RUBIDECK
ActiveRUBIDECK has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €85k and a net result of €16k. Equity is growing by ~24% per year across the filed fiscal years. Its solvency ranks better than 68% of 36376 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +14 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability95▼-5
Solvency99▲+44
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.32 against 1.3 in 2023), and 37% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
70 d late
2023
105 d late
2022
73 d late
2021
87 d late
2020
24 d late
2019
81 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€340k
EBIT margin
4.1%
Net result
€16k▲ 11.6%
2023 · €14k
2018: €-10k
2019: €5k
2020: €8k
2021: €10k
2022: €8k
2023: €14k
2018 → 2024
Working capital
€50k▲ 19.9%
2023 · €42k
2018: €23k
2019: €-5k
2020: €35k
2021: €18k
2022: €28k
2023: €42k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€340k-
Equity€36k-€46k▲ 26.5%€54k▲ 18.6%€69k▲ 26.7%€85k▲ 23.5%
Operating result€14k-€17k▲ 20.3%€16k▼ 6.3%€26k▲ 65.8%€20k▼ 25.0%
Net result€8k-€10k▲ 21.2%€8k▼ 11.3%€14k▲ 70.8%€16k▲ 11.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 25% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €135k
Fixed assets
€46k▲ 11.2%
Current assets
€89k▼ 51.0%
Equity and liabilities €135k
Equity
€85k▲ 23.5%
Debt
€50k▼ 67.5%
The debt ratio falls from 69.1% to 37.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€44k▼
2023 · €54k
Cash flow
€41k▼
2023 · €42k
Solvency
63.0%▲
2023 · 30.9%
Current ratio
2.32▲
2023 · 1.30
Quick ratio
2.32▲
2023 · 1.20
Debt / equity
0.59▼
2023 · 2.23
ROE
19.1%▼
2023 · 21.1%
ROA
12.0%▲
2023 · 6.5%
Interest coverage
12.52▼
2023 · 21.01
Debt
€50k▼
2023 · €153k
Debt ≤ 1 year
€38k▼
2023 · €139k
Debt > 1 year
€12k▼
2023 · €15k
Staff costs
€83k▼
2023 · €136k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€222k€135k▼
Fixed assets21/28€42k€46k▲
Tangible fixed assets22/27€42k€46k▲
Plant, machinery and equipment23€16k€13k▼
Furniture and vehicles24€26k€33k▲
Current assets29/58€181k€89k▼
Stocks and contracts in progress3€14k-
Contracts in progress37€14k-
Amounts receivable within one year40/41€133k€83k▼
Trade receivables40€106k€36k▼
Other amounts receivable41€27k€47k▲
Cash at bank and in hand54/58€34k€6k▼
Equity and liabilities
Total equity and liabilities10/49€222k€135k▼
Equity10/15€69k€85k▲
Contributions10/11€19k€19k=
Reserves13€52k€52k=
Distributable reserves133€52k€52k=
Profit (loss) carried forward14€-2k€14k▲
Amounts payable17/49€153k€50k▼
Amounts payable after more than one year17€15k€12k▼
Financial debts170/4€15k€12k▼
Amounts payable within one year42/48€139k€38k▼
Current portion of amounts payable after more than one year42€19k€18k▼
Trade debts44€96k€4k▼
Suppliers440/4€96k€4k▼
Taxes, remuneration and social security45€13k€16k▲
Taxes450/3€9k€11k▲
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48€11k-
Income statement
Code20232024
Remuneration, social security and pensions62€136k€83k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€25k▼
Other operating charges640/8€7k€4k▼
Gross operating margin9900€197k€131k▼
Operating profit (loss)9901€26k€20k▼
Financial income75/76B€1€1▼
Recurring financial income75€1€1▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€24k€16k▼
Income taxes67/77€9k-
Profit (loss) for the period9904€14k€16k▲
Profit (loss) for the period to be appropriated9905€14k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€14k▲
Profit (loss) brought forward from the previous period14P€-2k€-2k▲
Transfer to equity691/2€14k-
To other reserves6921€14k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
31-12
Financial
Highest result since 2018net €16k ▲11.6%
Net result €16k, the highest in the series.
13-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 105 days late
2023
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 73 days late
2022
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 87 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
20-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 81 days late
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Linter · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heidestraat(NRL) 173350 LinterGround area
2,389 m²
Building footprint
48 m²
Volume, LiDAR
303 m³
Parcel 24077E0038/00S000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Heidestraat(NRL) 17, 3350 Linter
since 20022.114.535.365
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24077E0038/00S000 | Flanders | 2,389 m² | 1 · 48 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KT Windowcleaning
BE 0738.653.713
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T&C Projects
BE 0719.382.088
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MIJN GASKETEL
BE 0846.945.503
Genk · Eq €85k
WIM AT WORK
BE 0476.461.030
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Duell Interior
BE 0794.908.565
Ninove · Eq €85k
Of 7,248 companies in sector 43350 we hold annual accounts for 2,334. 1,974 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-2002
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
43410Roofing work
45220
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.