Financials
- Financial year
- 2025
- Total assets
- €200,231
- Profit
- €8,669
- Solvency
- 8.3%
Total assets▼ 14.9%
Net result
20182025
XL Training
ActiveSummary
XL Training has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,533 and a net result of €8,669. Equity is shrinking by about 7.7% per year across the filed financial years. Its solvency ranks better than 22% of 2,589 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Other education
NACE 85599
2 sites
Size
€200,231total assets 2025
- Equity
- €16,533
- Profit
- €8,669
Turnover not published (micro format)
Structure
- Parent
- XL GROUP VLAANDEREN · 98%
2025 accounts 3 days early6 deeds in the Belgian Official Gazette
Why 90raises riskEquity €16,533 (8.3% of total assets)Liquidity: current ratio 1.04, cash €10,595, halvedlowers riskSector: Education (NACE 85)Size: total assets €200,231Show the evidence
Checked score
Score 2025
90
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 42% of its sector peers (NACE 85, micro)
Financial strength · tick = 2024
Weak
Solvency
33+5
equity 8.3% of total assets
Liquidity
7-7
short-term debt 88.9% · cash 5.3%
Profitability
74+11
return on assets 4.3%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.4%
12-2024: 0.4%● unchanged vs 11-2024
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.6%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.2%▼ -0.4 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.1%▼ -0.1 percentage points vs 05-2026lowest value
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.04, compared with 0.98 in 2024, below the usual 1.5; short-term debt: 88.9% and cash: 5.3% of total assets), and 91.7% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro): better than 21% on solvency, 5% on liquidity, 49% on profitability and 91% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 2589 sector peers (2025).
NBB · sector comparisonPosition among 2589 sector peers
Solvency
better than 22%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €16,533
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
3 days early
2024
11 days late
2023
16 days early
2022
33 days early
2021
19 days late
2020
30 days early
2019
20 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days before the deadline; the sector median (NACE 85) for financial year 2024 is 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Back to profitnet €76
Key points
By topic
Board & ownership
- Parent
- XL GROUP VLAANDEREN · 98%
Timeline
- Events
- 12
- Since
- 2018
- Next accounts
- by 31-07-2027
- 15-07-2024Annual accounts filed
- 31-12-2023Weakest financial year
- 28-06-2023Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Other educationNACE 85599
- Founded
- 01-03-2016
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about XL Training
- What is the company number of XL Training?
- 0649.519.819. In Belgium the VAT number is the company number with BE in front: BE 0649.519.819.
- Where is XL Training based?
- The registered office is at Hurstweg 8, 9000 Gent.Company details
- What does XL Training do?
- According to the KBO register, the main activity is other education (NACE 85599).
- What is the legal form of XL Training?
- Private limited company (BV).
- When was XL Training founded?
- On 01-03-2016.
- Is XL Training still active?
- Yes, XL Training is an active enterprise in the KBO register.
- What is the turnover of XL Training?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is XL Training profitable?
- In financial year 2025, XL Training made a profit of €8,669.
- Where can I find the annual accounts of XL Training?
- XL Training filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of XL Training due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to XL Training
Parent and group
Comparable companies
- InsideHoogstraten
- Soul YogaBeauvechain
- STUBBE M.T.Roosdaal
- CREER VOS VETEMENTSTournai
- QRM InstituteLeuven
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.