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PISTACHE & CHOCOLAT

Active
Private limited companyfounded 2007active for 19 yearsRue des Croisettes 73, 4870 Trooz, BelgiumKBO/BCE: BE 0888.274.035
Summary

PISTACHE & CHOCOLAT has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93,097 and a net result of €1,838. Equity is growing by about 62% per year across the filed financial years. Its solvency ranks better than 66% of 1,876 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Manufacture of food products
NACE 10520Limited-service restaurants, excluding mobile food services NACE 56112
2 sites
Size
€192,806total assets 2025
Staff
8.9 FTE
Equity
€93,097
Profit
€1,838
Financial health
83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts 6 days early1 of 2 deeds read
Why 83raises riskSector: Manufacture of food products (NACE 10)Figures for financial year 2025 (filed 31-10-2025)lowers riskFounded in 2007Liquidity: current ratio 1.26, cash €34,591Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 55% of its sector peers (NACE 10, micro)
Financial strength · tick = 2024
Strong
Solvency 73=
equity 48.3% of total assets
Liquidity 63-7
short-term debt 24.5% · cash 17.9%
Profitability 70-16
return on assets 1.0%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,075 companies, NACE 10, micro)
Last 24 months 11-2024: 0.6%highest value 12-2024: 0.4%▼ -0.2 percentage points vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.3%▼ -0.1 percentage points vs 03-2025 05-2025: 0.4%▲ +0.1 percentage points vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.3%▼ -0.1 percentage points vs 08-2025 10-2025: 0.4%▲ +0.1 percentage points vs 09-2025 11-2025: 0.2%▼ -0.2 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026lowest value 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.5%▲ +0.2 percentage points vs 09-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.26, compared with 1.11 in 2024, below the usual 1.5; short-term debt: 24.5% and cash: 17.9% of total assets), and 51.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 65% on solvency, 68% on liquidity, 45% on profitability and 43% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 2007
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.26, cash €34,591
NBB · annual accounts
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
raises risk · Figures for financial year 2025 (filed 31-10-2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 25-10-2025, 6 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
6 days early
2024
1 day early
2023
6 days late
2022
105 days late
2021
16 days late
2020
23 days late
2019
35 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days after the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 6 November (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end21-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Resignations: SCHYNS Philippe Joseph Adrien (statutory…Appointments: SCHYNS Philippe Joseph Adrien…

Key points

  • Positive: Staff rose in 2025from 5.1 FTE to 8.9 FTE ▲ 74.5% View
  • Positive: 5 profitable years in a rowprofit 2025: €1,838 5 years View
  • Board3 directors in office 3 View

By topic

Financials

Financial year
2025
Total assets
€192,806
Profit
€1,838
Solvency
48.3%
Total assets▲ 1.4%
Net result
20192025
Go to Financials

Board & ownership

Board
3 members
  • GRAIDIA Stéphanie Lydia France NoëlDirector
  • Philippe SCHYNSDirector
  • SCHYNS Philippe Joseph AdrienDirector
Go to Board & ownership

Timeline

Events
22
Since
2009
Next accounts
by 31-10-2026
  1. 06-11-2023Annual accounts filed
  2. 31-03-2023Highest result from 2019 to 2025
  3. 13-02-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Manufacture of food productsNACE 10520
Founded
27-03-2007
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Annual meeting
Last Friday of September at 18:00
Purpose
“Toute opération ayant trait,directement ou indirectement,pour compte propre,pour compte de…” (deed in French)
Go to Articles of association

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