PHYTOCAP
ActivePHYTOCAP has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €706 and a net result of €18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 26053 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability95▲+50
Solvency26▲+26
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
1.3%
Return on assets
32.8%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 26053 sector peers (2024).
NBB · sector comparisonPosition among 26053 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
12 d late
2023
22 d late
2022
22 d late
2021
17 d late
2020
25 d late
2019
60 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€706
2023 · €-17k
2018: €-7k
2019: €-17k
2020: €11k
2021: €-29k
2022: €-21k
2023: €-17k
2018 → 2024
Total assets
€55k▲ 1.8%
2023 · €54k
2018: €54k
2019: €46k
2020: €62k
2021: €102k
2022: €95k
2023: €54k
2018 → 2024
Net result
€18k▲ 475%
2023 · €3k
2018: €-6k
2019: €-10k
2020: €27k
2021: €-40k
2022: €9k
2023: €3k
2018 → 2024
Working capital
€-15k▲ 27.9%
2023 · €-21k
2018: €-13k
2019: €-18k
2020: €9k
2021: €-36k
2022: €-26k
2023: €-21k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€11k-€-29k€-21k▲ 29.5%€-17k▲ 15.3%€706
Operating result€38k-€-25k€4k€11k▲ 212%€27k▲ 148%
Net result€27k-€-40k€9k€3k▼ 63.3%€18k▲ 475%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 148% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €55k
Fixed assets
€16k▲ 386%
Current assets
€40k▼ 22.3%
Equity and liabilities €55k
Equity
€706
Debt
€55k
Debt finances 98.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€32k▲
2023 · €13k
Cash flow
€23k▲
2023 · €5k
Solvency
1.3%▲
2023 · -32.1%
Current ratio
0.73▲
2023 · 0.71
Quick ratio
0.26▲
2023 · 0.25
ROA
32.8%▲
2023 · 5.8%
Interest coverage
5.45▲
2023 · 2.24
Debt
€55k▼
2023 · €72k
Debt ≤ 1 year
€55k▼
2023 · €72k
Income taxes
€6k▲
2023 · €3k
Staff costs
€50k▲
2023 · €48k
Equity ratios withheld: equity of €706 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€54k€55k▲
Fixed assets21/28€3k€16k▲
Tangible fixed assets22/27€2k€14k▲
Plant, machinery and equipment23€899€2k▲
Furniture and vehicles24€784€12k▲
Financial fixed assets28€2k€2k=
Current assets29/58€51k€40k▼
Stocks and contracts in progress3€33k€26k▼
Stocks30/36€33k€26k▼
Amounts receivable within one year40/41€12k€9k▼
Trade receivables40€7k€5k▼
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€4k€2k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€54k€55k▲
Equity10/15€-17k€706▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-38k€-20k▲
Amounts payable17/49€72k€55k▼
Amounts payable within one year42/48€72k€55k▼
Trade debts44€61k€39k▼
Suppliers440/4€61k€39k▼
Taxes, remuneration and social security45€11k€15k▲
Taxes450/3€5k€9k▲
Remuneration and social security454/9€6k€6k▲
Income statement
Code20232024
Remuneration, social security and pensions62€48k€50k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€63k€84k▲
Operating profit (loss)9901€11k€27k▲
Financial income75/76B€616€3k▲
Recurring financial income75€616€3k▲
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€6k€25k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€3k€18k▲
Profit (loss) for the period to be appropriated9905€3k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€-20k▲
Profit (loss) brought forward from the previous period14P€-41k€-38k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
31-12
Financial
Weakest financial yearnet €-40k ▼245%
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Back to profitnet €27k
Net result €27k after 2 loss-making years.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
11-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 72 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Nolettes(DV) 455100 NamurGround area
793 m²
Building footprint
117 m²
Volume, LiDAR
932 m³
2 parcels, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PHYTOCAP
since 20212.318.712.744
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92067A0413/00D000 | Wallonia | 661 m² | 1 · 53 m² | 9.1 m · 3 fl. |
| 92032B0509/00Y000 | Wallonia | 132 m² | 1 · 64 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNamur2.318.712.744
Similar companies · same sector, comparable size
CARACTERE D
BE 0844.128.048
Sprimont · Eq €764
BE WINES
BE 1026.357.196
Zaventem · Eq €832
GREAN FROST
BE 1003.151.432
Anderlecht · Eq €579
ULIKA
BE 1003.398.484
Pajottegem · Eq €928
MOMENTUM NUTRICS
BE 0536.230.945
Neupré · Eq €536
Of 2,476 companies in sector 47279 we hold annual accounts for 948. 96 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2007
Fiscal year end31-12
Activities, NACEBEL
47279Other retail sale of food
47299Retail trade
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.