Pivot
ActivePivot has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €21k. Equity is growing by ~47.5% per year across the filed fiscal years. Its solvency ranks better than 83% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 6.74 against 4.75 in 2024), and 14.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.6%
Return on assets
23.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-02-2026, 161 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
161 d early
2024
35 d early
2023
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▲ 37.5%
2024 · €57k
2023: €24k
2024: €57k
2023 → 2025
Total assets
€92k▲ 28.5%
2024 · €71k
2023: €58k
2024: €71k
2023 → 2025
Net result
€21k▼ 34.8%
2024 · €33k
2023: €34k
2024: €33k
2023 → 2025
Working capital
€76k▲ 42.0%
2024 · €54k
2023: €21k
2024: €54k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€24k-€57k▲ 135%€78k▲ 37.5%
Operating result€46k-€43k▼ 6.7%€28k▼ 34.4%
Net result€34k-€33k▼ 4.4%€21k▼ 34.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 34% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92k
Fixed assets
€2k▼ 31.0%
Current assets
€89k▲ 31.6%
Equity and liabilities €92k
Equity
€78k▲ 37.5%
Debt
€13k▼ 7.3%
The debt ratio falls from 20.0% to 14.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€30k▼
2024 · €44k
Cash flow
€23k▼
2024 · €34k
Solvency
85.6%▲
2024 · 80.0%
Current ratio
6.74▲
2024 · 4.75
Quick ratio
6.74▲
2024 · 4.75
Debt / equity
0.17▼
2024 · 0.25
ROE
27.2%▼
2024 · 57.5%
ROA
23.3%▼
2024 · 46.0%
Interest coverage
20.05▼
2024 · 31.17
Debt
€13k▼
2024 · €14k
Debt ≤ 1 year
€13k▼
2024 · €14k
Income taxes
€6k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71k€92k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€68k€89k▲
Amounts receivable within one year40/41€12k€15k▲
Trade receivables40€11k€14k▲
Other amounts receivable41€1k€909▼
Current investments50/53€23k€6k▼
Cash at bank and in hand54/58€32k€67k▲
Deferred charges and accrued income490/1€311€239▼
Equity and liabilities
Total equity and liabilities10/49€71k€92k▲
Equity10/15€57k€78k▲
Contributions10/11€5k€5k=
Reserves13€52k€73k▲
Distributable reserves133€52k€73k▲
Amounts payable17/49€14k€13k▼
Amounts payable within one year42/48€14k€13k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€10k€10k▼
Taxes450/3€10k€10k▼
Other amounts payable47/48€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€126€731▲
Gross operating margin9900€44k€30k▼
Operating profit (loss)9901€43k€28k▼
Financial income75/76B€73€824▲
Recurring financial income75€73€824▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€42k€28k▼
Income taxes67/77€9k€6k▼
Profit (loss) for the period9904€33k€21k▼
Profit (loss) for the period to be appropriated9905€33k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€21k▼
Transfer to equity691/2€33k€21k▼
To other reserves6921€33k€21k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €21k ▼34.8%
Net result drops to €21k, the lowest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 4.75
Current ratio from 1.61 to 4.75; short-term debt falls from €34k to €14k.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2025
Ineke Kimpen
CurrentNon-statutory director · since 04-08-2025
04-08-2025
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Buizerdstraat 13511 HasseltGround area
707 m²
Building footprint
100 m²
Parcel 71483E0153/00Y002, Flanders. Linked by address, not a title deed.
1 establishment unit
Pivot
since 20222.334.320.638
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71483E0153/00Y002 | Flanders | 707 m² | 1 · 100 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FLL Project
BE 0798.076.111
Anderlecht · Eq €78k
Kronos Strategy & Advisory
BE 0712.940.003
Koksijde · Eq €78k
Corrente
BE 0642.843.051
Gent · Eq €78k
RB-E
BE 0655.837.883
Essen · Eq €78k
KVN Management & Consulting
BE 0800.182.494
Stabroek · Eq €78k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 39,896 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.