IMMO OP DE BEECK
ActiveSummary
IMMO OP DE BEECK has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99,426 and a net result of €4,400. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 13617 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+6
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity short (current ratio 0.38 against 0.06 in 2024; short-term debt: 7.9% and cash: 1.1% of total assets), and 7.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.1%
Return on assets
4.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
133 d early
2024
49 d early
2023
9 d early
2022
26 d early
2021
38 d early
2020
4 d early
2019
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#5 oldest company in Lille, Accommodation and food service sector#10 company by equity in Lille, Accommodation and food service sector
Equity
€99,426▲ 4.6%
2024 · €95,026
Total assets
€107,911▼ 2.2%
2024 · €110,340
Net result
€4,400
2024 · -€316
Working capital
-€5,277▲ 63.2%
2024 · -€14,349
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€10,705▲ 19.7%€10,755▲ 0.5%€7,193▼ 33.1%€2▼ 100.0%€5,927▲ 392,403%
Net result€7,254within the sector's middle half▲ 11.2%€7,477within the sector's middle half▲ 3.1%€4,184within the sector's middle half▼ 44.0%-€316within the sector's middle half€4,400within the sector's middle half
Equity€83,681above the sector's middle half▲ 9.5%€91,158above the sector's middle half▲ 8.9%€95,342above the sector's middle half▲ 4.6%€95,026above the sector's middle half▼ 0.3%€99,426above the sector's middle half▲ 4.6%
Total assets€127,618within the sector's middle half▼ 2.4%€122,983within the sector's middle half▼ 3.6%€115,197within the sector's middle half▼ 6.3%€110,340within the sector's middle half▼ 4.2%€107,911within the sector's middle half▼ 2.2%
Debt€43,937▼ 19.1%€31,826▼ 27.6%€19,855▼ 37.6%€15,314▼ 22.9%€8,486▼ 44.6%
Working capital-€16,916within the sector's middle half▲ 4.6%-€14,638within the sector's middle half▲ 13.5%-€15,108within the sector's middle half▼ 3.2%-€14,349within the sector's middle half▲ 5.0%-€5,277within the sector's middle half▲ 63.2%
Solvency65.6%above the sector's middle half▲ 7.1pp74.1%above the sector's middle half▲ 8.6pp82.8%above the sector's middle half▲ 8.6pp86.1%above the sector's middle half▲ 3.4pp92.1%above the sector's middle half▲ 6.0pp
Current ratio0.21below the sector's middle half▲ 0.080.30below the sector's middle half▲ 0.090.24below the sector's middle half▼ 0.060.06below the sector's middle half▼ 0.180.38below the sector's middle half▲ 0.32
Return on assets (ROA)5.7%within the sector's middle half▲ 0.7pp6.1%within the sector's middle half▲ 0.4pp3.6%within the sector's middle half▼ 2.4pp-0.3%within the sector's middle half▼ 3.9pp4.1%within the sector's middle half▲ 4.4pp
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 392,403% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107,911
Fixed assets
€104,703 ▼ 4.3%
Current assets
€3,209 ▲ 233%
Equity and liabilities €107,911
Equity
€99,426 ▲ 4.6%
Debt
€8,486 ▼ 44.6%
Debt's share of the balance-sheet total falls from 13.9% to 7.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10,599▲
2024 · €4,912
Cash flow
€9,072▲
2024 · €4,594
Debt to equity
0.09▼
2024 · 0.16
ROE
4.4%▲
2024 · -0.3%
Interest coverage
251.64▲
2024 · 15.38
Debt ≤ 1 year
€8,486▼
2024 · €15,314
Income taxes
€1,487▲
2024 · €1
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,039 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,039 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,373 | €6,428 | €6,227 | €4,910 | €4,672 | ▼ 4.8% |
| Other operating charges640/8 | €3,605 | €3,741 | €4,248 | €4,007 | €3,829 | ▼ 4.4% |
| Gross operating margin9900 | €20,682 | €20,923 | €17,668 | €8,919 | €14,428 | ▲ 61.8% |
| Operating profit (loss)9901 | €10,705 | €10,755 | €7,193 | €2 | €5,927 | ▲ 392,403% |
| Financial income75/76B | €83 | - | €9 | €2 | €2 | ▼ 19.9% |
| Recurring financial income75 | €83 | - | €9 | €2 | €2 | ▼ 19.9% |
| Financial charges65/66B | €894 | €679 | €923 | €319 | €42 | ▼ 86.8% |
| Recurring financial charges65 | €894 | €679 | €923 | €319 | €42 | ▼ 86.8% |
| Profit (loss) for the period before taxes9903 | €9,894 | €10,076 | €6,278 | -€315 | €5,887 | ▲ 1,967% |
| Income taxes67/77 | €2,641 | €2,599 | €2,094 | €1 | €1,487 | ▲ 200,820% |
| Profit (loss) for the period9904 | €7,254 | €7,477 | €4,184 | -€316 | €4,400 | ▲ 1,492% |
| Profit (loss) for the period to be appropriated9905 | €7,254 | €7,477 | €4,184 | -€316 | €4,400 | ▲ 1,492% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €127,618 | €122,983 | €115,197 | €110,340 | €107,911 | ▼ 2.2% |
| Fixed assets21/28 | €123,106 | €116,678 | €110,451 | €109,375 | €104,703 | ▼ 4.3% |
| Tangible fixed assets22/27 | €123,106 | €116,678 | €110,451 | €109,375 | €104,703 | ▼ 4.3% |
| Land and buildings22 | €123,106 | €116,678 | €110,451 | €109,375 | €104,703 | ▼ 4.3% |
| Current assets29/58 | €4,512 | €6,306 | €4,747 | €965 | €3,209 | ▲ 233% |
| Current investments50/53 | €110 | €4,010 | €619 | €21 | €2,022 | ▲ 9,753% |
| Cash at bank and in hand54/58 | €3,615 | €1,443 | €4,009 | €944 | €1,187 | ▲ 25.7% |
| Deferred charges and accrued income490/1 | €787 | €852 | €119 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €127,618 | €122,983 | €115,197 | €110,340 | €107,911 | ▼ 2.2% |
| Equity10/15 | €83,681 | €91,158 | €95,342 | €95,026 | €99,426 | ▲ 4.6% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €65,081 | €72,558 | €76,742 | €76,426 | €80,826 | ▲ 5.8% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €63,221 | €70,698 | €76,742 | €76,426 | €80,826 | ▲ 5.8% |
| Amounts payable17/49 | €43,937 | €31,826 | €19,855 | €15,314 | €8,486 | ▼ 44.6% |
| Amounts payable after more than one year17 | €22,508 | €10,882 | - | - | - | - |
| Financial debts170/4 | €22,508 | €10,882 | - | - | - | - |
| Amounts payable within one year42/48 | €21,428 | €20,944 | €19,855 | €15,314 | €8,486 | ▼ 44.6% |
| Current portion of amounts payable after more than one year42 | €11,376 | €11,626 | €11,048 | - | - | - |
| Trade debts44 | €51 | - | €36 | €236 | €921 | ▲ 290% |
| Suppliers440/4 | €51 | - | €36 | €236 | €921 | ▲ 290% |
| Taxes, remuneration and social security45 | €3,923 | €3,239 | €2,693 | - | €1,486 | - |
| Taxes450/3 | €3,923 | €3,239 | €2,693 | - | €1,486 | - |
| Other amounts payable47/48 | €6,078 | €6,078 | €6,078 | €15,078 | €6,078 | ▼ 59.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,254 | €7,477 | €4,184 | -€316 | €4,400 | ▲ 1,492% |
| + Depreciation and write-downs630 | €6,373 | €6,428 | €6,227 | €4,910 | €4,672 | ▼ 4.8% |
| Operating cash flow (approximation) | €13,626 | €13,904 | €10,412 | €4,594 | €9,072 | ▲ 97.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€3,835 | €0 | ▲ 100% |
| Change in cash | - | -€2,172 | €2,566 | -€3,065 | €242 | ▲ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
State Gazette act
Purpose · Statutes amendment · MiscellaneousName change · Purpose change · Shareholding3 facts ▸
State Gazette act
Purpose · Statutes amendment · Miscellaneous
Name change · Purpose change · Shareholding3 facts ▸
- Name change, Pinacoteca
- Purpose change
- Shareholding, neerlegging in het vennootschapsdossier, artikel 2:8,§4 van het Wetboek van vennootschappen en verenigingen
24-03
State Gazette act
Resignation: Van Weereld Eddy (director)Appointment: Nientedeve BV (director) · Permanent representative: De Bie Sarah · Director discharge5 facts ▸
State Gazette act
Resignation: Van Weereld Eddy (director)
Appointment: Nientedeve BV (director) · Permanent representative: De Bie Sarah · Director discharge5 facts ▸
- General meeting, 04/03/2026
- Director resignation, Van Weereld Eddy (director)
- Director discharge, Van Weereld Eddy
- Director appointment, Nientedeve BV (director)
- Permanent representative, De Bie Sarah
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €4,400
Net result €4,400 after one loss-making year.
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€316
Net result drops to -€316, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €7,477 ▲3.1%
Operating result €10,755, net result €7,477, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 2 have been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
1 director, last change in 2026
Board 1
Nientedeve
CurrentDirector · since 24-03-2026 · Private limited company · perm. rep.: De Bie Sarah
Permanent representatives 1
De Bie Sarah
CurrentPermanent representative · since 24-03-2026 · for Nientedeve
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 1993
Ground area
2,150 m²
Building footprint
257 m²
Volume, LiDAR
2,255 m³
Parcel 13019E0529/00K002, Flanders · tallest building 33.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMO OP DE BEECK BVBA
since 19932.062.798.337
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13019E0529/00K002 | Flanders | 2,150 m² | 1 · 256 m² | 33.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Nientedeve |
|
| Van Weereld Eddy |
|
Articles of association
Other statement
Bestemming van de winst – reserves, mogelijkheid tot uitkering van een interimdividend toegevoegd
Structure & network
Connections & network
1 current directorThe group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
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Of 20,509 companies in sector 56111 we hold annual accounts for 11,464. 9,584 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-05-1993
Fiscal year end31-12
Legal name NL
Pinacoteca
Activities, NACEBEL 2025
56111Full-service restaurants
47559Retail sale of other household articles
55209Other holiday and short-stay accommodation
68201Renting and operating of own or leased residential real estate, excluding social housing
73110Advertising agencies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0450153739
Also
9925:BE0450153739
Registered
08-06-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.