 63.3% |
| Deferred charges and accrued income490/1 | - | - | - | €95 | €209 | ▲ 120% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €94,410 | €108,838 | €113,859 | €46,724 | €62,116 | ▲ 32.9% |
| Equity10/15 | €26,406 | €66,134 | €61,097 | €17,997 | €16,256 | ▼ 9.7% |
| Contributions10/11 | - | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Reserves13 | €1,406 | €41,134 | €36,097 | €1,406 | €1,406 | = |
| Non-distributable reserves130/1 | - | €1,406 | €1,406 | €1,406 | €1,406 | = |
| Reserves not available under the articles1311 | - | €1,406 | €1,406 | €1,406 | €1,406 | = |
| Distributable reserves133 | - | €39,728 | €34,691 | - | - | - |
| Profit (loss) carried forward14 | -€34,680 | - | - | -€8,409 | -€10,150 | ▼ 20.7% |
| Amounts payable17/49 | €68,004 | €42,704 | €52,762 | €28,727 | €45,859 | ▲ 59.6% |
| Amounts payable after more than one year17 | €5,989 | €1,787 | - | - | - | - |
| Financial debts170/4 | - | €1,787 | - | - | - | - |
| Amounts payable within one year42/48 | €62,015 | €40,917 | €52,762 | €28,727 | €45,859 | ▲ 59.6% |
| Current portion of amounts payable after more than one year42 | - | €4,202 | €1,556 | - | - | - |
| Financial debts43 | - | - | €7,632 | - | €6,577 | - |
| Credit institutions430/8 | - | - | €7,632 | - | €6,577 | - |
| Trade debts44 | €6,308 | €10,514 | €6,885 | €8,124 | €11,925 | ▲ 46.8% |
| Suppliers440/4 | - | €10,514 | €6,885 | €8,124 | €11,925 | ▲ 46.8% |
| Taxes, remuneration and social security45 | - | €26,202 | €36,690 | €19,268 | €22,130 | ▲ 14.8% |
| Taxes450/3 | - | €22,143 | €27,585 | €2,904 | €9,227 | ▲ 218% |
| Remuneration and social security454/9 | - | €4,059 | €9,104 | €16,364 | €12,903 | ▼ 21.2% |
| Other amounts payable47/48 | - | - | - | €1,334 | €5,228 | ▲ 292% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24,267 | €39,728 | -€5,037 | -€43,100 | -€1,741 | ▲ 96.0% |
| + Depreciation and write-downs630 | €4,598 | €4,840 | €4,266 | €2,507 | €507 | ▼ 79.8% |
| Operating cash flow (approximation) | €28,865 | €44,568 | -€771 | -€40,593 | -€1,233 | ▲ 97.0% |
| Investment in fixed assets (approximation) | - | -€1,353 | -€265 | -€1,051 | €0 | ▲ 100% |
| Change in cash | - | -€9,487 | €6,917 | -€1,321 | €20,851 | ▲ 1,678% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
11-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 133 days late
22-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 418 days late
2023
31-12
Financial
Weakest financial yearnet -€43,100
Net result drops to -€43,100, the lowest in the series; recovery starts the following year.
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 87 days late
2022
28-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 120 days late
2021
31-12
Financial
Highest result since 2018net €39,728 ▲63.7%
Operating result €46,573, net result €39,728, both a record.
17-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 109 days late
2020
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 117 days late
2019
31-12
Financial
Back to profitnet €11,820
Net result €11,820 after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
14-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2009
Ground area
7,219 m²
Building footprint
1,412 m²
Volume, LiDAR
16,298 m³
Parcel 46025B0179/09E000, Flanders · tallest building 16.4 m, ±4 floors. Linked by address, not a title deed.
308
companies at this address
See who is registered here
1 establishment unit
Wuitensnest
since 20092.178.477.369
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B0179/09E000 | Flanders | 7,219 m² | 1 · 1,412 m² | 16.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
2 endedHulpkok (so)
Keukenmedewerker (so)
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Of 21,734 companies in sector 96210 we hold annual accounts for 2,835. 2,362 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-06-2002
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
96210Hairdressing and barber services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0477717575
Also
9925:BE0477717575
Registered
27-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.