IMMO - DALO
ActiveIMMO - DALO has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93k and a net result of €9k. Equity is shrinking by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 14% of 642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-6
Solvency33▼-9
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 1.21 in 2024; short-term debt: 69% and cash: 14.7% of total assets), and 91.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.4%
Return on assets
0.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 642 sector peers (2025).
NBB · sector comparisonPosition among 642 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
31 d early
2023
40 d early
2022
38 d early
2021
31 d late
2020
11 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€9k▼ 40.1%
2024 · €16k
2018: €144k
2019: €347k
2020: €4.62M
2021: €211k
2022: €-386k
2023: €-1.10M
2024: €16k
2018 → 2025
Working capital
€305k▲ 303%
2024 · €76k
2018: €4.45M
2019: €1.66M
2020: €5.30M
2021: €2.21M
2022: €377k
2023: €192k
2024: €76k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7.48M-€7.07M▼ 5.4%€7.76M▲ 9.7%€83k▼ 98.9%€93k▲ 11.4%
Operating result€375k-€-663k€-972k▼ 46.6%€32k€27k▼ 15.3%
Net result€211k-€-386k€-1.10M▼ 184%€16k€9k▼ 40.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.10M
Fixed assets
€38k▼ 15.5%
Current assets
€1.07M▲ 143%
Equity and liabilities €1.10M
Equity
€93k▲ 11.4%
Debt
€1.01M▲ 153%
The debt ratio rises from 82.8% to 91.6%. Equity and debt are higher.
Key figures and ratios
Solvency
8.4%▼
2024 · 17.2%
Current ratio
1.40▲
2024 · 1.21
Quick ratio
1.40▲
2024 · 1.21
Debt / equity
10.88▲
2024 · 4.80
ROE
10.2%▼
2024 · 19.0%
ROA
0.9%▼
2024 · 3.3%
Debt
€1.01M▲
2024 · €401k
Debt ≤ 1 year
€762k▲
2024 · €364k
Income taxes
€6k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€484k€1.10M▲
Fixed assets21/28€44k€38k▼
Financial fixed assets28€44k€38k▼
Current assets29/58€440k€1.07M▲
Amounts receivable within one year40/41€272k€670k▲
Trade receivables40€265k€657k▲
Other amounts receivable41€7k€13k▲
Cash at bank and in hand54/58€142k€163k▲
Deferred charges and accrued income490/1€25k€235k▲
Equity and liabilities
Total equity and liabilities10/49€484k€1.10M▲
Equity10/15€83k€93k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€7k€7k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€642€642=
Profit (loss) carried forward14€15k€25k▲
Amounts payable17/49€401k€1.01M▲
Amounts payable after more than one year17€13k-
Financial debts170/4€13k-
Amounts payable within one year42/48€364k€762k▲
Current portion of amounts payable after more than one year42€47k€13k▼
Trade debts44€101k€302k▲
Suppliers440/4€101k€302k▲
Advances received on contracts in progress46€19k€56k▲
Taxes, remuneration and social security45-€16k
Taxes450/3-€16k
Other amounts payable47/48€197k€375k▲
Accrued charges and deferred income492/3€23k€249k▲
Income statement
Code20242025
Non-recurring operating income76A€1€35k▲
Other operating charges640/8€8k€8k▼
Non-recurring operating charges66A-€35k
Gross operating margin9900€40k€70k▲
Operating profit (loss)9901€32k€27k▼
Financial income75/76B-€3k
Recurring financial income75-€3k
Financial charges65/66B€10k€15k▲
Recurring financial charges65€10k€15k▲
Profit (loss) for the period before taxes9903€22k€15k▼
Income taxes67/77€6k€6k▼
Profit (loss) for the period9904€16k€9k▼
Profit (loss) for the period to be appropriated9905€16k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.26M€25k▼
Profit (loss) brought forward from the previous period14P€1.24M€15k▼
Transfer from equity791/2€6.40M-
Transfer to equity691/2€46k-
To contributions691€39k-
To the legal reserve6920€6k-
To other reserves6921€642-
Profit to be distributed694/7€7.60M-
Other beneficiaries697€7.60M-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after 2 loss-making years.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-1.10M
Net result drops to €-1.10M, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €4.62M ▲1231%
Operating result €6.07M, net result €4.62M, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 12 days late
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
20 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Soenenspark 449051 GentGround area
829 m²
Building footprint
145 m²
Parcel 44062B0074/00C003, Flanders. Linked by address, not a title deed.
1 establishment unit
Immo - Dalo
since 20022.026.643.170
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062B0074/00C003 | Flanders | 829 m² | 1 · 145 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 50,000 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 0 EUR | 0 EUR |
| 2023 | 1 | 50,000 EUR | 0 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
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Of 611 companies in sector 10520 we hold annual accounts for 236. 196 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-07-1984
Fiscal year end31-12
Activities, NACEBEL
10520Manufacture of food products
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.