Pires Ricardo Construct
Open bankruptcyAre you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Brussels
- Declared bankrupt
- 8 October 2024
- Supervising judge
- Bart Purnal
- Official Gazette
- 14-10-2024 (pdf) ↗search the document for 2024/138891
Deadlines
- Provisional date payments stopped
- 8 October 2024A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 29 October 2024Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 7 November 2024art. XX.104 and XX.155 CEL
- First verification report
- passed on 13 November 2024Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 8 October 2025Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Caroline De LepeleireKunstlaan 24/9A, 1000 Brussel 1secretary@drpadvocaten.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 31-08-2022, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2023
not filed
2022
not filed
2021
31 d late
2020
144 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 57 days before the deadline; the sector median for financial year 2023 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?Process a list How is the General construction of residential buildings sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2021, micro schema
Turnover
€147,619▲ 69.9%
2020 · €86,897
EBIT margin
4.2%▲ 6.4pp
2020 · -2.2%
Net result
€4,466
2020 · -€2,982
Working capital
-€1,668▲ 26.9%
2020 · -€2,282
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021
Turnover€86,897-€147,619▲ 69.9%
Operating result-€1,907-€6,193
Net result-€2,982below the sector's middle half-€4,466within the sector's middle half
EBIT margin-2.2%-4.2%▲ 6.4pp
Equity-€1,982below the sector's middle half-€2,484below the sector's middle half
Total assets€8,115below the sector's middle half-€17,229below the sector's middle half▲ 112%
Debt€10,097-€14,745▲ 46.0%
Working capital-€2,282below the sector's middle half--€1,668below the sector's middle half▲ 26.9%
Solvency-24.4%below the sector's middle half-14.4%below the sector's middle half▲ 38.8pp
Current ratio0.77below the sector's middle half-0.89below the sector's middle half▲ 0.11
Return on assets (ROA)-36.7%below the sector's middle half-25.9%above the sector's middle half▲ 62.7pp
Staff (FTE)1within the sector's middle half-0.5▼ 50.0%
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2021: €6,193 after a loss of €1,907 in 2020.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €17,229
Fixed assets
€4,151 ▲ 1,284%
Current assets
€13,078 ▲ 67.3%
Equity and liabilities €17,229
Equity
€2,484
Debt
€14,745
Debt finances 85.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€7,041
Cash flow
€5,315
Debt to equity
5.94
ROE
179.8%
Interest coverage
5.19
Debt ≤ 1 year
€14,745▲
2020 · €10,097
Income taxes
€371
Staff costs
€29,047
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | Change |
|---|---|---|---|
| Turnover70 | €86,897 | €147,619 | ▲ 69.9% |
| Goods, raw materials, services and sundry goods60/61 | - | €109,914 | - |
| Remuneration, social security and pensions62 | - | €29,047 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €849 | - |
| Other operating charges640/8 | - | €824 | - |
| Non-recurring operating charges66A | - | €792 | - |
| Gross operating margin9900 | €8,281 | €37,704 | ▲ 355% |
| Operating profit (loss)9901 | -€1,907 | €6,193 | ▲ 425% |
| Financial income75/76B | - | €1 | - |
| Recurring financial income75 | €0 | €1 | ▲ 92.5% |
| Financial charges65/66B | - | €1,356 | - |
| Recurring financial charges65 | €1,076 | €1,356 | ▲ 26.1% |
| Profit (loss) for the period before taxes9903 | -€2,982 | €4,837 | ▲ 262% |
| Income taxes67/77 | - | €371 | - |
| Profit (loss) for the period9904 | -€2,982 | €4,466 | ▲ 250% |
| Profit (loss) for the period to be appropriated9905 | -€2,982 | €4,466 | ▲ 250% |
| Line | 2020 | 2021 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €8,115 | €17,229 | ▲ 112% |
| Fixed assets21/28 | €300 | €4,151 | ▲ 1,284% |
| Tangible fixed assets22/27 | - | €3,851 | - |
| Furniture and vehicles24 | - | €3,851 | - |
| Financial fixed assets28 | €300 | €300 | = |
| Current assets29/58 | €7,815 | €13,078 | ▲ 67.3% |
| Amounts receivable within one year40/41 | €7,238 | €10,223 | ▲ 41.2% |
| Trade receivables40 | - | €8,969 | - |
| Other amounts receivable41 | - | €1,254 | - |
| Cash at bank and in hand54/58 | €177 | €2,105 | ▲ 1,090% |
| Deferred charges and accrued income490/1 | - | €749 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €8,115 | €17,229 | ▲ 112% |
| Equity10/15 | -€1,982 | €2,484 | ▲ 225% |
| Contributions10/11 | €1,000 | €1,000 | = |
| Capital10 | - | €1,000 | - |
| Issued capital100 | - | €1,000 | - |
| Profit (loss) carried forward14 | -€2,982 | €1,484 | ▲ 150% |
| Amounts payable17/49 | €10,097 | €14,745 | ▲ 46.0% |
| Amounts payable within one year42/48 | €10,097 | €14,745 | ▲ 46.0% |
| Trade debts44 | €405 | €2,853 | ▲ 605% |
| Suppliers440/4 | - | €2,853 | - |
| Taxes, remuneration and social security45 | - | €6,913 | - |
| Taxes450/3 | - | €371 | - |
| Remuneration and social security454/9 | - | €6,542 | - |
| Other amounts payable47/48 | - | €4,980 | - |
| Line | 2020 | 2021 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€2,982 | €4,466 | ▲ 250% |
| + Depreciation and write-downs630 | - | €849 | - |
| Operating cash flow (approximation) | -€2,982 | €5,315 | ▲ 278% |
| Investment in fixed assets (approximation) | - | -€4,700 | - |
| Change in cash | - | €1,928 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
14-10
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · event 08-10-2024
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €4,466
Net result €4,466 after one loss-making year.
09-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2020
Ground area
2,085 m²
Building footprint
347 m²
Volume, LiDAR
2,656 m³
2 parcels, Brussels, Flanders · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
312
companies at this address
See who is registered here
1 establishment unit
Pires Ricardo Construct
since 20202.299.478.733
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062B0376/02D005 | Flanders | 1,934 m² | 1 · 198 m² | 6.6 m · 1 fl. |
| 21906D0075/00M003 | Brussels | 151 m² | 1 · 149 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | CAROLINE DE LEPELEIRE Kunstlaan 24/9A, 1000 Brussel 1 |
08-10-2024 → present |
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Of 29,766 companies in this sector we hold annual accounts for 16,066. 3,999 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded24-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Contact
E-mail
PRCONSTRUCT.COMPTA@GMAIL.COMSchaarbeek
Phone
+32475369731Schaarbeek
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.