PIVOT interieur
The computed 12-month bankruptcy probability of PIVOT interieur is 2.2% (moderate). The 2025 annual accounts show equity of €75k and a net result of €58k. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 11% of 327 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €75k |
| Net result | €58k |
| Staff (FTE) | 6.2 |
| Better than sector | 11% |
Strong profile, led by profitability.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 6.3% | 39.1% | |
| Net result | €58k | €40k | |
| Equity | €75k | €181k | |
| Gross operating margin | €597k | €214k | |
| Staff costs | €385k | €219k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €206k |
| Net profit | €58k |
| Cash flow | €160k |
| Staff costs | €385k |
| Income taxes | €15k |
| Dividends | €58k |
| Total assets | €1.18M |
| Equity | €75k |
| Debt | €1.11M |
| of which ≤ 1y | €223k |
| of which > 1y | €882k |
| Working capital | €107k |
| Employees (FTE) | 6.2 |
| 2025 | |
|---|---|
| Current ratio | 1.48 |
| Quick ratio | 1.20 |
| Working capital ratio | 9.0% |
| Solvency | 6.3% |
| Debt / equity | 14.80 |
| Long-term debt ratio | 11.81 |
| Interest coverage | 5.15 |
| Gross margin | - |
| Net margin | - |
| ROA | 4.9% |
| ROE | 77.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.18M |
| Fixed assets | 21/28 | €850k |
| Intangible fixed assets | 21 | €60k |
| Tangible fixed assets | 22/27 | €790k |
| Current assets | 29/58 | €330k |
| Stocks & contracts in progress | 3 | €61k |
| Amounts receivable within one year | 40/41 | €85k |
| Cash & bank | 54/58 | €173k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.18M |
| Equity | 10/15 | €75k |
| Contributions / capital | 10/11 | €10k |
| Reserves | 13 | €65k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €1.11M |
| Amounts payable after one year | 17 | €882k |
| Amounts payable within one year | 42/48 | €223k |
| Trade debts payable within one year | 44 | €55k |
| Income statement | ||
| Gross operating margin | 9900 | €597k |
| Operating result | 9901 | €104k |
| Financial income | 75 | €9k |
| Financial charges | 65 | €40k |
| Result before taxes | 9903 | €73k |
| Income taxes | 67/77 | €15k |
| Net result for the period | 9904 | €58k |
| Result to be appropriated | 9905 | €58k |
-
BV HOCALegal entityDirector· perm. rep.: Christophe CrabeelsState Gazette act 25139284 (31-10-2025)Current14-10-2025 → present
Former directors (1)
-
Former- → 13-10-2025
| NACE primary | Joinery(43320) |
| Legal form | Private limited company(610) |
| Incorporation | 13-09-2022 |
| Status | Active |
| Postal code | 8380 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31016D0710/00R002 | Flanders | 1,328 m² | 1 · 443 m² | 0.1 m |
| 31016D0710/00K000 | Flanders | 762 m² | 1 · 367 m² | 8.1 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
31-10-2025 1 director appointed, 1 resigning
- Christophe Crabeels, Bestuurder
- Christophe Crabeels, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Christophe Crabeels",
"address": null,
"birth_date": null
},
"effective_date": "2025-10-13",
"evidence_quote": "Met algemeenheid van stemmen wordt het ontslag aanvaard van de heer Christophe Crabeels, wonende te 8370 Blankenberge, Akkerstraat 37. Zijn ontslag gaat in vanaf heden. De vergadering verleent kwijting aan de ontslagnemend bestuurder voor de uitoefening van zijn mandaat.",
"discharge_granted": true
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Christophe Crabeels",
"address": null,
"birth_date": null
},
"via_org": {
"kbo": null,
"name": "BV HOCA",
"address": null,
"country": null,
"legal_form": null
},
"effective_date": "2025-10-14",
"evidence_quote": "Met algemeenheid van stemmen wordt beslist om BV HOCA, met zetel te 8370 Blankenberge, Akkerstraat 37, te benoemen als bestuurder. De heer Christophe Crabeels wordt benoemd als vaste vertegenwoordiger. De benoeming gaat in vanaf 14/10/2025."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0790.729.350",
"name_full": "PIVOT INTERIEUR",
"legal_form": "BV"
}
}04-12-2024 Articles of association amended
Technical details
{
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"statute_change": {
"name_change": true,
"seat_change": true,
"object_change": false,
"effective_date": "2024-12-02",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0790.729.350",
"name_full": "CONTRAST INTERIEUR",
"legal_form": "BV"
},
"signature_regime": null,
"special_mandates": [
{
"quote": "De algemene vergadering heeft besloten de opdracht te geven aan Meester Philippe VANLATUM en Meester Lieselot VERDIN, geassocieerde notarissen te Beernem om de co\u00F6rdinatie van de statuten op te maken en te ondertekenen, in overeenstemming met de vorige beslissingen, en de neerlegging daarvan op de griffie van de bevoegde Ondernemingsrechtbank.",
"holder_kbo": null,
"holder_name": "Meester Philippe VANLATUM",
"scope_categories": [
"co\u00F6rdinatie statuten",
"neerlegging"
],
"with_substitution": false
},
{
"quote": "De algemene vergadering heeft besloten de opdracht te geven aan Meester Philippe VANLATUM en Meester Lieselot VERDIN, geassocieerde notarissen te Beernem om de co\u00F6rdinatie van de statuten op te maken en te ondertekenen, in overeenstemming met de vorige beslissingen, en de neerlegging daarvan op de griffie van de bevoegde Ondernemingsrechtbank.",
"holder_kbo": null,
"holder_name": "Meester Lieselot VERDIN",
"scope_categories": [
"co\u00F6rdinatie statuten",
"neerlegging"
],
"with_substitution": false
}
],
"governance_change": {
"admin_delegated_added": []
}
}15-09-2022 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "8380 Lissewege, Pluvierstraat 30",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1981-08-12",
"name": "VANDEMOERE Olivier",
"niss": null,
"address": "8380 Brugge, Pluvierstraat 30"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 5001,
"holder_person_name": "VANDEMOERE Olivier",
"is_subscriber_only": false,
"n_shares_subscribed": 300,
"amount_subscribed_eur": 5001,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1989-11-29",
"name": "CRABEELS Christophe Th\u00E9r\u00E8se Eric",
"niss": null,
"address": "8370 Blankenberge, Akkerstraat 37"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 5001,
"holder_person_name": "CRABEELS Christophe Th\u00E9r\u00E8se Eric",
"is_subscriber_only": false,
"n_shares_subscribed": 300,
"amount_subscribed_eur": 5001,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 10000,
"subject_company": {
"kbo": "0790.729.350",
"name_full": "CONTRAST INTERIEUR",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2022-09-12",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | PIVOT interieur |