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PI-ONÉ

Active
Private limited companyfounded 201313 yrs activeOosterzelesteenweg 9, 9230 Wetteren, BelgiumKBO/BCE: BE 0535.845.321

PI-ONÉ has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111k and a net result of €-21k. Equity is shrinking by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 18% of 7921 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
15 / 100
Critical▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency12▼-1
Growth32=
Stability100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.72 against 0.69 in 2024), and 88.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
11.2%
Return on assets
-2.2%
Age of the figures
14 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€21k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 7921 sector peers (2025).
NBB · sector comparison
Position among 7921 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 d early
2024
15 d early
2023
on the day
2022
40 d early
2021
4 d early
2020
9 d late
2019
3 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€111k▼ 16.2%
2024 · €132k
2019: €224k 2020: €260k 2021: €251k 2022: €215k 2023: €146k 2024: €132k
2019 → 2025
Total assets
€990k▼ 6.6%
2024 · €1.06M
2019: €1.12M 2020: €981k 2021: €1.30M 2022: €1.22M 2023: €1.28M 2024: €1.06M
2019 → 2025
Net result
€-21k▼ 50.3%
2024 · €-14k
2019: €78k 2020: €36k 2021: €-9k 2022: €-36k 2023: €-68k 2024: €-14k
2019 → 2025
Working capital
€-194k▲ 12.3%
2024 · €-221k
2019: €-41k 2020: €-18k 2021: €-151k 2022: €-155k 2023: €-260k 2024: €-221k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€251k-€215k▼ 14.5%€146k▼ 31.7%€132k▼ 9.7%€111k▼ 16.2%
Operating result€40k-€-2k€-43k▼ 1,986%€18k€6k▼ 64.5%
Net result€-9k-€-36k▼ 294%€-68k▼ 87.0%€-14k▲ 79.1%€-21k▼ 50.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€-50k€0€50kOperating result 2021: €40k€40kNet result 2021: €-9k€-9kOperating result 2022: €-2k€-2kNet result 2022: €-36k€-36kOperating result 2023: €-43k€-43kNet result 2023: €-68k€-68kOperating result 2024: €18k€18kNet result 2024: €-14k€-14kOperating result 2025: €6k€6kNet result 2025: €-21k€-21k20212022202320242025
The operating result falls in 2025; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €990k
Fixed assets €484k▼ 13.9%
Current assets €506k▲ 1.5%
Equity and liabilities €990k
Equity €111k▼ 16.2%
Debt €879k▼ 5.3%
The debt ratio rises from 87.5% to 88.8%: equity shrinks faster than debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€91k
2024 · €114k
Cash flow
€64k
2024 · €81k
Solvency
11.2%
2024 · 12.5%
Current ratio
0.72
2024 · 0.69
Quick ratio
0.36
2024 · 0.34
Debt / equity
7.93
2024 · 7.02
ROE
-19.3%
2024 · -10.8%
ROA
-2.2%
2024 · -1.3%
Interest coverage
2.88
2024 · 3.54
Debt
€879k
2024 · €929k
Debt ≤ 1 year
€700k
2024 · €719k
Debt > 1 year
€180k
2024 · €209k
Income taxes
€571
2024 · €581
Staff costs
€500k
2024 · €479k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.06M€990k
Formation expenses20€0-
Fixed assets21/28€562k€484k
Tangible fixed assets22/27€547k€468k
Land and buildings22€253k€247k
Plant, machinery and equipment23€278k€215k
Furniture and vehicles24€0-
Leasing and similar rights25€14k€4k
Other tangible fixed assets26€2k€2k
Financial fixed assets28€15k€16k
Current assets29/58€499k€506k
Stocks and contracts in progress3€256k€254k
Stocks30/36€256k€254k
Amounts receivable within one year40/41€33k€198
Trade receivables40€10k€198
Other amounts receivable41€24k€0
Cash at bank and in hand54/58€206k€250k
Deferred charges and accrued income490/1€3k€2k
Equity and liabilities
Total equity and liabilities10/49€1.06M€990k
Equity10/15€132k€111k
Contributions10/11€120k€120k=
Reserves13€36k€36k=
Distributable reserves133€36k€36k=
Profit (loss) carried forward14€-24k€-45k
Amounts payable17/49€929k€879k
Amounts payable after more than one year17€209k€180k
Financial debts170/4€209k€180k
Amounts payable within one year42/48€719k€700k
Current portion of amounts payable after more than one year42€59k€30k
Trade debts44€462k€416k
Suppliers440/4€462k€416k
Taxes, remuneration and social security45€159k€213k
Taxes450/3€32k€61k
Remuneration and social security454/9€127k€152k
Other amounts payable47/48€39k€42k
Income statement Code20242025
Non-recurring operating income76A-€9k
Remuneration, social security and pensions62€479k€500k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€96k€85k
Other operating charges640/8€16k€22k
Non-recurring operating charges66A€11k€60k
Gross operating margin9900€619k€674k
Operating profit (loss)9901€18k€6k
Financial income75/76B€443€5k
Recurring financial income75€443€5k
Financial charges65/66B€32k€32k
Recurring financial charges65€32k€32k
Profit (loss) for the period before taxes9903€-14k€-21k
Income taxes67/77€581€571
Profit (loss) for the period9904€-14k€-21k
Profit (loss) for the period to be appropriated9905€-14k€-21k
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-45k
Profit (loss) brought forward from the previous period14P€-9k€-24k
Social balance
Average headcount (FTE)908712.412.4=

The notes to these accounts (28 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
18-12
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
16-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial Weakest financial yearnet €-68k
Net result drops to €-68k, the lowest in the series; recovery starts the following year.
2022
22-12
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
27-01
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-02
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 9 days late
2020
03-02
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 3 days late
2019
24-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 144 days late
2018
19-02
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 19 days late
2017
28-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 1 establishment unit since 2013
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oosterzelesteenweg 99230 Wetteren
Ground area
2,756 m²
Building footprint
1,049 m²
Volume, LiDAR
4,624 m³
Parcel 42025G1032/00E002, Flanders · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PI-ONÉ
Oosterzelesteenweg 9, 9230 WetterenRetail trade
since 20132.222.070.159
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42025G1032/00E002 Flanders 2,756 m² 1 · 1,049 m² 5.8 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Wetteren2.222.070.159
2 permissions
Toelating · Detailhandel · since 20-06-2013
Toelating · Vleeswinkel · since 20-06-2013

Dual-learning approval

3 ended

Similar companies · same sector, comparable size

Of 1,631 companies in sector 46170 we hold annual accounts for 660. 458 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-06-2013
Fiscal year end30-06
Activities, NACEBEL
46170Agents in the wholesale of food, beverages and tobacco
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.