PIERLIS
ActivePIERLIS has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €2k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 46% of 13882 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability14▼-75
Solvency27▼-4
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.06 in 2024), and 74.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.5%
Return on assets
0.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
29 d late
2023
8 d late
2022
27 d late
2021
59 d late
2020
31 d late
2019
55 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▲ 3.0%
2024 · €63k
2018: €13k
2019: €23k
2020: €34k
2021: €46k
2022: €54k
2023: €52k
2024: €63k
2018 → 2025
Total assets
€256k▲ 9.9%
2024 · €233k
2018: €292k
2019: €279k
2020: €278k
2021: €267k
2022: €253k
2023: €243k
2024: €233k
2018 → 2025
Net result
€2k▼ 83.5%
2024 · €11k
2018: €2k
2019: €10k
2020: €11k
2021: €11k
2022: €8k
2023: €-2k
2024: €11k
2018 → 2025
Working capital
€-153k▼ 33.4%
2024 · €-115k
2018: €-109k
2019: €-102k
2020: €-107k
2021: €-101k
2022: €-101k
2023: €-109k
2024: €-115k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€54k▲ 18.5%€52k▼ 4.2%€63k▲ 21.8%€65k▲ 3.0%
Operating result€24k-€18k▼ 22.7%€3k▼ 81.2%€21k▲ 517%€6k▼ 70.2%
Net result€11k-€8k▼ 26.1%€-2k€11k€2k▼ 83.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 70% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €256k
Fixed assets
€246k▲ 9.1%
Current assets
€10k▲ 31.5%
Equity and liabilities €256k
Equity
€65k▲ 3.0%
Debt
€191k▲ 12.5%
The debt ratio rises from 72.8% to 74.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€23k▼
2024 · €36k
Cash flow
€18k▼
2024 · €27k
Solvency
25.5%▼
2024 · 27.2%
Current ratio
0.06▼
2024 · 0.06
Quick ratio
0.06▼
2024 · 0.06
Debt / equity
2.93▲
2024 · 2.68
ROE
2.9%▼
2024 · 17.9%
ROA
0.7%▼
2024 · 4.9%
Interest coverage
6.52▼
2024 · 7.91
Debt
€191k▲
2024 · €170k
Debt ≤ 1 year
€164k▲
2024 · €123k
Debt > 1 year
€27k▼
2024 · €47k
Income taxes
€966▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€233k€256k▲
Fixed assets21/28€225k€246k▲
Tangible fixed assets22/27€225k€246k▲
Land and buildings22€225k€246k▲
Financial fixed assets28€250€250=
Current assets29/58€8k€10k▲
Amounts receivable within one year40/41€5k€10k▲
Other amounts receivable41€5k€10k▲
Cash at bank and in hand54/58€2k-
Deferred charges and accrued income490/1€752€246▼
Equity and liabilities
Total equity and liabilities10/49€233k€256k▲
Equity10/15€63k€65k▲
Contributions10/11€6k€6k=
Reserves13€57k€59k▲
Distributable reserves133€57k€59k▲
Amounts payable17/49€170k€191k▲
Amounts payable after more than one year17€47k€27k▼
Financial debts170/4€47k€27k▼
Amounts payable within one year42/48€123k€164k▲
Current portion of amounts payable after more than one year42€24k€23k▼
Financial debts43-€5k
Credit institutions430/8-€5k
Trade debts44€6k€6k▼
Suppliers440/4€6k€6k▼
Taxes, remuneration and social security45-€115
Taxes450/3-€115
Other amounts payable47/48€93k€130k▲
Accrued charges and deferred income492/3€400€400▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€6k€5k▼
Gross operating margin9900€42k€28k▼
Operating profit (loss)9901€21k€6k▼
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€17k€3k▼
Income taxes67/77€5k€966▼
Profit (loss) for the period9904€11k€2k▼
Profit (loss) for the period to be appropriated9905€11k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€2k▼
Transfer to equity691/2€11k€2k▼
To other reserves6921€11k€2k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-12
Financial
Weakest financial yearnet €-2k ▼127%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
31-12
Financial
Highest result since 2018net €11k ▲1.7%
Net result €11k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
07-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 129 days late
13-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 409 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
CARPENTIER Frédéric
CurrentAdministrateur non statutaire · since 19-12-2023
19-12-2023
Appointed as Administrateur non statutaire
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de Ramecroix 24800 VerviersGround area
2,578 m²
Building footprint
169 m²
Volume, LiDAR
1,343 m³
Parcel 63576A0242/00B000, Wallonia · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Chemin de Ramecroix 2, 4800 Verviers
since 19942.131.122.068
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63576A0242/00B000 | Wallonia | 2,578 m² | 1 · 169 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMOBILIERE LA REGENCE
BE 0526.935.771
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IGOMO
BE 0880.257.281
Maaseik · Eq €65k
CROIN IMMO
BE 0713.435.592
Gerpinnes · Eq €65k
DICAN
BE 0550.657.122
Liège · Eq €65k
NEW DACCA
BE 0459.511.071
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Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 3,657 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-1994
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.