Summary
Pit Yes is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €36,534 and a net result of -€578,280. Equity is growing by ~59.1% per year across the filed fiscal years. Its solvency ranks better than 25% of 2992 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Financials · fiscal year 2025, micro schema
Equity
€36,534▼ 94.4%
2024 · €650,108
Net result
-€578,280
2024 · €401,573
Total assets
€191,499▼ 79.9%
2024 · €953,820
Solvency
19.1%▼ 49.1pp
2024 · 68.2%
Trend over the years
2021 to 2025, 5 fiscal years 2018 to 2025, 7 fiscal years
The operating result turns negative in 2025: a loss of €13,647 after €133,168 in 2024, the lowest result in the available series.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
Operating result-€13,647
2025
Net result-€578,280
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€191,499
2025
Equity€36,534
2025
Debt€154,964
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€76,344
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)-302.0%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency19.1%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio1.94
2025
Average staff in full-time equivalents (FTE).
Staff (FTE)0.5
2023
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2018201920212022202320242025
Operating result€10,227--€5,262€132,131-€156,357▲ 18.3%€90,137▼ 42.4%€133,168▲ 47.7%-€13,647
Net result€6,583--€6,320€89,366above the sector's middle half-€111,854above the sector's middle half▲ 25.2%€19,986within the sector's middle half▼ 82.1%€401,573above the sector's middle half▲ 1,909%-€578,280below the sector's middle half
Equity€27,448-€21,128▼ 23.0%€110,494within the sector's middle half-€222,349within the sector's middle half▲ 101%€248,535within the sector's middle half▲ 11.8%€650,108above the sector's middle half▲ 162%€36,534within the sector's middle half▼ 94.4%
Total assets€106,794-€260,778▲ 144%€685,498above the sector's middle half-€670,177within the sector's middle half▼ 2.2%€639,049within the sector's middle half▼ 4.6%€953,820above the sector's middle half▲ 49.3%€191,499within the sector's middle half▼ 79.9%
Debt€79,346-€239,650▲ 202%€575,003-€447,829▼ 22.1%€390,514▼ 12.8%€303,712▼ 22.2%€154,964▼ 49.0%
Working capital-€22,200--€170,677▼ 669%-€212,999below the sector's middle half--€161,946below the sector's middle half▲ 24.0%-€161,482below the sector's middle half▲ 0.3%€186,947above the sector's middle half€76,344within the sector's middle half▼ 59.2%
Solvency25.7%-8.1%▼ 17.6pp16.1%below the sector's middle half-33.2%within the sector's middle half▲ 17.1pp38.9%within the sector's middle half▲ 5.7pp68.2%within the sector's middle half▲ 29.3pp19.1%within the sector's middle half▼ 49.1pp
Current ratio0.64-0.19▼ 0.450.25below the sector's middle half-0.28below the sector's middle half▲ 0.030.19below the sector's middle half▼ 0.092.19within the sector's middle half▲ 2.001.94within the sector's middle half▼ 0.25
Return on assets (ROA)6.2%--2.4%▼ 8.6pp13.0%within the sector's middle half-16.7%within the sector's middle half▲ 3.7pp3.1%within the sector's middle half▼ 13.6pp42.1%above the sector's middle half▲ 39.0pp-302.0%below the sector's middle half▼ 344.1pp
Staff (FTE)10.5▼ 50.0%
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191,499
Fixed assets
€33,775 ▼ 94.5%
Current assets
€157,723 ▼ 54.1%
Equity and liabilities €191,499
Equity
€36,534 ▼ 94.4%
Debt
€154,964 ▼ 49.0%
Debt's share of the balance-sheet total rises from 31.8% to 80.9%. Equity and debt are lower.
Key figures and ratios
Debt ≤ 1 year
€81,380▼
2024 · €156,790
Debt > 1 year
€73,585▼
2024 · €146,922
Income taxes
€319▼
2024 · €19,180
A ratio outside any meaningful range has been withheld (balance sheet total €191,499, equity €36,534).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €5,696 | €9,508 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,740 | €11,740 | €7,600 | €8,556 | €9,167 | €15,285 | €13,524 | ▼ 11.5% |
| Other operating charges640/8 | - | - | - | €1,141 | €1,288 | €1,016 | €1,135 | ▲ 11.7% |
| Gross operating margin9900 | €17,330 | €7,279 | €150,661 | €171,751 | €110,100 | €149,468 | €1,012 | ▼ 99.3% |
| Operating profit (loss)9901 | €10,227 | -€5,262 | €132,131 | €156,357 | €90,137 | €133,168 | -€13,647 | ▼ 110% |
| Financial income75/76B | - | - | - | - | - | €350,000 | €467 | ▼ 99.9% |
| Recurring financial income75 | €1 | €0 | €0 | - | - | €350,000 | €467 | ▼ 99.9% |
| Financial charges65/66B | - | - | - | €4,540 | €47,305 | €62,414 | €564,781 | ▲ 805% |
| Recurring financial charges65 | €437 | €593 | €8,069 | €4,540 | €47,305 | €62,414 | €3,667 | ▼ 94.1% |
| Non-recurring financial charges66B | - | - | - | - | - | - | €561,114 | - |
| Profit (loss) for the period before taxes9903 | €9,791 | -€5,856 | €124,062 | €151,818 | €42,832 | €420,753 | -€577,961 | ▼ 237% |
| Income taxes67/77 | €3,207 | €464 | €34,696 | €39,963 | €22,846 | €19,180 | €319 | ▼ 98.3% |
| Profit (loss) for the period9904 | €6,583 | -€6,320 | €89,366 | €111,854 | €19,986 | €401,573 | -€578,280 | ▼ 244% |
| Profit (loss) for the period to be appropriated9905 | €6,583 | -€6,320 | €89,366 | €111,854 | €19,986 | €401,573 | -€578,280 | ▼ 244% |
| Line | 2018 | 2019 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €106,794 | €260,778 | €685,498 | €670,177 | €639,049 | €953,820 | €191,499 | ▼ 79.9% |
| Fixed assets21/28 | €67,090 | €220,792 | €613,002 | €607,177 | €601,202 | €610,083 | €33,775 | ▼ 94.5% |
| Intangible fixed assets21 | - | €4,500 | €3,793 | €3,293 | €2,793 | €2,293 | €1,793 | ▼ 21.8% |
| Tangible fixed assets22/27 | €17,090 | €28,350 | €28,487 | €23,161 | €17,687 | €27,068 | €18,574 | ▼ 31.4% |
| Plant, machinery and equipment23 | - | - | - | - | €1,791 | €1,431 | €5,282 | ▲ 269% |
| Furniture and vehicles24 | - | - | - | €23,161 | €15,896 | €25,636 | €13,292 | ▼ 48.2% |
| Financial fixed assets28 | €50,000 | €187,942 | €580,722 | €580,722 | €580,722 | €580,722 | €13,408 | ▼ 97.7% |
| Current assets29/58 | €39,704 | €39,987 | €72,496 | €63,001 | €37,847 | €343,737 | €157,723 | ▼ 54.1% |
| Amounts receivable within one year40/41 | €10,725 | €15,000 | €0 | - | - | €24,000 | - | - |
| Trade receivables40 | - | - | - | - | - | €24,000 | - | - |
| Cash at bank and in hand54/58 | €28,129 | €23,544 | €72,309 | €62,505 | €36,143 | €319,737 | €157,723 | ▼ 50.7% |
| Deferred charges and accrued income490/1 | - | - | - | €495 | €1,705 | - | - | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €106,794 | €260,778 | €685,498 | €670,177 | €639,049 | €953,820 | €191,499 | ▼ 79.9% |
| Equity10/15 | €27,448 | €21,128 | €110,494 | €222,349 | €248,535 | €650,108 | €36,534 | ▼ 94.4% |
| Contributions10/11 | €12,400 | €12,400 | - | €12,400 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €15,048 | €15,048 | €98,094 | €209,949 | €229,935 | €631,508 | €17,934 | ▼ 97.2% |
| Distributable reserves133 | - | - | - | €209,949 | €229,935 | €631,508 | €17,934 | ▼ 97.2% |
| Profit (loss) carried forward14 | - | -€6,320 | €0 | - | - | - | - | - |
| Amounts payable17/49 | €79,346 | €239,650 | €575,003 | €447,829 | €390,514 | €303,712 | €154,964 | ▼ 49.0% |
| Amounts payable after more than one year17 | €17,442 | €28,986 | €289,509 | €222,882 | €191,185 | €146,922 | €73,585 | ▼ 49.9% |
| Financial debts170/4 | - | - | - | €222,882 | €191,185 | €146,922 | €73,585 | ▼ 49.9% |
| Amounts payable within one year42/48 | €61,904 | €210,663 | €285,495 | €224,947 | €199,329 | €156,790 | €81,380 | ▼ 48.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €59,625 | €69,027 | €72,442 | €73,337 | ▲ 1.2% |
| Financial debts43 | - | - | - | - | €8,398 | - | - | - |
| Other loans439 | - | - | - | - | €8,398 | - | - | - |
| Trade debts44 | €550 | €619 | €489 | €14,240 | €17,206 | €99 | €2,064 | ▲ 1,981% |
| Suppliers440/4 | - | - | - | €14,240 | €17,206 | €99 | €2,064 | ▲ 1,981% |
| Taxes, remuneration and social security45 | - | - | - | €5,842 | €2,846 | €3,180 | €319 | ▼ 90.0% |
| Taxes450/3 | - | - | - | €3,963 | €2,846 | €3,180 | €319 | ▼ 90.0% |
| Remuneration and social security454/9 | - | - | - | €1,879 | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €145,239 | €101,852 | €81,069 | €5,660 | ▼ 93.0% |
| Line | 2018 | 2019 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,583 | -€6,320 | €89,366 | €111,854 | €19,986 | €401,573 | -€578,280 | ▼ 244% |
| + Depreciation and write-downs630 | €6,740 | €11,740 | €7,600 | €8,556 | €9,167 | €15,285 | €13,524 | ▼ 11.5% |
| Operating cash flow (approximation) | €13,323 | €5,420 | €96,966 | €120,411 | €29,153 | €416,858 | -€564,756 | ▼ 235% |
| Investment in fixed assets (approximation) | - | -€165,442 | - | -€2,731 | -€3,192 | -€24,165 | €562,784 | ▲ 2,429% |
| Change in cash | - | -€4,585 | - | -€9,804 | -€26,363 | €283,595 | -€162,014 | ▼ 157% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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