Schoonmaak De Zon is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €43k and a net result of €31k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 39% of 5523 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
14 d late
2023
30 d late
2022
30 d late
2021
18 d early
2020
38 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€43k▲ 250%
2024 · €12k
2018: €14k
2019: €16k
2020: €83k
2021: €74k
2022: €45k
2023: €-12k
2024: €12k
2018 → 2025
Net result
€31k▲ 25.7%
2024 · €24k
2018: €4k
2019: €2k
2020: €67k
2021: €-9k
2022: €-29k
2023: €-57k
2024: €24k
2018 → 2025
Total assets
€109k▲ 8.7%
2024 · €100k
2018: €34k
2019: €80k
2020: €187k
2021: €109k
2022: €173k
2023: €159k
2024: €100k
2018 → 2025
Solvency
39.6%▲ 27.3pp
2024 · 12.3%
2018: 41.6%
2019: 19.8%
2020: 44.4%
2021: 67.8%
2022: 26.0%
2023: -7.7%
2024: 12.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€45k▼ 39.4%€-12k€12k€43k▲ 250%
Operating result€-10k-€-30k▼ 189%€-58k▼ 95.6%€28k€34k▲ 20.8%
Net result€-9k-€-29k▼ 226%€-57k▼ 95.8%€24k€31k▲ 25.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 21% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109k
Fixed assets
€11k▼ 40.5%
Current assets
€97k▲ 20.3%
Equity and liabilities €109k
Equity
€43k▲ 250%
Debt
€66k▼ 25.2%
The debt ratio falls from 87.7% to 60.4%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
39.6%▲
2024 · 12.3%
ROE
71.5%▼
2024 · 199.2%
ROA
28.3%▲
2024 · 24.5%
Debt
€66k▼
2024 · €88k
Debt ≤ 1 year
€66k▼
2024 · €88k
Income taxes
€73▼
2024 · €166
Staff costs
€140k▼
2024 · €177k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€100k€109k▲
Fixed assets21/28€19k€11k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€16k€9k▼
Plant, machinery and equipment23€14k€8k▼
Furniture and vehicles24€2k€988▼
Financial fixed assets28€325€325=
Current assets29/58€81k€97k▲
Amounts receivable within one year40/41€79k€95k▲
Trade receivables40€28k€31k▲
Other amounts receivable41€50k€65k▲
Cash at bank and in hand54/58€1k€2k▲
Deferred charges and accrued income490/1€1k€416▼
Equity and liabilities
Total equity and liabilities10/49€100k€109k▲
Equity10/15€12k€43k▲
Contributions10/11€19k€19k=
Reserves13€13k€24k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€156€156=
Distributable reserves133€11k€22k▲
Profit (loss) carried forward14€-20k€0▲
Amounts payable17/49€88k€66k▼
Amounts payable within one year42/48€88k€66k▼
Trade debts44€34k€31k▼
Suppliers440/4€34k€31k▼
Taxes, remuneration and social security45€32k€26k▼
Taxes450/3€6k€1k▼
Remuneration and social security454/9€26k€25k▼
Other amounts payable47/48€22k€8k▼
Accrued charges and deferred income492/3-€106
Income statement
Code20242025
Remuneration, social security and pensions62€177k€140k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€940€394▼
Other operating charges640/8€5k€1k▼
Gross operating margin9900€220k€183k▼
Operating profit (loss)9901€28k€34k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€25k€31k▲
Income taxes67/77€166€73▼
Profit (loss) for the period9904€24k€31k▲
Profit (loss) for the period to be appropriated9905€24k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€11k▲
Profit (loss) brought forward from the previous period14P€-44k€-20k▲
Transfer to equity691/2-€11k
To other reserves6921-€11k
Social balance
Average headcount (FTE)90873.82.7▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 12 days late
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 14 days late
2024
31-12
Financial
Back to profitnet €24k
Net result €24k after 3 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-57k
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
07-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 38 days late
2020
31-12
Financial
Highest result since 2018net €67k ▲4064%
Operating result €74k, net result €67k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Peter Benoitlaan 39800 DeinzeGround area
552 m²
Building footprint
171 m²
Volume, LiDAR
1,123 m³
Parcel 44011A0895/00G004, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Schoonmaak De Zon
since 20032.133.649.612
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44011A0895/00G004 | Flanders | 552 m² | 1 · 171 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 9,953 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-2003
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.