Pilobe
ActivePilobe is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €58k and a net result of €46k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 7971 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 7971 sector peers (2025).
NBB · sector comparisonPosition among 7971 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
47 d early
2021
9 d early
2020
15 d early
2019
66 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▼ 48.4%
2024 · €111k
2018: €50k
2019: €27k
2020: €38k
2021: €83k
2022: €176k
2023: €134k
2024: €111k
2018 → 2025
Net result
€46k▼ 12.5%
2024 · €53k
2018: €-264
2019: €-23k
2020: €11k
2021: €220k
2022: €93k
2023: €58k
2024: €53k
2018 → 2025
Total assets
€535k▲ 15.1%
2024 · €465k
2018: €329k
2019: €261k
2020: €420k
2021: €451k
2022: €345k
2023: €461k
2024: €465k
2018 → 2025
Solvency
10.7%▼ 13.2pp
2024 · 24.0%
2018: 15.1%
2019: 10.4%
2020: 9.1%
2021: 18.4%
2022: 51.0%
2023: 29.0%
2024: 24.0%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€83k-€176k▲ 112%€134k▼ 24.1%€111k▼ 16.7%€58k▼ 48.4%
Operating result€271k-€115k▼ 57.4%€74k▼ 35.8%€70k▼ 5.8%€60k▼ 13.3%
Net result€220k-€93k▼ 57.7%€58k▼ 38.2%€53k▼ 8.6%€46k▼ 12.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 13% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €535k
Fixed assets
€398k▼ 1.5%
Current assets
€138k▲ 125%
Equity and liabilities €535k
Equity
€58k▼ 48.4%
Debt
€478k▲ 35.2%
The debt ratio rises from 76.0% to 89.3%: debt grows while equity shrinks.
Key figures and ratios
Solvency
10.7%▼
2024 · 24.0%
ROE
80.0%▲
2024 · 47.2%
ROA
8.6%▼
2024 · 11.3%
Debt
€478k▲
2024 · €353k
Debt ≤ 1 year
€477k▲
2024 · €320k
Debt > 1 year
€0▼
2024 · €33k
Income taxes
€13k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€465k€535k▲
Fixed assets21/28€404k€398k▼
Tangible fixed assets22/27€404k€398k▼
Land and buildings22€393k€388k▼
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€9k€7k▼
Current assets29/58€61k€138k▲
Stocks and contracts in progress3€2k€1k▼
Stocks30/36€2k€1k▼
Amounts receivable within one year40/41€33k€28k▼
Trade receivables40€23k€26k▲
Other amounts receivable41€11k€2k▼
Current investments50/53-€100k
Cash at bank and in hand54/58€25k€7k▼
Deferred charges and accrued income490/1€819€2k▲
Equity and liabilities
Total equity and liabilities10/49€465k€535k▲
Equity10/15€111k€58k▼
Contributions10/11€50k€50k=
Profit (loss) carried forward14€61k€8k▼
Amounts payable17/49€353k€478k▲
Amounts payable after more than one year17€33k€0▼
Financial debts170/4€33k€0▼
Amounts payable within one year42/48€320k€477k▲
Current portion of amounts payable after more than one year42€36k€33k▼
Trade debts44€53k€57k▲
Suppliers440/4€53k€57k▲
Taxes, remuneration and social security45€12k€29k▲
Taxes450/3€12k€25k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€218k€358k▲
Accrued charges and deferred income492/3€349€400▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€41k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€4k€0▼
Gross operating margin9900€112k€103k▼
Operating profit (loss)9901€70k€60k▼
Financial income75/76B€1€454▲
Recurring financial income75€1€454▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€67k€59k▼
Income taxes67/77€15k€13k▼
Profit (loss) for the period9904€53k€46k▼
Profit (loss) for the period to be appropriated9905€53k€46k▼
Appropriation of the result
Profit (loss) to be appropriated9906€136k€108k▼
Profit (loss) brought forward from the previous period14P€84k€61k▼
Profit to be distributed694/7€75k€100k▲
Return on contributions (dividend)694€75k€100k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €150kEq €176k ▲112%
3 profitable years in a row build equity to €176k.
21-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €220k ▲1885%
Operating result €271k, net result €220k, both a record.
15-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
24-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity times 5current ratio 2.35
Current ratio from 0.45 to 2.35; short-term debt falls from €72k to €35k.
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koutermanstraat(Z) 298550 ZwevegemGround area
9,542 m²
Building footprint
256 m²
Volume, LiDAR
1,147 m³
2 parcels, Flanders · tallest building 9.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Pilobe
since 20172.266.933.055
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34022E0275/00Z000 | Flanders | 8,431 m² | - | - |
| 34042C0775/00B000 | Flanders | 1,112 m² | 1 · 256 m² | 9.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKortrijk2.266.933.055
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 10,816 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2017
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
46349Wholesale of beverages, general range
47252Retail sale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.