PIANELLO

Active

Private limited companyfounded 20233 yrs activeVijfwindgatenstraat 21, 9000 Gent, BelgiumKBO/BCE: BE 0797.443.730

PIANELLO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €605. Its solvency ranks better than 12% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

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Checked score

Score 2025

52 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability70=

Solvency31=

Growth78

Track record94

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 17046 sector peers (2025).

NBB · sector comparison

Position among 17046 sector peers

Solvency

better than 12%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

on the day

2024

2 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

23-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€3k▲ 21.7%

2024 · €3k

2024: €3k

2024 → 2025

Total assets

€57k▲ 21.4%

2024 · €47k

2024: €47k

2024 → 2025

Net result

€605▲ 56.0%

2024 · €388

2024: €388

2024 → 2025

Working capital

€-2k▲ 33.5%

2024 · €-3k

2024: €-3k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€3k-€3k▲ 21.7%

Operating result€457-€697▲ 52.4%

Net result€388-€605▲ 56.0%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 52% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €57k

90.9%

Fixed assets €5k▼ 5.4%

Current assets €52k▲ 24.9%

Equity and liabilities €57k

94.1%

Equity €3k▲ 21.7%

Debt €54k▲ 21.4%

The debt ratio stays at 94.1%.

Key figures and ratios

2025 value · change against 2024

EBITDA

€4k▲

2024 · €3k

Cash flow

€4k▲

2024 · €3k

Solvency

5.9%▲

2024 · 5.9%

Current ratio

0.97▲

2024 · 0.94

Quick ratio

0.97▲

2024 · 0.94

Debt / equity

15.81▼

2024 · 15.85

ROE

17.8%▲

2024 · 13.9%

ROA

1.1%▲

2024 · 0.8%

Interest coverage

44.76▼

2024 · 45.58

Debt

€54k▲

2024 · €44k

Debt ≤ 1 year

€54k▲

2024 · €44k

Income taxes

€10▲

2024 · €2

Staff costs

€11k▼

2024 · €88k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€47k€57k▲

Fixed assets21/28€5k€5k▼

Tangible fixed assets22/27€5k€5k▼

Furniture and vehicles24€5k€5k▼

Current assets29/58€42k€52k▲

Amounts receivable within one year40/41€9k€7k▼

Trade receivables40€9k€6k▼

Other amounts receivable41€70€567▲

Cash at bank and in hand54/58€10k€5k▼

Deferred charges and accrued income490/1€22k€40k▲

Equity and liabilities

Total equity and liabilities10/49€47k€57k▲

Equity10/15€3k€3k▲

Contributions10/11€2k€2k=

Reserves13€388€992▲

Distributable reserves133€388€992▲

Amounts payable17/49€44k€54k▲

Amounts payable within one year42/48€44k€54k▲

Financial debts43€247-

Credit institutions430/8€247-

Trade debts44€2k€544▼

Suppliers440/4€2k€544▼

Taxes, remuneration and social security45€10k-

Taxes450/3€2k-

Remuneration and social security454/9€8k-

Other amounts payable47/48€32k€53k▲

Income statement Code20242025

Remuneration, social security and pensions62€88k€11k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲

Other operating charges640/8€393€387▼

Gross operating margin9900€92k€15k▼

Operating profit (loss)9901€457€697▲

Financial income75/76B€7-

Recurring financial income75€7-

Financial charges65/66B€74€82▲

Recurring financial charges65€74€82▲

Profit (loss) for the period before taxes9903€390€615▲

Income taxes67/77€2€10▲

Profit (loss) for the period9904€388€605▲

Profit (loss) for the period to be appropriated9905€388€605▲

Appropriation of the result

Profit (loss) to be appropriated9906€388€605▲

Transfer to equity691/2€388€605▲

To other reserves6921€388€605▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 30-04-2027

2026

30-04

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

28-04

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Gent · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Vijfwindgatenstraat 219000 Gent

Ground area

494 m²

Building footprint

494 m²

Volume, LiDAR

7,335 m³

Parcel 44804D2614/52B000, Flanders · tallest building 18.1 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

PIANELLO

Vijfwindgatenstraat 21, 9000 GentManufacture of wearing apparel

since 20232.340.552.689

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44804D2614/52B000	Flanders	494 m²	1 · 494 m²	18.1 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

1 connected company

Network connections

RKD ARCHITECTS

Shared address

→

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 81 EUR awarded · 81 EUR paid

Year	Entries	awarded	paid
2025	1	81 EUR	81 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 81 EUR · 81 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 4,648 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded20-01-2023

Fiscal year end30-09

Activities, NACEBEL

62010Computer programming, consultancy and related activities

62020IT consultancy

62100Computer programming

62200Computer consultancy and computer facilities management

70200Business and other management consultancy

47715Retail trade

74103Other professional, scientific and technical activities

74120Graphic design and visual communication

74201Photography, excluding press photography

82990Other business support services

85599Other education

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.