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Complete company report
Generated 06-08-2026
Active BE 0435.132.201Public limited company

PIOCHEUR

Antwerpsestraat 36 ·2500 Lier, Belgium· 37 yrs active
Sector: Head office activities (70100)
Conclusion Checked

The computed 12-month bankruptcy probability of PIOCHEUR is 0.3% (very low). The 2019 annual accounts show equity of €25.77M and a net result of €-24.77M. The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €25.77M
Net result €-24.77M
Staff (FTE) 34.6
Active 37 yrs
Snowflake analysis 5 axes · computed by Checked
Health35Profitability0Solvency100Growth50Stability85
54 / 100

Mixed profile: strong on solvency, weaker on profitability.

Health 35
Profitability 0
Solvency 100
Growth 50
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Annual accounts: weaker financial profile +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1988, 37 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2019 · computed
35 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 08-08-2019 with the NBB · fiscal year 2019 · volledig
The figures below are the statutory (non-consolidated) annual accounts. This company also files consolidated accounts; the group figures can differ substantially.
Fiscal year2019
Revenue€7.02M
EBITDA€-796k
Net profit€-24.77M
Cash flow€-24.70M
Staff costs-
Income taxes€534
Dividends-
Total assets€27.33M
Equity€25.77M
Debt€1.55M
of which ≤ 1y€1.51M
of which > 1y-
Working capital€25.55M
Employees (FTE)34.6
Ratios (computed)
2019
Current ratio17.90
Quick ratio17.90
Working capital ratio93.5%
Solvency94.3%
Debt / equity-
Long-term debt ratio-
Interest coverage-18.39
Gross margin-
Net margin-352.9%
ROA-90.7%
ROE-96.1%
EBITDA margin-11.3%
Days sales outstanding1202d
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2019
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2019
Balance sheet, Assets
TOTAL ASSETS 20/58€27.33M
Fixed assets 21/28€265k
Tangible fixed assets 22/27€191k
Financial fixed assets 28€74k
Current assets 29/58€27.06M
Amounts receivable within one year 40/41€23.11M
Cash & bank 54/58€3.91M
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€27.33M
Equity 10/15€25.77M
Contributions / capital 10/11€46.65M
Reserves 13€3.90M
Accumulated profits (losses) 14€-24.77M
Amounts payable 17/49€1.55M
Amounts payable within one year 42/48€1.51M
Trade debts payable within one year 44€1.23M
Income statement
Turnover 70€7.02M
Operating result 9901€-872k
Financial income 75€4.34M
Financial charges 65€47k
Result before taxes 9903€-33.78M
Income taxes 67/77€534
Net result for the period 9904€-33.78M
Result to be appropriated 9905€-33.78M
Ratios computed by Checked.
Legal Structure
NACE primary Head office activities(70100)
Legal form Public limited company(014)
Incorporation08-09-1988
StatusActive
Postal code2500
Establishment units 2 locations
PIOCHEUR NV
Antwerpsestraat 36, 2500 LierPersonenvervoer door de lucht
since 19882.102.720.765
Piocheur
Heilige-Geeststraat 22, 2500 LierHandelsbemiddeling in de niet-gespecialiseerde groothandel
since 20192.296.706.216
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12021G0882/00A000 Flanders 2,880 m² 1 · 748 m² -
12021H0089/00Z000 Flanders 148 m² 1 · 148 m² 10.9 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 22 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2020
25-11-2020
State Gazette act Director changes
v3.2
28-04-2020
State Gazette act Statutes amendment
v3.2
17-03-2020
State Gazette act Director changes
v3.2
04-03-2020
State Gazette act Statutes amendment
v3.2
2019
18-11-2019
State Gazette act Director changes
v3.2
22-10-2019
State Gazette act Director changes
v3.2
08-08-2019
NBB filing Annual accounts filed
fiscal year 2019 · volledig
27-03-2019
State Gazette act Capital & shares
v3.2
2018
26-09-2018
NBB filing Annual accounts filed
fiscal year 2018 · volledig
22-06-2018
State Gazette act Director changes
v3.2
24-01-2018
NBB filing Annual accounts filed
fiscal year 2017 · consolidatie
2017
17-11-2017
NBB filing Annual accounts filed
fiscal year 2017 · volledig
17-03-2017
State Gazette act Director changes
v3.2
2016
10-11-2016
State Gazette act Director changes
v3.2
17-10-2016
NBB filing Annual accounts filed
fiscal year 2016 · consolidatie
28-09-2016
NBB filing Annual accounts filed
fiscal year 2016 · volledig
20-05-2016
State Gazette act Director changes
v3.2
2015
08-12-2015
NBB filing Annual accounts filed
fiscal year 2015 · consolidatie
30-11-2015
State Gazette act Director changes
v3.2
24-09-2015
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2014
02-12-2014
NBB filing Annual accounts filed
fiscal year 2014 · consolidatie
14-08-2014
NBB filing Annual accounts filed
fiscal year 2014 · volledig
Belgisch Staatsblad, acts 12 acts
Capital history · 1
27-03-2019
v3.2
All acts · 12 updated 5 years ago
2020
25-11-2020 2 directors appointed Director changes
  • T. LAMMAR, Voorlopige bewindvoerder
  • K. VAN HOCHT, Voorlopige bewindvoerder
Summary: v3.2
Technical details 
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        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "voorlopige bewindvoerder",
      "person": {
        "rrn": null,
        "name": "K. VAN HOCHT",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0435.132.201",
    "name_full": "PIOCHEUR"
  }
}
28-04-2020 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
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  },
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  "seat_change": {
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  "object_change": {
    "changed": true
  },
  "subject_company": {
    "kbo": "0435.132.201",
    "name_full": "PIOCHEUR"
  },
  "legal_form_change": {
    "new": "Naamloze vennootschap",
    "old": "Naamloze vennootschap",
    "changed": false
  }
}
17-03-2020 1 director appointed, 2 resigning Director changes
  • Dirk Jan BRON, Gedelegeerd bestuurder
  • Gerardus (roepnaam Geert) KAMPSCHOER, Bestuurder
  • Truusje (roepnaam Truus) SCHEPENS, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Gerardus (roepnaam Geert) KAMPSCHOER",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Truusje (roepnaam Truus) SCHEPENS",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "Dirk Jan BRON",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
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  },
  "subject_company": {
    "kbo": "0435.132.201",
    "name_full": "Piocheur"
  }
}
04-03-2020 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
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  "act_meta": {
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  },
  "name_change": {
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    "old": "",
    "changed": false
  },
  "seat_change": {
    "changed": false
  },
  "object_change": {
    "changed": false
  },
  "subject_company": {
    "kbo": "0435.132.201",
    "name_full": "PIOCHEUR"
  },
  "legal_form_change": {
    "new": "naamloze vennootschap",
    "old": "naamloze vennootschap",
    "changed": false
  }
}
2019
18-11-2019 1 director appointed, 1 resigning Director changes
  • Truusje Schepens, Gedelegeerd bestuurder
  • Michael Witteveen, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "Michael Witteveen",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "Truusje Schepens",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0435.132.201",
    "name_full": "Piocheur"
  }
}
22-10-2019 3 directors appointed, 1 resigning Director changes
  • G.H.M. (Geert) Kampschoër, Bestuurder
  • KPMG Bedrijfsrevisoren Burg. CVBA, Commissaris
  • Raf Cox, Commissaris (vertegenwoordiger)
  • Edwin Huyghebaert, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Edwin Huyghebaert",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "G.H.M. (Geert) Kampscho\u00EBr",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "KPMG Bedrijfsrevisoren Burg. CVBA",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "commissaris (vertegenwoordiger)",
      "person": {
        "rrn": null,
        "name": "Raf Cox",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0435.132.201",
    "name_full": "Piocheur"
  }
}
27-03-2019 Capital decrease of €20,000,000 to €7,034,642.52 Capital & shares
  • €27.034.642,52 → €7.034.642,52
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "capital_decrease",
      "after_eur": 7034642.52,
      "delta_eur": -20000000.0,
      "before_eur": 27034642.52,
      "contribution_type": null
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0435.132.201",
    "name_full": "PIOCHEUR"
  }
}
2018
22-06-2018 3 directors appointed, 2 resigning Director changes
  • Blokker Holding B.V., Gedelegeerd bestuurder
  • Michael Witteveen, Gedelegeerd bestuurder
  • Edwin Huyghebaert, Gedelegeerd bestuurder
  • Casper Meijer, Bestuurder
  • Jeroen Visser, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Casper Meijer",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jeroen Visser",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "Blokker Holding B.V.",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "Michael Witteveen",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "Edwin Huyghebaert",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0435.132.201",
    "name_full": "Piocheur"
  }
}
2017
17-03-2017 2 directors appointed Director changes
  • A. Blokker, Bestuurder
  • Jeroen Visser, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "A. Blokker",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "Jeroen Visser",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0435.132.201",
    "name_full": "Piocheur"
  }
}
2016
10-11-2016 2 directors appointed, 1 resigning Director changes
  • KPMG Bedrijfsrevisoren Burg. CVBA, Commissaris
  • Raf Cox, Commissaris (vaste vertegenwoordiger)
  • BDO Bedrijfsrevisoren Burg. Venn. CVBA, Commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "BDO Bedrijfsrevisoren Burg. Venn. CVBA",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "KPMG Bedrijfsrevisoren Burg. CVBA",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "commissaris (vaste vertegenwoordiger)",
      "person": {
        "rrn": null,
        "name": "Raf Cox",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0435.132.201",
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20-05-2016 1 director appointed, 1 resigning Director changes
  • C.T.H. Meijer, Bestuurder gedelegeerd bestuurder
  • L.M. de Kool, Bestuurder gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
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    {
      "kind": "director_out",
      "role": "bestuurder gedelegeerd-bestuurder",
      "person": {
        "rrn": null,
        "name": "L.M. de Kool",
        "address": null,
        "birth_date": null
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    },
    {
      "kind": "director_in",
      "role": "bestuurder gedelegeerd-bestuurder",
      "person": {
        "rrn": null,
        "name": "C.T.H. Meijer",
        "address": null,
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      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
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  }
}
2015
30-11-2015 3 directors appointed, 2 resigning Director changes
  • L.M. de Kool, Bestuurder
  • J.W. Visser, Gedelegeerd bestuurder
  • Hennie Herrijgers, Commissaris
  • R.E. Palmer, Bestuurder
  • R.E. Palmer, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "R.E. Palmer",
        "address": null,
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    },
    {
      "kind": "director_out",
      "role": "gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "R.E. Palmer",
        "address": null,
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    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "L.M. de Kool",
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    },
    {
      "kind": "director_in",
      "role": "gedelegeerd bestuurder",
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        "rrn": null,
        "name": "J.W. Visser",
        "address": null,
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    },
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Hennie Herrijgers",
        "address": null,
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  "subject_company": {
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  }
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Activiteiten van hoofdkantoren70100Activiteiten van hoofdkantoren70100Coördinatiecentra74152Overige niet-gespecialiseerde detailhandel47120Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen niet overheersen (verkoopoppervlakte. = 2500 m²)47192Grootwarenhuizen (verkoop van overwegend niet-voedingsmiddelen met verkoopsopp.vanaf 2.500 m2)52121
Primary activity highlighted.
Names & trade names
Legal nameNL PIOCHEUR
Registered office
Antwerpsestraat 36
2500 Lier, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative