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EURO CARRO

Active
Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 1991active for 35 yearsRue du Pays-Bas 119, 6061 Charleroi, BelgiumKBO/BCE: BE 0443.746.492
Summary

EURO CARRO has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €341,868 and a net result of €11,387. Equity is growing by about 5.5% per year across the filed financial years. Its solvency ranks better than 34% of 360 sector peers (NACE 23, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Manufacture of other non-metallic mineral products
NACE 23310Cutting, shaping and finishing of stone NACE 23700
1 site
Size
€1.0mturnover 2025
Staff
6.6 FTE
Equity
€341,868
Profit
€11,387
Financial health
69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Structure
Accounts filed 31 days late0 of 4 deeds read
Why 69raises riskSize: turnover €1.0m, 6.6 FTE, total assets €1.0mLatest accounts 31 days late; 3 of the last 3 latelowers riskFounded in 1991Sector: Manufacture of other non-metallic mineral products (NACE 23)Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 39% of its sector peers (NACE 23, micro)
Financial strength · tick = 2024
Average
Solvency 59=
equity 34.0% of total assets
Liquidity 28-1
short-term debt 58.5% · cash 6.4%
Profitability 72-7
return on assets 1.1%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (857 companies, NACE 23, micro)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.8%▼ -0.1 percentage points vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.7%▼ -0.1 percentage points vs 04-2025 06-2025: 0.8%▲ +0.1 percentage points vs 05-2025 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025 08-2025: 1.3%▲ +0.4 percentage points vs 07-2025 09-2025: 1.5%▲ +0.2 percentage points vs 08-2025 10-2025: 1.9%▲ +0.4 percentage points vs 09-2025highest value 11-2025: 0.9%▼ -1.0 percentage point vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 1.0%▲ +0.1 percentage points vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.6%▲ +0.6 percentage points vs 07-2026 09-2026: 0.7%▼ -0.9 percentage points vs 08-2026lowest value 10-2026: 0.7%● unchanged vs 09-2026lowest value
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.98, compared with 0.93 in 2024, below 1; short-term debt: 58.5% and cash: 6.4% of total assets), and 66% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 23, micro): better than 36% on solvency, 18% on liquidity, 51% on profitability and 53% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: turnover €1.0m, 6.6 FTE, total assets €1.0m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Latest accounts 31 days late; 3 of the last 3 late
NBB · filings
lowers risk · Founded in 1991
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Sector: Manufacture of other non-metallic mineral products (NACE 23)
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
61 days late
2023
55 days late
2022
60 days late
2021
29 days late
2020
8 days early
2019
66 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 42 days after the deadline; the sector median (NACE 23) for financial year 2024 is 10 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
17-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Annual accounts filedfinancial year 2023 · full…

Key points

  • Caution: Among the weakest 17% on equitysector median €2.2m · 360 companies €341,868 View
  • Positive: 8 profitable years in a rowprofit 2025: €11,387 8 years View
  • Active since 1991founded 04-04-1991 35 years View

By topic

Financials

Financial year
2025
Turnover
€1.0m
Profit
€11,387
Solvency
34.0%
Turnover▲ 2.4%
Net result
20182025
Go to Financials

Timeline

Events
25
Since
1999
Next accounts
by 31-07-2027
  1. 29-09-2023Annual accounts filed
  2. 29-08-2022Annual accounts filed
  3. 23-07-2021Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Coöperatieve vennootschap met beperkte aansprakelijkheid
Activity
Manufacture of other non-metallic mineral productsNACE 23310
Founded
04-04-1991
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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