Checked.be
Active
BE 0803.056.367Private limited company
Phuong VY
Auguste Ortsstraat 6 ·1000 Brussel, Belgium· 3 yrs active
Sector: Non-specialised food retail
(47110)
Conclusion
The computed 12-month bankruptcy probability of Phuong VY is 5.3% (elevated). The 2024 annual accounts show equity of €2k and a net result of €-219. Its solvency ranks better than 25% of 858 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €2k |
| Net result | €-219 |
| Better than sector | 25% |
| Active | 3 yrs |
Snowflake analysis
35
/ 100
Fragile profile, watch solvency in particular.
Health
25
Profitability
22
Solvency
1
Growth
50
Stability
79
Bankruptcy probability (12 mo)
5.3%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate region
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Health barometer
25
/ 100
Weak
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview
Annual accounts filed on 26-09-2025 with the NBB · fiscal year 2024 · volledig
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 2.2% | 17.5% | |
| Net result | €-219 | €14k | |
| Equity | €2k | €101k | |
| Gross operating margin | €33k | €213k | |
| Total assets | €106k | €768k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Revenue | €310k |
| EBITDA | €26k |
| Net profit | €-219 |
| Cash flow | €22k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €106k |
| Equity | €2k |
| Debt | €103k |
| of which ≤ 1y | €103k |
| of which > 1y | - |
| Working capital | €-74k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.28 |
| Quick ratio | 0.17 |
| Working capital ratio | -70.2% |
| Solvency | 2.2% |
| Debt / equity | 45.37 |
| Long-term debt ratio | - |
| Interest coverage | 8.08 |
| Gross margin | 10.6% |
| Net margin | -0.1% |
| ROA | -0.2% |
| ROE | -9.6% |
| EBITDA margin | 8.5% |
| Days sales outstanding | 1d |
| Days payable outstanding | 8d |
| Inventory turnover | 24.56 |
| Days inventory (DSI) | 15d |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €106k |
| Fixed assets | 21/28 | €77k |
| Tangible fixed assets | 22/27 | €77k |
| Current assets | 29/58 | €29k |
| Stocks & contracts in progress | 3 | €11k |
| Amounts receivable within one year | 40/41 | €13k |
| Cash & bank | 54/58 | €5k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €106k |
| Equity | 10/15 | €2k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €-219 |
| Amounts payable | 17/49 | €103k |
| Amounts payable within one year | 42/48 | €103k |
| Trade debts payable within one year | 44 | €6k |
| Income statement | ||
| Turnover | 70 | €310k |
| Gross operating margin | 9900 | €33k |
| Operating result | 9901 | €4k |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €-219 |
| Net result for the period | 9904 | €-219 |
| Result to be appropriated | 9905 | €-219 |
Ratios computed by Checked.
Legal Structure
| NACE primary | Non-specialised food retail(47110) |
| Legal form | Private limited company(610) |
| Incorporation | 22-06-2023 |
| Status | Active |
| Postal code | 1000 |
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21811M0948/00X000 | Brussels | 109 m² | 1 · 103 m² | 23.8 m · 7 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
26-09-2025
NBB filing
Annual accounts filed
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112Cateringdiensten op contractbasis en overige diensten in verband met maaltijden56220Overige eetgelegenheden56290
Primary activity highlighted.
Names & trade names
| Legal nameFR | Phuong VY |
Registered office
Auguste Ortsstraat 6
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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