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Complete company report
Generated 01-08-2026
Active BE 1005.960.670Private limited company

PIRGUS Projects

Collegelaan 13 ·3990 Peer, Belgium· 2 yrs active
Sector: Financial services (64210)
Conclusion Checked

PIRGUS Projects is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €21k and a net result of €7k. Its solvency ranks better than 32% of 1207 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €21k
Net result €7k
Better than sector 32%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability100Solvency28Growth52Stability82
52 / 100

Mixed profile: strong on profitability, weaker on health.

Health 0
Profitability 100
Solvency 28
Growth 52
Stability 82
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview2 NBB filings
Annual accounts filed on 19-05-2026 with the NBB · fiscal year 2025 · micro
€0€5k€10k€15k€20kOperating result 2024: €19k€19kNet result 2024: €13k€13kOperating result 2025: €16k€16kNet result 2025: €7k€7k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 64, Financial services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 24.2% 47.3%
better than 32% of 1207 sector peers
Net result €7k €43k
better than 20% of 1206 sector peers
Equity €21k €84k
better than 23% of 1207 sector peers
Gross operating margin €22k €70k
better than 20% of 1203 sector peers
Total assets €89k €211k
better than 22% of 1207 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€7k
-43.0% -4% vs sector
Total assets
€89k
+158.3% -92% vs sector
Equity
€21k
+52.9% -96% vs sector
Income taxes
€3k
-34.8% -49% vs sector
Debt
€67k
+231.4% -88% vs sector
Debt ≤ 1y
€30k
+232.3% -71% vs sector
Debt > 1y
€37k
+230.8% -91% vs sector
Solvency
24.2%
-40.8% -57% vs sector
ROE
34.6%
-62.7% far above sector median
ROA
8.4%
-77.9% far above sector median
Figures by fiscal year
Fiscal year2025
Revenuen/a
EBITDAn/a
Net profit€7k
Cash flown/a
Staff costs-
Income taxes€3k
Dividends-
Total assets€89k
Equity€21k
Debt€67k
of which ≤ 1y€30k
of which > 1y€37k
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2025
Current ration/a
Quick ration/a
Working capital ration/a
Solvency24.2%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA8.4%
ROE34.6%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€89k
Fixed assets 21/28€69k
Tangible fixed assets 22/27€69k
Current assets 29/58€19k
Amounts receivable within one year 40/41€4k
Cash & bank 54/58€15k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€89k
Equity 10/15€21k
Contributions / capital 10/11€1k
Reserves 13€20k
Amounts payable 17/49€67k
Amounts payable after one year 17€37k
Amounts payable within one year 42/48€30k
Trade debts payable within one year 44€5k
Income statement
Gross operating margin 9900€22k
Operating result 9901€16k
Financial income 75€149
Financial charges 65€6k
Result before taxes 9903€10k
Income taxes 67/77€3k
Net result for the period 9904€7k
Result to be appropriated 9905€7k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation13-02-2024
StatusActive
Postal code3990
Establishment units 1 location
PIRGUS Projects
Collegelaan 11, 3990 PeerFokken en houden van paarden en andere paardachtigen
since 20242.356.121.882
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72030A0456/00P000 Flanders 1,230 m² 1 · 147 m² 9.5 m · 1 fl.
72030A0456/00M000 Flanders 155 m² 1 · 123 m² 9.2 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
19-05-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
17-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
18-07-2024
State Gazette act Director changes
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2024
18-07-2024 Heidi Colpaert appointed as director Director changes
  • Heidi Colpaert, Bestuurder
Technical details 
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    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
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        "name": "Heidi Colpaert",
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      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": "2024-07-01",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
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      },
      "rep_rotation_new_rep": null,
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      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "board_snapshot",
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      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
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    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
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    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2024-07-09",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2024-07-01",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-07-01",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "1005.960.670",
    "name_full": "PIRGUS Projects",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Sascha Kl\u00FCsener",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [
    "de notulen van de algemene vergadering dd. 01/07/2024"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameNL PIRGUS Projects
Registered office
Collegelaan 13
3990 Peer, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative