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MIPAT

Active
Private limited companyfounded 20197 yrs activeMeeuwerkiezel 64, 3960 Bree, BelgiumKBO/BCE: BE 0728.959.552

MIPAT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €58k and a net result of €55k. Equity is shrinking by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 7971 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
126 d early
2024
24 d early
2023
33 d early
2022
27 d early
2021
13 d early
2020
25 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€58k▲ 14.4%
2024 · €50k
2020: €67k 2021: €100k 2022: €137k 2023: €111k 2024: €50k
2020 → 2025
Net result
€55k▲ 15.2%
2024 · €48k
2020: €64k 2021: €34k 2022: €36k 2023: €34k 2024: €48k
2020 → 2025
Total assets
€74k▲ 7.2%
2024 · €69k
2020: €95k 2021: €143k 2022: €181k 2023: €129k 2024: €69k
2020 → 2025
Solvency
78.1%▲ 4.9pp
2024 · 73.2%
2020: 70.3% 2021: 70.0% 2022: 75.3% 2023: 85.9% 2024: 73.2%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€100k-€137k▲ 36.0%€111k▼ 18.9%€50k▼ 54.6%€58k▲ 14.4%
Operating result€44k-€47k▲ 6.6%€46k▼ 3.1%€63k▲ 37.4%€72k▲ 14.3%
Net result€34k-€36k▲ 6.6%€34k▼ 5.5%€48k▲ 40.0%€55k▲ 15.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2021: €44k€44kNet result 2021: €34k€34kOperating result 2022: €47k€47kNet result 2022: €36k€36kOperating result 2023: €46k€46kNet result 2023: €34k€34kOperating result 2024: €63k€63kNet result 2024: €48k€48kOperating result 2025: €72k€72kNet result 2025: €55k€55k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets €4k▼ 34.6%
Current assets €70k▲ 11.0%
Equity and liabilities €74k
Equity €58k▲ 14.4%
Debt €16k▼ 12.4%
The debt ratio falls from 26.8% to 21.9%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
78.1%
2024 · 73.2%
ROE
95.7%
2024 · 95.0%
ROA
74.7%
2024 · 69.6%
Debt
€16k
2024 · €18k
Debt ≤ 1 year
€16k
2024 · €18k
Income taxes
€15k
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€69k€74k
Fixed assets21/28€6k€4k
Tangible fixed assets22/27€6k€4k
Plant, machinery and equipment23€4k€3k
Furniture and vehicles24€2k€381
Current assets29/58€63k€70k
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€20k€21k
Trade receivables40€16k€16k
Other amounts receivable41€4k€6k
Cash at bank and in hand54/58€42k€47k
Deferred charges and accrued income490/1€1k€1k
Equity and liabilities
Total equity and liabilities10/49€69k€74k
Equity10/15€50k€58k
Contributions10/11€3k€3k=
Reserves13€48k€55k
Distributable reserves133€48k€55k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€18k€16k
Amounts payable within one year42/48€18k€16k
Trade debts44€4k€2k
Suppliers440/4€4k€2k
Taxes, remuneration and social security45€15k€14k
Taxes450/3€12k€14k
Remuneration and social security454/9€2k€0
Other amounts payable47/48€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k
Other operating charges640/8€1k€2k
Gross operating margin9900€66k€75k
Operating profit (loss)9901€63k€72k
Financial income75/76B€453€252
Recurring financial income75€453€252
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€61k€70k
Income taxes67/77€13k€15k
Profit (loss) for the period9904€48k€55k
Profit (loss) for the period to be appropriated9905€48k€55k
Appropriation of the result
Profit (loss) to be appropriated9906€48k€55k
Transfer from equity791/2€108k€48k
Transfer to equity691/2€48k€55k
To other reserves6921€48k€55k
Profit to be distributed694/7€108k€48k
Return on contributions (dividend)694€108k€48k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €34k ▼47.1%
Net result drops to €34k, the lowest in the series; recovery starts the following year.
31-12
Financial Equity above €100kEq €100k ▲50.9%
2 profitable years in a row build equity to €100k.
06-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Meeuwerkiezel 643960 Bree
Ground area
3,095 m²
Building footprint
181 m²
Volume, LiDAR
1,171 m³
Parcel 72402B0560/00H002, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MIPAT
Meeuwerkiezel 64, 3960 BreeFinancial service activities, except insurance and pension funding
since 20192.291.138.515
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72402B0560/00H002 Flanders 3,095 m² 1 · 181 m² 10.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 10,816 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-06-2019
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.