PIZZA GRANO

Active

Private limited companyfounded 20215 yrs activeBarthélémylaan 56, 1000 Brussel, BelgiumKBO/BCE: BE 0762.507.793

The computed 12-month bankruptcy probability of PIZZA GRANO is 7.3% (elevated). The 2024 annual accounts show equity of €22k and a net result of €10k. Equity is growing by ~86.4% per year across the filed fiscal years. Its solvency ranks better than 63% of 18940 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

56 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability94▼-6

Solvency70▲+20

Growth78=

Track record94

Bankruptcy probability, 12 months

7.3% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days only on tighter terms

Liquidity tight (current ratio 1.47 against 0.87 in 2023; short-term debt: 55.4% and cash: 10.1% of total assets), and 55.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

44.6%

Return on assets

20.3%

Age of the figures

21 mo

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-11-2025, 119 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

119 d late

2023

89 d late

2022

455 d late

2021

31 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€12k

EBIT margin

-169.6%

Net result

€10k▼ 25.7%

2023 · €13k

2021: €-21k 2022: €18k 2023: €13k

2021 → 2024

Working capital

€13k

2023 · €-4k

2021: €-35k 2022: €-20k 2023: €-4k

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Turnover€12k-

Equity€-19k-€-1k▲ 92.8%€12k€22k▲ 83.0%

Operating result€-21k-€19k€17k▼ 10.2%€19k▲ 12.3%

Net result€-21k-€18k€13k▼ 26.0%€10k▼ 25.7%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2024; 2024 is 12% above 2023 and is the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €48k

18.6%

81.4%

Fixed assets €9k▼ 44.8%

Current assets €39k▲ 28.0%

Equity and liabilities €48k

44.6%

55.4%

Equity €22k▲ 83.0%

Debt €27k▼ 24.0%

The debt ratio falls from 74.9% to 55.4%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€22k▲

2023 · €20k

Cash flow

€13k▼

2023 · €16k

Solvency

44.6%▲

2023 · 25.1%

Current ratio

1.47▲

2023 · 0.87

Quick ratio

1.22▲

2023 · 0.72

Debt / equity

1.24▼

2023 · 2.99

ROE

45.4%▼

2023 · 111.7%

ROA

20.3%▼

2023 · 28.0%

Interest coverage

10.79▼

2023 · 21.82

Debt

€27k▼

2023 · €35k

Debt ≤ 1 year

€27k▼

2023 · €35k

Debt > 1 year

€0

Income taxes

€8k▲

2023 · €3k

Staff costs

€46k▼

2023 · €93k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€47k€48k▲

Fixed assets21/28€16k€9k▼

Tangible fixed assets22/27€12k€9k▼

Plant, machinery and equipment23€3k€2k▼

Furniture and vehicles24€472€277▼

Other tangible fixed assets26€8k€7k▼

Financial fixed assets28€5k€0▼

Current assets29/58€31k€39k▲

Stocks and contracts in progress3€5k€7k▲

Stocks30/36€5k€7k▲

Amounts receivable within one year40/41€18k€28k▲

Trade receivables40€2k€13k▲

Other amounts receivable41€16k€15k▼

Cash at bank and in hand54/58€7k€5k▼

Equity and liabilities

Total equity and liabilities10/49€47k€48k▲

Equity10/15€12k€22k▲

Contributions10/11€2k€2k=

Reserves13-€10k

Distributable reserves133-€10k

Profit (loss) carried forward14€10k€10k▲

Amounts payable17/49€35k€27k▼

Amounts payable after more than one year17-€0

Financial debts170/4-€0

Amounts payable within one year42/48€35k€27k▼

Trade debts44€16k€7k▼

Suppliers440/4€16k€7k▼

Taxes, remuneration and social security45€15k€15k▼

Taxes450/3€4k€12k▲

Remuneration and social security454/9€11k€3k▼

Other amounts payable47/48€4k€5k▲

Income statement Code20232024

Remuneration, social security and pensions62€93k€46k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=

Other operating charges640/8€354€5k▲

Gross operating margin9900€113k€73k▼

Operating profit (loss)9901€17k€19k▲

Financial income75/76B€189€0▼

Recurring financial income75€189€0▼

Financial charges65/66B€916€2k▲

Recurring financial charges65€916€2k▲

Profit (loss) for the period before taxes9903€17k€17k▲

Income taxes67/77€3k€8k▲

Profit (loss) for the period9904€13k€10k▼

Profit (loss) for the period to be appropriated9905€13k€10k▼

Appropriation of the result

Profit (loss) to be appropriated9906€10k€20k▲

Profit (loss) brought forward from the previous period14P€-3k€10k▲

Transfer to equity691/2-€10k

To other reserves6921-€10k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 1Filings 4

2025

27-11

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 119 days late

2024

28-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 89 days late

28-10

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 455 days late

2022

31-12

Financial Back to profitnet €18k

Net result €18k after one loss-making year.

31-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 31 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

no sitting director, no change since 2026

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

26-01-2026 Resigned as Director

Location & real-estate footprint

Registered office, Brussel · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Barthélémylaan 561000 Brussel

Ground area

242 m²

Building footprint

244 m²

Volume, LiDAR