Skip to content
Checked.be
Complete company report
Generated 26-07-2026
Active BE 0763.983.282Private limited company

PHYSIOVISIT

Gaston Devoswijk 21 ·1850 Grimbergen, Belgium· 5 yrs active
Sector: NACE 85699 (85699)
Conclusion Checked

The computed 12-month bankruptcy probability of PHYSIOVISIT is 0.3% (very low). The 2024 annual accounts show equity of €29k and a net result of €9k. Equity is growing by ~59.3% per year across the filed fiscal years. Its solvency ranks better than 49% of 800 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.
Key figures
Equity €29k
Net result €9k
Better than sector 49%
Active 5 yrs
Snowflake analysis 5 axes · computed by Checked
Health61Profitability100Solvency60Growth78Stability94
79 / 100

Exceptional profile, strong across almost every axis.

Health 61
Profitability 100
Solvency 60
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
61 / 100 Healthy
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview4 NBB filings
Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro
€-10k€0€10k€20kOperating result 2021: €-1k€-1kNet result 2021: €-1k€-1kOperating result 2022: €-1k€-1kNet result 2022: €-1k€-1kOperating result 2023: €22k€22kNet result 2023: €15k€15kOperating result 2024: €16k€16kNet result 2024: €9k€9k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~59.3%/year over 4 fiscal years, indicative, assuming unchanged policy.
€0€20k€40k€60k2025: €36k (€34k - €39k)2026: €44k (€42k - €46k)2027: €52k (€49k - €55k)2021: €6k2022: €5k2023: €20k2024: €29k2021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 85 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 38.6% 40.7%
better than 49% of 800 sector peers
Net result €9k €7k
better than 55% of 798 sector peers
Equity €29k €20k
better than 61% of 800 sector peers
Gross operating margin €30k €18k
better than 63% of 799 sector peers
Staff costs €2k €17k
higher than 29% of 157 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€27k
-4.2% +196% vs sector
Net profit
€9k
-41.3% far above sector median
Cash flow
€21k
-5.8% +173% vs sector
Total assets
€74k
-4.5% +203% vs sector
Equity
€29k
+40.5% +168% vs sector
Working capital
€-187
+80.8% far below sector median
Staff costs
€2k
- 21-24
Income taxes
€4k
-25.8% far above sector median
Debt
€45k
-20.6% +65% vs sector
Debt ≤ 1y
€19k
-13.8% -29% vs sector
Debt > 1y
€26k
-25.7% far above sector median
Current ratio
0.99
+3.7% -33% vs sector
Quick ratio
0.99
+3.7% -33% vs sector
Solvency
38.6%
+47.2% -12% vs sector
Debt / equity
1.59
-43.5% -25% vs sector
ROE
31.5%
-58.2% far above sector median
ROA
12.2%
-38.5% far above sector median
Interest coverage
9.04
-47.5% +18% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€27k
Net profit€9k
Cash flow€21k
Staff costs€2k
Income taxes€4k
Dividends-
Total assets€74k
Equity€29k
Debt€45k
of which ≤ 1y€19k
of which > 1y€26k
Working capital€-187
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.99
Quick ratio0.99
Working capital ratio-0.3%
Solvency38.6%
Debt / equity1.59
Long-term debt ratio0.92
Interest coverage9.04
Gross margin-
Net margin-
ROA12.2%
ROE31.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€74k
Fixed assets 21/28€56k
Tangible fixed assets 22/27€56k
Current assets 29/58€18k
Amounts receivable within one year 40/41€3k
Cash & bank 54/58€16k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€74k
Equity 10/15€29k
Contributions / capital 10/11€8k
Reserves 13€21k
Amounts payable 17/49€45k
Amounts payable after one year 17€26k
Amounts payable within one year 42/48€19k
Trade debts payable within one year 44€731
Income statement
Gross operating margin 9900€30k
Operating result 9901€16k
Financial charges 65€3k
Result before taxes 9903€13k
Income taxes 67/77€4k
Net result for the period 9904€9k
Result to be appropriated 9905€9k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary 85699
Legal form Private limited company(610)
Incorporation24-02-2021
StatusActive
Postal code1850
Establishment units 1 location
Gaston Devoswijk 21, 1850 Grimbergen
Ambulante revalidatieactiviteiten
since 20212.313.590.649
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23025B0094/00T002 Flanders 380 m² 1 · 106 m² 9.9 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
10-10-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
19-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
17-01-2023
State Gazette act Capital & shares
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
Belgisch Staatsblad, acts 1 acts
Capital history · 1
17-01-2023
Capital change
All acts · 1 updated 3 years ago
2023
17-01-2023 All shares are now held by a single shareholder Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "eenhoofdigheid_declaration",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_buyback",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": "inkoop_eigen_aandelen",
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_class_creation",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_class_conversion",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "agio_incorporation",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "withdrawal_redemption",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "merger_share_issue",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_split",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "loss_absorption_only",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "statutory_reserve_release",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": "kapitalisering_reserves",
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "convert_to_apports_non_appeles"
    },
    {
      "kind": "vzw_capital_conversion",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "other",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Luik",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2023-01-09",
    "act_kind_objet": "Onderwerp akte: Verening van Alle Aandelen in 1 Hand - Volmacht - Ontslag Bestuurder - Wijziging Zetel - Volmacht"
  },
  "decision": {
    "body": "eenig_aandeelhouder_schriftelijk",
    "act_date": "2023-01-23",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2022-12-14"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0763.983.282",
    "name_full": "PHYSIOVISIT",
    "legal_form": "Besloten Vennootschap",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "Fidiaz NV",
    "person_name": "Kristof Kennis",
    "org_rep_person_name": "Kristof Kennis",
    "person_role_at_subject": "Lasthebber"
  },
  "co_filed_documents": [],
  "shareholders_after": [],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Overige onderwijsondersteunende dienstverlening85609Overige onderwijsondersteunende dienstverlening85699
Primary activity highlighted.
Names & trade names
Legal nameNL PHYSIOVISIT
Registered office
Gaston Devoswijk 21
1850 Grimbergen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
HET LAMPJE BE 0787.602.584 · Leuven
Coordination des Collèges et Ecoles jésuites BE 0751.546.102 · Namur
Team Court'Echelle BE 0790.305.025 · Dison
The Future of Fashion BE 0804.884.620 · Brugge
VIVO Group BE 0778.676.507 · Bierbeek
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative