PISTACH
ActivePISTACH has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €211k and a net result of €1k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 71% of 2034 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+7
Solvency94▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 6.46 against 5.72 in 2024; short-term debt: 6.6% and cash: 42.8% of total assets), and 31% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69%
Return on assets
0.4%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
2 d late
2024
17 d early
2023
8 d early
2022
8 d early
2021
35 d early
2020
19 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€211k▲ 0.6%
2024 · €209k
2019: €151k
2020: €152k
2021: €152k
2022: €153k
2023: €212k
2024: €209k
2019 → 2025
Total assets
€305k▼ 5.9%
2024 · €324k
2019: €343k
2020: €332k
2021: €320k
2022: €307k
2023: €372k
2024: €324k
2019 → 2025
Net result
€1k
2024 · €-3k
2019: €-6k
2020: €1k
2021: €139
2022: €2k
2023: €59k
2024: €-3k
2019 → 2025
Working capital
€111k▼ 2.7%
2024 · €114k
2019: €47k
2020: €42k
2021: €44k
2022: €42k
2023: €125k
2024: €114k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€152k-€153k▲ 0.8%€212k▲ 38.3%€209k▼ 1.3%€211k▲ 0.6%
Operating result€4k-€5k▲ 30.1%€86k▲ 1,625%€-1k€4k
Net result€139-€2k▲ 1,345%€59k▲ 2,861%€-3k€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €305k
Fixed assets
€174k▼ 6.5%
Current assets
€131k▼ 5.1%
Equity and liabilities €305k
Equity
€211k▲ 0.6%
Provisions
€4k▼ 12.3%
Debt
€91k▼ 18.0%
The debt ratio falls from 34.1% to 29.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▲
2024 · €11k
Cash flow
€14k▲
2024 · €9k
Solvency
69.0%▲
2024 · 64.5%
Current ratio
6.46▲
2024 · 5.72
Quick ratio
6.46▲
2024 · 5.72
Debt / equity
0.43▼
2024 · 0.53
ROE
0.6%▲
2024 · -1.3%
ROA
0.4%▲
2024 · -0.8%
Interest coverage
9.83▲
2024 · 5.30
Debt
€91k▼
2024 · €111k
Debt ≤ 1 year
€20k▼
2024 · €24k
Debt > 1 year
€71k▼
2024 · €87k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€324k€305k▼
Fixed assets21/28€187k€174k▼
Tangible fixed assets22/27€187k€174k▼
Land and buildings22€187k€174k▼
Current assets29/58€138k€131k▼
Amounts receivable within one year40/41€1k€109▼
Trade receivables40€1k€109▼
Cash at bank and in hand54/58€136k€131k▼
Deferred charges and accrued income490/1€141-
Equity and liabilities
Total equity and liabilities10/49€324k€305k▼
Equity10/15€209k€211k▲
Contributions10/11€72k€72k=
Reserves13€73k€75k▲
Tax-exempt reserves132€13k€12k▼
Distributable reserves133€60k€63k▲
Profit (loss) carried forward14€64k€64k=
Provisions and deferred taxes16€4k€4k▼
Deferred taxes168€4k€4k▼
Amounts payable17/49€111k€91k▼
Amounts payable after more than one year17€87k€71k▼
Financial debts170/4€87k€71k▼
Amounts payable within one year42/48€24k€20k▼
Current portion of amounts payable after more than one year42€21k€16k▼
Trade debts44€585€550▼
Suppliers440/4€585€550▼
Taxes, remuneration and social security45-€825
Taxes450/3-€825
Other amounts payable47/48€3k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k=
Other operating charges640/8€3k€4k▲
Gross operating margin9900€14k€19k▲
Operating profit (loss)9901€-1k€4k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-3k€2k▲
Transfer from deferred taxes780€537€537=
Income taxes67/77-€1k
Profit (loss) for the period9904€-3k€1k▲
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€-1k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€67k▲
Profit (loss) brought forward from the previous period14P€58k€64k▲
Transfer from equity791/2€7k-
Transfer to equity691/2-€3k
To other reserves6921-€3k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
14-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €59k ▲2861%
Operating result €86k, net result €59k, both a record.
30-06
Financial
Equity above €200kEq €212k ▲38.3%
4 profitable years in a row build equity to €212k.
23-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
27-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
12-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wolvengracht 199030 GentGround area
893 m²
Building footprint
191 m²
Volume, LiDAR
884 m³
Parcel 44038A0262/00S002, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PISTACH
since 20182.274.410.765
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44038A0262/00S002 | Flanders | 893 m² | 1 · 191 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,667 companies in sector 85599 we hold annual accounts for 1,329. 938 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2018
Fiscal year end30-06
Activities, NACEBEL
85599Other education
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.