CRAFTED SIGNALS

Active

Private limited companyfounded 20233 yrs activeAndennestraat 81, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0798.582.489

Summary

CRAFTED SIGNALS has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €49k and a net result of €5k. Its solvency ranks better than 74% of 20782 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

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Checked score

Score 2024

82 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability73▼-27

Solvency100▲+3

Growth52

Track record94

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €4k at 30 days acceptable

Liquidity ample (current ratio 4.48 against 3.19 in 2023; short-term debt: 19.2% and cash: 47.2% of total assets), and 19.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

80.8%

Return on assets

7.6%

Age of the figures

21 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

29 d late

2023

29 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€49k▲ 10.3%

2023 · €45k

2023: €45k

2023 → 2024

Total assets

€61k▼ 2.3%

2023 · €63k

2023: €63k

2023 → 2024

Net result

€5k▼ 88.4%

2023 · €40k

2023: €40k

2023 → 2024

Working capital

€41k▲ 5.0%

2023 · €39k

2023: €39k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€45k-€49k▲ 10.3%

Operating result€56k-€9k▼ 83.3%

Net result€40k-€5k▼ 88.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 83% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €61k

13.8%

86.2%

Fixed assets €8k ▲ 68.6%

Current assets €53k ▼ 7.3%

Equity and liabilities €61k

80.8%

19.2%

Equity €49k ▲ 10.3%

Debt €12k ▼ 34.0%

Debt's share of the balance-sheet total falls from 28.5% to 19.2%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€13k▼

2023 · €60k

Cash flow

€8k▼

2023 · €44k

Current ratio

4.48▲

2023 · 3.19

Debt to equity

0.24▼

2023 · 0.40

ROE

9.4%▼

2023 · 88.6%

ROA

7.6%▼

2023 · 63.4%

Interest coverage

5.34▼

2023 · 658.67

Debt ≤ 1 year

€12k▼

2023 · €18k

Income taxes

€2k▼

2023 · €16k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines

Balance sheet Code20232024

Assets

Total assets20/58€63k€61k▼

Formation expenses20€761€0▼

Fixed assets21/28€5k€8k▲

Tangible fixed assets22/27€5k€8k▲

Plant, machinery and equipment23-€4k

Furniture and vehicles24€5k€4k▼

Current assets29/58€57k€53k▼

Amounts receivable within one year40/41€13k€23k▲

Trade receivables40€13k€15k▲

Other amounts receivable41-€8k

Cash at bank and in hand54/58€43k€29k▼

Deferred charges and accrued income490/1€411€942▲

Equity and liabilities

Total equity and liabilities10/49€63k€61k▼

Equity10/15€45k€49k▲

Contributions10/11€5k€5k=

Reserves13€40k€40k=

Distributable reserves133€40k€40k=

Profit (loss) carried forward14-€5k

Amounts payable17/49€18k€12k▼

Amounts payable within one year42/48€18k€12k▼

Trade debts44€563€457▼

Suppliers440/4€563€457▼

Taxes, remuneration and social security45€17k€11k▼

Taxes450/3€17k€11k▼

Remuneration and social security454/9€160€128▼

Other amounts payable47/48€136€398▲

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼

Other operating charges640/8€208€2k▲

Gross operating margin9900€60k€14k▼

Operating profit (loss)9901€56k€9k▼

Financial income75/76B€0€58▲

Recurring financial income75€0€58▲

Financial charges65/66B€91€2k▲

Recurring financial charges65€91€2k▲

Profit (loss) for the period before taxes9903€55k€7k▼

Income taxes67/77€16k€2k▼

Profit (loss) for the period9904€40k€5k▼

Profit (loss) for the period to be appropriated9905€40k€5k▼

Appropriation of the result

Profit (loss) to be appropriated9906€40k€5k▼

Transfer to equity691/2€40k€0▼

To other reserves6921€40k€0▼

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

2025

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

2024

29-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 29 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Andennestraat 811060 Sint-Gillis (bij-Brussel)

Ground area

227 m²

Building footprint

169 m²

Volume, LiDAR

1,684 m³

Parcel 21562A0122/00R013, Brussels · tallest building 18.8 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

CRAFTED SIGNALS

Andennestraat 81, 1060 Sint-Gillis (bij-Brussel)Retail trade

since 20232.341.956.419

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21562A0122/00R013	Brussels	227 m²	1 · 169 m²	18.8 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Boutersem · Eq €49,489

Wevelgem · Eq €49,461

BWEB3

BE 0801.420.928

Andenne · Eq €49,459

Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,343 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded17-02-2023

Fiscal year end31-12

Activities, NACEBEL 2025

62200Computer consultancy and computer facilities management

43350Other building finishing work

47120Other non-specialised retail sale

47400Retail sale of information and communication equipment

55203Holiday cottages, homes and apartments

58290Other software publishing

62100Computer programming

63100Computing infrastructure, data processing, hosting and related activities

63910Web portal activities

66300Activities auxiliary to financial services and insurance activities

68110Buying and selling of own real estate

68201Renting and operating of own or leased residential real estate, excluding social housing

68203Renting and operating of own or leased non-residential real estate, excluding land

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.