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PHYTOCAP

Active
Private limited companyfounded 2007active for 19 yearsRue des Nolettes(DV) 45, 5100 Namur, BelgiumKBO/BCE: BE 0892.456.616
Summary

PHYTOCAP has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,246 and a net result of €13,540. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 50% of 22,774 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Official details

Source: KBO
Status
Active since 02-10-2007 Normal situation
Activity
Other retail sale of food NACE 47279and 1 other
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2024
Establishment unit
2.318.712.744 5100 Namur, since 07-07-2021
Financial year end
31 December
Peppol
Reachable since 09-10-2025

Board and ownership

Board
  • Capieaux EtienneDirector

Financial position

66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Annual accounts 2025
Gross margin
€74,693
▼ 11.4%
Turnover
≈ €570,000
estimated
Profit
€13,540
▼ 25.2%
Equity
€14,246
▲ 20×
Total assets
€42,763
▼ 22.6%
Employees on 31-12-2025
1
=
  • 2025 accounts filed 63 days after the deadline
Score breakdownraises risk1 change of registered office in 24 monthsLast filed accounts filed 63 days late; 1 of the last 3 accounts latelowers riskFounded in 2007Figures for financial year 2025 (filed on 02-10-2026)Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 64% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 58+32
equity 33.3% of total assets
Liquidity 27+22
short-term debt 66.7% · cash 10.3%
Profitability 90-5
return on assets 31.7%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025lowest value 07-2025: 2.3%▲ +1.6 percentage points vs 06-2025 08-2025: 3.1%▲ +0.8 percentage points vs 07-2025highest value 09-2025: 1.0%▼ -2.1 percentage points vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.1%▲ +0.1 percentage points vs 03-2026 05-2026: 1.4%▲ +0.3 percentage points vs 04-2026 06-2026: 1.3%▼ -0.1 percentage points vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 2.3%▲ +0.9 percentage points vs 07-2026 09-2026: 2.9%▲ +0.6 percentage points vs 08-2026 10-2026: 1.3%▼ -1.6 percentage points vs 09-2026 11-2026: 1.3%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.09 (0.73 in 2024), below the usual 1.5. Short-term debt is 66.7% and cash 10.3% of total assets. 66.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 49% of them on solvency, 25% on liquidity, 85% on profitability and 99% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Last filed accounts filed 63 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2007
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 02-10-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 63 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-10-2026, 63 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
63 days late
2024
12 days late
2023
22 days late
2022
22 days late
2021
17 days late
2020
25 days late
2019
60 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 32 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Registered office moved from Loyers to DaveNew seat: 5100 Dave, Rue des Nolettes, 45 · Previous seat: 5101 Loyers, Avenue des Dessus de Lives, 2
  2. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointments
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as PHYTOCAP: other retail sale of food (NACE 47279). They are comparable in size and age: total assets between €56,200 and €69,700, founded between 2000 and 2010.

CompanyTotal assetsGross margin
PHYTOCAP Namur€42,763€74,693
BELGIUM BUSINESS COMPANY MULTISERVE Schaarbeek€68,658€72,968
LIFE CARE CENTRE Sint-Gillis (bij-Brussel)€56,151€68,074
UNIVERS DU THE Brussel€67,594€57,972
ZIA & KANWAL Mechelen€69,661€75,649
CULIPRESENT Brugge€61,844€36,361
BOOSTCODE Nivelles€68,761€59,601
Full comparison

Key facts about PHYTOCAP

What is the company number of PHYTOCAP?
The company number of PHYTOCAP is 0892.456.616. The VAT number is the same number with BE in front: BE 0892.456.616.
Where is PHYTOCAP based?
The registered office is at Rue des Nolettes(DV) 45, 5100 Namur.Company details
What does PHYTOCAP do?
According to the KBO register, the main activity is other retail sale of food (NACE 47279).
What is the legal form of PHYTOCAP?
The legal form of PHYTOCAP is Private limited company (BV).
When was PHYTOCAP founded?
PHYTOCAP was founded on 02-10-2007.
Is PHYTOCAP still active?
Yes, PHYTOCAP is an active enterprise in the KBO register.
How many employees does PHYTOCAP have?
PHYTOCAP had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does PHYTOCAP fall under?
In its 2024 annual accounts, PHYTOCAP states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of PHYTOCAP?
The turnover in financial year 2025 is ≈ €570,000. This figure is estimated from the gross margin of €74,693 and 45 comparable companies (NACE 472). It probably lies between €320,000 and €760,000.
Is PHYTOCAP profitable?
In financial year 2025, PHYTOCAP made a profit of €13,540.
Where can I find the annual accounts of PHYTOCAP?
PHYTOCAP filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PHYTOCAP due?
PHYTOCAP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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