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Pit Yes

Active Risk: not assessed
Private limited companyfounded 201610 yrs activeItegemseweg(WIE) 123, 2222 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0649.961.663
Summary

Pit Yes is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €36,534 and a net result of -€578,280. Equity is growing by ~59.1% per year across the filed fiscal years. Its solvency ranks better than 25% of 3002 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Insurance agents and brokers
NACE 66220
1 site
Size
€191,499total assets 2025
Equity
€36,534
Loss
-€578,280
Turnover not published (abridged schema)
Financial health
Financial institution: outside the modelProbability: sector outside the model
Structure
Holdings
2
Accounts 16 d early0 of 5 deeds read
SignalsLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 15-12-2025, 16 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
16 d early
2024
5 d early
2023
34 d early
2022
32 d early
2021
11 d early
2019
17 d early
2018
6 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today. Usually files around 15 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-05-2026 close05-10-2026 today31-12-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€578,280
  3. Annual accounts filedfiscal year 2024 · micro…

Financials · fiscal year 2025, micro schema

Equity
€36,534▼ 94.4%
2024 · €650,108
Net result
-€578,280
2024 · €401,573
Total assets
€191,499▼ 79.9%
2024 · €953,820
Solvency
19.1%▼ 49.1pp
2024 · 68.2%
Trend over the years

2021 to 2025, 5 fiscal years 2018 to 2025, 7 fiscal years

The operating result turns negative in 2025: a loss of €13,647 after €133,168 in 2024, the lowest result in the available series.

What the company sold each fiscal year and what was left of it. A loss stands below the zero line.

Operating result-€13,647 2025 Net result-€578,280 2025

Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line2018201920212022202320242025
Operating result€10,227--€5,262€132,131-€156,357▲ 18.3%€90,137▼ 42.4%€133,168▲ 47.7%-€13,647
Net result€6,583--€6,320€89,366above the sector's middle half-€111,854above the sector's middle half▲ 25.2%€19,986within the sector's middle half▼ 82.1%€401,573above the sector's middle half▲ 1,909%-€578,280below the sector's middle half
Equity€27,448-€21,128▼ 23.0%€110,494within the sector's middle half-€222,349within the sector's middle half▲ 101%€248,535within the sector's middle half▲ 11.8%€650,108above the sector's middle half▲ 162%€36,534within the sector's middle half▼ 94.4%
Total assets€106,794-€260,778▲ 144%€685,498above the sector's middle half-€670,177within the sector's middle half▼ 2.2%€639,049within the sector's middle half▼ 4.6%€953,820above the sector's middle half▲ 49.3%€191,499within the sector's middle half▼ 79.9%
Debt€79,346-€239,650▲ 202%€575,003-€447,829▼ 22.1%€390,514▼ 12.8%€303,712▼ 22.2%€154,964▼ 49.0%
Working capital-€22,200--€170,677▼ 669%-€212,999below the sector's middle half--€161,946below the sector's middle half▲ 24.0%-€161,482below the sector's middle half▲ 0.3%€186,947above the sector's middle half€76,344within the sector's middle half▼ 59.2%
Solvency25.7%-8.1%▼ 17.6pp16.1%below the sector's middle half-33.2%within the sector's middle half▲ 17.1pp38.9%within the sector's middle half▲ 5.7pp68.2%within the sector's middle half▲ 29.3pp19.1%within the sector's middle half▼ 49.1pp
Current ratio0.64-0.19▼ 0.450.25below the sector's middle half-0.28below the sector's middle half▲ 0.030.19below the sector's middle half▼ 0.092.19within the sector's middle half▲ 2.001.94within the sector's middle half▼ 0.25
Return on assets (ROA)6.2%--2.4%▼ 8.6pp13.0%within the sector's middle half-16.7%within the sector's middle half▲ 3.7pp3.1%within the sector's middle half▼ 13.6pp42.1%above the sector's middle half▲ 39.0pp-302.0%below the sector's middle half▼ 344.1pp
Staff (FTE)10.5▼ 50.0%
above within below the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191,499
Fixed assets €33,775 ▼ 94.5%
Current assets €157,723 ▼ 54.1%
Equity and liabilities €191,499
Equity €36,534 ▼ 94.4%
Debt €154,964 ▼ 49.0%
Debt's share of the balance-sheet total rises from 31.8% to 80.9%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€81,380▼
2024 · €156,790
Debt > 1 year
€73,585▼
2024 · €146,922
Income taxes
€319▼
2024 · €19,180
A ratio outside any meaningful range has been withheld (balance sheet total €191,499, equity €36,534).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€953,820€191,499▼
Fixed assets21/28€610,083€33,775▼
Intangible fixed assets21€2,293€1,793▼
Tangible fixed assets22/27€27,068€18,574▼
Plant, machinery and equipment23€1,431€5,282▲
Furniture and vehicles24€25,636€13,292▼
Financial fixed assets28€580,722€13,408▼
Current assets29/58€343,737€157,723▼
Amounts receivable within one year40/41€24,000-
Trade receivables40€24,000-
Cash at bank and in hand54/58€319,737€157,723▼
Equity and liabilities
Total equity and liabilities10/49€953,820€191,499▼
Equity10/15€650,108€36,534▼
Contributions10/11€18,600€18,600=
Reserves13€631,508€17,934▼
Distributable reserves133€631,508€17,934▼
Amounts payable17/49€303,712€154,964▼
Amounts payable after more than one year17€146,922€73,585▼
Financial debts170/4€146,922€73,585▼
Amounts payable within one year42/48€156,790€81,380▼
Current portion of amounts payable after more than one year42€72,442€73,337▲
Trade debts44€99€2,064▲
Suppliers440/4€99€2,064▲
Taxes, remuneration and social security45€3,180€319▼
Taxes450/3€3,180€319▼
Other amounts payable47/48€81,069€5,660▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,285€13,524▼
Other operating charges640/8€1,016€1,135▲
Gross operating margin9900€149,468€1,012▼
Operating profit (loss)9901€133,168-€13,647▼
Financial income75/76B€350,000€467▼
Recurring financial income75€350,000€467▼
Financial charges65/66B€62,414€564,781▲
Recurring financial charges65€62,414€3,667▼
Non-recurring financial charges66B-€561,114
Profit (loss) for the period before taxes9903€420,753-€577,961▼
Income taxes67/77€19,180€319▼
Profit (loss) for the period9904€401,573-€578,280▼
Profit (loss) for the period to be appropriated9905€401,573-€578,280▼
Appropriation of the result
Profit (loss) to be appropriated9906€401,573-€578,280▼
Transfer from equity791/2-€613,574
Transfer to equity691/2€401,573-
To other reserves6921€401,573-
Profit to be distributed694/7-€35,294
Return on contributions (dividend)694-€35,294

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2018201920212022202320242025Change
Remuneration, social security and pensions62---€5,696€9,508---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,740€11,740€7,600€8,556€9,167€15,285€13,524▼ 11.5%
Other operating charges640/8---€1,141€1,288€1,016€1,135▲ 11.7%
Gross operating margin9900€17,330€7,279€150,661€171,751€110,100€149,468€1,012▼ 99.3%
Operating profit (loss)9901€10,227-€5,262€132,131€156,357€90,137€133,168-€13,647▼ 110%
Financial income75/76B-----€350,000€467▼ 99.9%
Recurring financial income75€1€0€0--€350,000€467▼ 99.9%
Financial charges65/66B---€4,540€47,305€62,414€564,781▲ 805%
Recurring financial charges65€437€593€8,069€4,540€47,305€62,414€3,667▼ 94.1%
Non-recurring financial charges66B------€561,114-
Profit (loss) for the period before taxes9903€9,791-€5,856€124,062€151,818€42,832€420,753-€577,961▼ 237%
Income taxes67/77€3,207€464€34,696€39,963€22,846€19,180€319▼ 98.3%
Profit (loss) for the period9904€6,583-€6,320€89,366€111,854€19,986€401,573-€578,280▼ 244%
Profit (loss) for the period to be appropriated9905€6,583-€6,320€89,366€111,854€19,986€401,573-€578,280▼ 244%
Line2018201920212022202320242025Change
Assets
Total assets20/58€106,794€260,778€685,498€670,177€639,049€953,820€191,499▼ 79.9%
Fixed assets21/28€67,090€220,792€613,002€607,177€601,202€610,083€33,775▼ 94.5%
Intangible fixed assets21-€4,500€3,793€3,293€2,793€2,293€1,793▼ 21.8%
Tangible fixed assets22/27€17,090€28,350€28,487€23,161€17,687€27,068€18,574▼ 31.4%
Plant, machinery and equipment23----€1,791€1,431€5,282▲ 269%
Furniture and vehicles24---€23,161€15,896€25,636€13,292▼ 48.2%
Financial fixed assets28€50,000€187,942€580,722€580,722€580,722€580,722€13,408▼ 97.7%
Current assets29/58€39,704€39,987€72,496€63,001€37,847€343,737€157,723▼ 54.1%
Amounts receivable within one year40/41€10,725€15,000€0--€24,000--
Trade receivables40-----€24,000--
Cash at bank and in hand54/58€28,129€23,544€72,309€62,505€36,143€319,737€157,723▼ 50.7%
Deferred charges and accrued income490/1---€495€1,705---
Equity and liabilities
Total equity and liabilities10/49€106,794€260,778€685,498€670,177€639,049€953,820€191,499▼ 79.9%
Equity10/15€27,448€21,128€110,494€222,349€248,535€650,108€36,534▼ 94.4%
Contributions10/11€12,400€12,400-€12,400€18,600€18,600€18,600=
Reserves13€15,048€15,048€98,094€209,949€229,935€631,508€17,934▼ 97.2%
Distributable reserves133---€209,949€229,935€631,508€17,934▼ 97.2%
Profit (loss) carried forward14--€6,320€0-----
Amounts payable17/49€79,346€239,650€575,003€447,829€390,514€303,712€154,964▼ 49.0%
Amounts payable after more than one year17€17,442€28,986€289,509€222,882€191,185€146,922€73,585▼ 49.9%
Financial debts170/4---€222,882€191,185€146,922€73,585▼ 49.9%
Amounts payable within one year42/48€61,904€210,663€285,495€224,947€199,329€156,790€81,380▼ 48.1%
Current portion of amounts payable after more than one year42---€59,625€69,027€72,442€73,337▲ 1.2%
Financial debts43----€8,398---
Other loans439----€8,398---
Trade debts44€550€619€489€14,240€17,206€99€2,064▲ 1,981%
Suppliers440/4---€14,240€17,206€99€2,064▲ 1,981%
Taxes, remuneration and social security45---€5,842€2,846€3,180€319▼ 90.0%
Taxes450/3---€3,963€2,846€3,180€319▼ 90.0%
Remuneration and social security454/9---€1,879----
Other amounts payable47/48---€145,239€101,852€81,069€5,660▼ 93.0%
Line2018201920212022202320242025Change
Profit (loss) for the period9904€6,583-€6,320€89,366€111,854€19,986€401,573-€578,280▼ 244%
+ Depreciation and write-downs630€6,740€11,740€7,600€8,556€9,167€15,285€13,524▼ 11.5%
Operating cash flow (approximation)€13,323€5,420€96,966€120,411€29,153€416,858-€564,756▼ 235%
Investment in fixed assets (approximation)--€165,442--€2,731-€3,192-€24,165€562,784▲ 2,429%
Change in cash--€4,585--€9,804-€26,363€283,595-€162,014▼ 157%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Similar companies · same sector, comparable size

Of 4,683 companies in this sector we hold annual accounts for 3,256. 2,067 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Directors

Directors
No directors read yet: 0 of 5 Gazette acts processed. See the function holders in the CBE →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Holdings and subsidiaries

2 holdings

Holdings 2

According to the annual accounts to 31-05-2025 of Pit Yes and those of the other companies, the acts in the Belgian Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Companies Code and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No directors read yet: 0 of 5 Gazette acts processed.

History

On 10 March 2016, Pit Yes was incorporated.1 Total assets went from €106,794 in 2018 to €191,499 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-12-2026
2025
15-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
31-05
Financial Weakest financial yearnet -€578,280
Net result drops to -€578,280, the lowest in the series.
2024
26-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-05
Financial Highest result since 2018net €401,573 ▲1,909%
Net result €401,573, the highest in the series.
31-05
Financial Liquidity times 12current ratio 2.19
Current ratio from 0.19 to 2.19; short-term debt falls from €199,329 to €156,790.
31-05
Financial Equity above €500,000Eq €650,108 ▲162%
4 profitable years in a row build equity to €650,108.
2023
27-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
29-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
31-05
Financial Equity above €200,000Eq €222,349 ▲101%
2 profitable years in a row build equity to €222,349.
2021
20-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
31-05
Financial Back to profitnet €89,366
Net result €89,366 after one loss-making year.
31-05
Financial Equity above €100,000Eq €110,494 ▲423%
Equity rises from €21,128 to €110,494.
Show earlier events
2020
14-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded10-03-2016
Fiscal year end31-05
Activities, NACEBEL 2025
66220Insurance agents and brokers
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID 0208:0649961663
Also 9925:BE0649961663

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 5 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Legal Entity Identifier

254900V6MVLNZP7SZ025
no longer live in the LEI register

Sites & property

Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
1,795 m²
Building footprint
127 m²
Volume, LiDAR
671 m³
Parcel 12039C0463/00D000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pit Yes
Itegemseweg(WIE) 123, 2222 Heist-op-den-BergAgents and brokers in banking services
since 2016unit no. 2.253.434.021
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12039C0463/00D000 Flanders 1,795 m² 1 · 127 m² 6.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.