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PISTACH

Active
Private limited companyfounded 2018active for 8 yearsWolvengracht 19, 9030 Ghent, BelgiumKBO/BCE: BE 0688.801.948
Summary

PISTACH has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €210,601 and a net result of €1,332. Equity has been growing by about 5.7% per year since 2019. Its solvency ranks better than 72% of 2,603 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 23-01-2018 Normal situation
Activity
Other education NACE 85599and 1 other
Establishment unit
2.274.410.765 9030 Ghent, since 23-01-2018
Financial year end
30 June
Peppol
Reachable since 07-05-2025

Board and ownership

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-06-2025
Gross margin
€19,482
▲ 34.9%
Turnover
≈ €71,000
estimated
Profit
€1,332
Equity
€210,601
▲ 0.6%
Total assets
€305,178
▼ 5.9%
  • 2025 accounts filed 2 days after the deadline
Score breakdownlowers riskLiquidity: current ratio 6.46, cash €130,675Sector: Education (NACE 85)Size: total assets €305,178Equity €210,601 (69.0% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 63% of micro companies in education (NACE 85)
Financial strength · tick: 2024
Strong
Solvency 94+4
equity 69.0% of total assets
Liquidity 100=
short-term debt 6.6% · cash 42.8%
Profitability 69+7
return on assets 0.4%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,823 companies, NACE 85, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: 0.1%▲ +0.1 percentage points vs 01-2026highest value 03-2026: < 0.1%▼ -0.1 percentage points vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.46 (5.72 in 2024), above the usual 1.5. Short-term debt is 6.6% and cash 42.8% of total assets. 31% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 70% of them on solvency, 97% on liquidity, 40% on profitability and 45% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 6.46, cash €130,675
NBB · annual accounts
lowers risk · Sector: Education (NACE 85)
KBO
lowers risk · Size: total assets €305,178
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €210,601 (69.0% of total assets)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filings
Deviation from the deadline
2025
2 days late
2024
17 days early
2023
8 days early
2022
8 days early
2021
35 days early
2020
19 days early
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 13 days before the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 23 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end05-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 86% of companies in educationsector median €32,761 · 2,608 companies €210,601 View

Recent changes

  1. · Gazette deed Change of role: VANNESTE Els Ann Veerle Gudrun, from manager to director1,460 shares · Director discharge: VANNESTE Els Ann Veerle Gudrun
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as PISTACH: other education (NACE 85599). They are comparable in size and age: total assets between €200,000 and €422,000, founded between 2015 and 2019.

CompanyTotal assetsGross margin
PISTACH Ghent€305,178€19,482
FDMC Ronse€352,919€20,110
GONDOLA ACADEMY Machelen (Brab.)€300,374€20,548
THE GLOBAL PICTURE Merelbeke-Melle€308,368€24,704
XL Training Ghent€200,231€22,969
E-Coaching Ledegem€224,294€18,012
Fiscolegis Bruges€421,920€18,191
Full comparison

Key facts about PISTACH

What is the company number of PISTACH?
The company number of PISTACH is 0688.801.948. The VAT number is the same number with BE in front: BE 0688.801.948.
Where is PISTACH based?
The registered office is at Wolvengracht 19, 9030 Ghent.Company details
What does PISTACH do?
According to the KBO register, the main activity is other education (NACE 85599).
What is the legal form of PISTACH?
PISTACH is a private limited company (BV).
When was PISTACH founded?
PISTACH was founded on 23-01-2018.
Is PISTACH still active?
Yes, PISTACH is an active enterprise in the KBO register.
What is the turnover of PISTACH?
The turnover in financial year 2025 is ≈ €71,000. This figure is estimated from the gross margin of €19,482 and 42 comparable companies (NACE 855). It probably lies between €48,000 and €150,000. It is a rough estimate.Financials
Is PISTACH profitable?
In financial year 2025, PISTACH made a profit of €1,332.
Where can I find the annual accounts of PISTACH?
PISTACH filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PISTACH due?
PISTACH must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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