PIOTRPOL
ActivePIOTRPOL has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €-1k. Equity is shrinking by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 25% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-32
Solvency48▼-6
Growth30▼-17
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.36 in 2024; short-term debt: 76.5% and cash: 18.1% of total assets), and 76.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.5%
Return on assets
-0.8%
Age of the figures
18 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 27676 sector peers (2025).
NBB · sector comparisonPosition among 27676 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-11-2025, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
2 d early
2023
on the day
2022
7 d late
2021
4 d late
2020
32 d late
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€658k▼ 21.9%
2021 · €843k
2019: €704k
2020: €756k
2021: €843k
2019 → 2022
EBIT margin
5.3%▲ 4.9pp
2021 · 0.4%
2019: 2.1%
2020: 0.8%
2021: 0.4%
2019 → 2022
Net result
€-1k
2024 · €65k
2019: €7k
2020: €1k
2021: €999
2022: €24k
2023: €4k
2024: €65k
2019 → 2025
Working capital
€28k▼ 49.2%
2024 · €56k
2019: €81k
2020: €98k
2021: €79k
2022: €43k
2023: €37k
2024: €56k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€843k-€658k▼ 21.9%
Equity€78k-€47k▼ 39.6%€51k▲ 8.4%€63k▲ 24.1%€32k▼ 48.9%
Operating result€4k-€35k▲ 900%€8k▼ 77.1%€86k▲ 969%€1k▼ 98.8%
Net result€999-€24k▲ 2,304%€4k▼ 83.5%€65k▲ 1,544%€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 99% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138k
Fixed assets
€4k▼ 47.4%
Current assets
€134k▼ 36.2%
Equity and liabilities €138k
Equity
€32k▼ 48.9%
Debt
€106k▼ 31.5%
The debt ratio rises from 70.8% to 76.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€7k▼
2024 · €92k
Cash flow
€5k▼
2024 · €72k
Solvency
23.5%▼
2024 · 29.2%
Current ratio
1.27▼
2024 · 1.36
Quick ratio
1.27▼
2024 · 1.36
Debt / equity
3.26▲
2024 · 2.43
ROE
-3.3%▼
2024 · 102.7%
ROA
-0.8%▼
2024 · 29.9%
Interest coverage
6.41▼
2024 · 99.41
Debt
€106k▼
2024 · €154k
Debt ≤ 1 year
€106k▼
2024 · €154k
Income taxes
€1k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€218k€138k▼
Fixed assets21/28€8k€4k▼
Tangible fixed assets22/27€8k€4k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€5k€2k▼
Financial fixed assets28€227€227=
Current assets29/58€210k€134k▼
Amounts receivable within one year40/41€78k€104k▲
Trade receivables40€49k€58k▲
Other amounts receivable41€29k€46k▲
Cash at bank and in hand54/58€128k€25k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€218k€138k▼
Equity10/15€63k€32k▼
Contributions10/11€14k€14k=
Reserves13€18k€18k=
Non-distributable reserves130/1€18k€18k=
Reserves not available under the articles1311€2k€2k=
Other1319€16k€16k=
Profit (loss) carried forward14€31k€64▼
Amounts payable17/49€154k€106k▼
Amounts payable within one year42/48€154k€106k▼
Financial debts43-€8k
Credit institutions430/8-€8k
Trade debts44€91k€49k▼
Suppliers440/4€91k€49k▼
Taxes, remuneration and social security45€45k€10k▼
Taxes450/3€39k€9k▼
Remuneration and social security454/9€6k€1k▼
Other amounts payable47/48€18k€39k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A-€4k
Gross operating margin9900€95k€13k▼
Operating profit (loss)9901€86k€1k▼
Financial income75/76B€543€76▼
Recurring financial income75€543€76▼
Financial charges65/66B€930€1k▲
Recurring financial charges65€930€1k▲
Profit (loss) for the period before taxes9903€86k€59▼
Income taxes67/77€20k€1k▼
Profit (loss) for the period9904€65k€-1k▼
Profit (loss) for the period to be appropriated9905€65k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€96k€30k▼
Profit (loss) brought forward from the previous period14P€31k€31k=
Transfer to equity691/2€12k-
To other reserves6921€12k-
Profit to be distributed694/7€53k€30k▼
Return on contributions (dividend)694€53k€30k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
03-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
31-03
Financial
Weakest financial yearnet €-1k ▼102%
Net result drops to €-1k, the lowest in the series.
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €65k ▲1544%
Operating result €86k, net result €65k, both a record.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2021
04-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2020
02-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 32 days late
2019
17-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Merchtemsesteenweg 1721861 MeiseGround area
1,575 m²
Building footprint
770 m²
Volume, LiDAR
4,768 m³
2 parcels, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PIOTRPOL
since 20032.132.636.060
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23093F0779/00F000 | Flanders | 1,477 m² | 1 · 654 m² | 10.2 m · 2 fl. |
| 22662B0020/00E000 | Flanders | 98 m² | 1 · 116 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Toitures Rada
BE 1006.556.726
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TOITURES DELHEZ
BE 0736.533.965
Etterbeek · Eq €32k
TOITURE DI PANE
BE 0871.914.489
Binche · Eq €32k
Alpeco Dakwerken
BE 0787.318.910
Antwerpen · Eq €32k
BERGHMANS & SCHILLINGS
BE 0880.450.885
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,448 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2003
Fiscal year end31-03
Activities, NACEBEL
43410Roofing work
45220
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.