HOYDONCKX
ActiveHOYDONCKX has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €7k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 44% of 10242 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability35▼-65
Solvency59▼-11
Growth58=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.47 in 2024), and 67.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.3%
Return on assets
2.2%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
13 d early
2023
27 d early
2022
29 d early
2021
34 d early
2020
31 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€97k▼ 41.1%
2024 · €164k
2018: €210k
2019: €201k
2020: €214k
2021: €223k
2022: €250k
2023: €268k
2024: €164k
2018 → 2025
Total assets
€299k▼ 30.1%
2024 · €427k
2018: €290k
2019: €275k
2020: €284k
2021: €290k
2022: €472k
2023: €435k
2024: €427k
2018 → 2025
Net result
€7k▼ 81.6%
2024 · €36k
2018: €4k
2019: €-9k
2020: €13k
2021: €8k
2022: €27k
2023: €18k
2024: €36k
2018 → 2025
Working capital
€59k▼ 42.4%
2024 · €103k
2018: €114k
2019: €133k
2020: €146k
2021: €165k
2022: €153k
2023: €170k
2024: €103k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€223k-€250k▲ 12.2%€268k▲ 7.2%€164k▼ 38.7%€97k▼ 41.1%
Operating result€19k-€30k▲ 63.2%€29k▼ 5.1%€57k▲ 97.1%€18k▼ 68.5%
Net result€8k-€27k▲ 228%€18k▼ 33.8%€36k▲ 103%€7k▼ 81.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 69% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €299k
Fixed assets
€88k▼ 15.5%
Current assets
€211k▼ 34.8%
Equity and liabilities €299k
Equity
€97k▼ 41.1%
Debt
€202k▼ 23.2%
The debt ratio rises from 61.6% to 67.7%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€34k▼
2024 · €75k
Cash flow
€23k▼
2024 · €55k
Solvency
32.3%▼
2024 · 38.4%
Current ratio
1.39▼
2024 · 1.47
Quick ratio
0.27▼
2024 · 0.73
Debt / equity
2.09▲
2024 · 1.60
ROE
6.9%▼
2024 · 22.1%
ROA
2.2%▼
2024 · 8.5%
Interest coverage
7.28▼
2024 · 12.84
Debt
€202k▼
2024 · €263k
Debt ≤ 1 year
€152k▼
2024 · €221k
Debt > 1 year
€51k▲
2024 · €43k
Income taxes
€8k▼
2024 · €17k
Staff costs
€76k▲
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€427k€299k▼
Fixed assets21/28€104k€88k▼
Tangible fixed assets22/27€104k€88k▼
Land and buildings22€34k€27k▼
Furniture and vehicles24€70k€61k▼
Financial fixed assets28€125-
Current assets29/58€324k€211k▼
Stocks and contracts in progress3€163k€171k▲
Stocks30/36€163k€171k▲
Amounts receivable within one year40/41€154k€17k▼
Trade receivables40€350-
Other amounts receivable41€154k€17k▼
Cash at bank and in hand54/58€7k€24k▲
Equity and liabilities
Total equity and liabilities10/49€427k€299k▼
Equity10/15€164k€97k▼
Contributions10/11€108k€60k▼
Capital10€108k-
Issued capital100€121k-
Uncalled capital101€13k-
Outside capital11-€60k
Other1109/19-€60k
Reserves13€56k€37k▼
Non-distributable reserves130/1€12k-
Legal reserve130€12k-
Distributable reserves133€44k€37k▼
Amounts payable17/49€263k€202k▼
Amounts payable after more than one year17€43k€51k▲
Financial debts170/4€43k€51k▲
Amounts payable within one year42/48€221k€152k▼
Current portion of amounts payable after more than one year42€20k€62k▲
Trade debts44€38k€62k▲
Suppliers440/4€38k€62k▲
Taxes, remuneration and social security45€23k€27k▲
Taxes450/3€19k€19k▲
Remuneration and social security454/9€4k€8k▲
Other amounts payable47/48€140k-
Income statement
Code20242025
Remuneration, social security and pensions62€53k€76k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€16k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€131k€112k▼
Operating profit (loss)9901€57k€18k▼
Financial income75/76B€3k€1k▼
Recurring financial income75€3k€1k▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€54k€14k▼
Income taxes67/77€17k€8k▼
Profit (loss) for the period9904€36k€7k▼
Profit (loss) for the period to be appropriated9905€36k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€7k▼
Transfer from equity791/2€140k€26k▼
Transfer to equity691/2€36k€7k▼
To other reserves6921€36k€7k▼
Profit to be distributed694/7€140k€26k▼
Return on contributions (dividend)694€140k€26k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €36k ▲103%
Operating result €57k, net result €36k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-9k ▼352%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsstraat 243950 BocholtGround area
258 m²
Building footprint
166 m²
Volume, LiDAR
1,395 m³
Parcel 72003C0475/00A002, Flanders · tallest building 13.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Dorpsstraat 24, 3950 Bocholt
since 19992.092.045.619
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72003C0475/00A002 | Flanders | 258 m² | 1 · 166 m² | 13.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OPTIQUE MAGRIS
BE 0445.748.256
Charleroi · Eq €97k
OPTIC SCHUMAN
BE 0829.338.815
Etterbeek · Eq €97k
NATO
BE 0712.845.872
Sint-Niklaas · Eq €96k
OPTIQUE INVEST
BE 0749.575.121
Nandrin · Eq €97k
PISUKE
BE 0892.941.121
Waterloo · Eq €97k
Of 1,725 companies in sector 47742 we hold annual accounts for 1,136. 996 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-05-1999
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.