Financials
- Fiscal year
- 2025
- Total assets
- €45,218
- Profit
- €3,981
- Solvency
- 60.2%
Total assets▼ 11.4%
Net result
20212025
MATIF
ActiveSummary
The computed 12-month bankruptcy probability of MATIF is 2.8% (moderate). The 2025 annual accounts show equity of €27,220 and a net result of €3,981. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 76% of 14676 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Limited-service restaurants, excluding mobile food services
NACE 56112Limited-service restaurants NACE 56102
1 site
How big
€45,218total assets 2025
- Equity
- €27,220
- Profit
- €3,981
Who decides
Accounts filed 10 d late1 of 3 deeds read
Why 52- Sector Food and beverage service activities (NACE 56)- Founded in 2020- Size: total assets €45,218+ Equity €27,220 (60.2% of total assets)Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 59% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
85+14
equity 60.2% of total assets
Liquidity
40+3
short-term debt 39.8% · cash 6.6%
Profitability
80+80
return on assets 8.8%
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Sector Food and beverage service activities (NACE 56) raises the probability
- Founded in 2020 raises the probability for this profile
- Size: total assets €45,218 raises the probability for this profile
- Equity €27,220 (60.2% of total assets) lowers the probability
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 1.95 against 1.24 in 2024; short-term debt: 39.8% and cash: 6.6% of total assets), and 39.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 76%, liquidity 34%, profitability 65%, growth against the median 63%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
10 d late
2024
1 d early
2023
4 d early
2022
28 d late
2021
7 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Resignation: Tahiri Faíçal (director)Share transfer · Shareholding
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €3,981
Key points
By topic
Timeline
- Events
- 9
- Since
- 2022
- Next accounts
- by 31-07-2027
- 31-08-2026Resignation: Tahiri Faíçal (director)
- 10-08-2026Annual accounts filed
- 31-12-2025Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 24-11-2020
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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